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EL CAJON, Calif. (KGTV) - The pilot of a small plane made an emergency landing at a field and playground next to W. D. Hall Elementary School in El Cajon.The emergency landing happened around 4 p.m. Friday.The pilot says he took from Gillespie Field for a practice flight and was headed back to Gillespie for a landing when he ran out of fuel. He says his engine stopped, and he had to look for a place to land. He was able to glide onto the field safely.The plane hit a fence on the way down causing damage to a wing.The pilot says he has been flying for decades.No injuries were reported. 598

Economic uncertainty may be roiling the country right now, but that’s not stopping home sales. In some areas, like the suburbs of New York City, bidding wars are back. In July, one house in Orange, N.J. had 97 showings and 24 offers, according to the New York Times.That same month, .3 billion worth of residential real estate sold in the suburbs of Washington, D.C., according to the Washington Post, compared to .2 billion the year before—demonstrating just how much demand there is in some parts of the country. That demand has caused median home prices to spike. Prices in September are 13% higher than they were the same time last year, the largest increase since 2013, according to real estate listing firm Redfin.“We are seeing really interesting trends emerge from COVID that are causing demand to change to an all-time high at the same time that the supply of availability is at an all-time low,” says David J. Wilk, assistant professor of finance and director of the Real Estate Program at Temple University’s Fox School of Business.That means a lot of homes, especially those close to big cities, are suddenly worth a lot more. For homeowners, it’s an envious position: Their equity has bloomed. But what should they do with it? Here are three options.1. Sell Your HomePrices are high, so it’s time to sell, right? As with everything in real estate, it depends.Selling might be the right move for older homeowners who are looking to downsize to a smaller house, a condo or 55+ living. It also may be ideal for homeowners interested in moving to a lower-priced housing market—if the timing is right, and you absolutely know where you want to go.Dottie Herman, CEO of Douglas Elliman, a Manhattan brokerage firm, says it’s also not a bad time to cash out of the ‘burbs to make a city move if you’ve wanted to do so—especially to Manhattan, where sales were sluggish this spring and summer. “If you really love New York City and you believe as I do that it will come back, it’s a great time to buy in the city,” she says, adding that it might be another three to four years before prices rebound.Beware: Your New House Also May Cost MoreIf you want to stay in the same area, a jump in your home’s price most likely means the house you want has made the same leap.You can still consider trading up, especially if your lifestyle has changed because of the pandemic, and you anticipate it staying somewhat altered when we’re on the other side of it. That may mean more people in the house more of the time—and the need for the space to match. “If you can work from home and you don’t have to commute every day, then that drastically changes your decision matrix,” Wilk says.Falling Interest Rates Can Make a Move Make SensePlus, with interest rates for 30-year mortgages at record lows, getting a bigger mortgage now might make sense in the long term. Just make sure you can still afford the payments and aren’t necessarily banking on that home also becoming a big pay out down the road because the housing market is cyclical and eventually will fall down again.“Rushing to sell your house or buy a house because of the short term isn’t a prudent move,” says Danny McAuliffe, CFP, wealth advisor and head of planning at Perigon Wealth Management. “Making decisions based on what you can afford and make sense for you and your family, that is going to be a better situation for the long term.”If you’re thinking of making that high- to low-cost market move, Herman warns that you should at least live in the place first by renting to see if you really like it. This is especially true for seniors who dream of ditching colder climates for warmer places.Not only does it make sense to get a feel for the area in which you want to live that you can’t achieve while on vacation, but you also will learn if you have the temperament to be away from family for so long. Otherwise, you’ll cash out now and have to buy back in—and who knows what the market will be like then.2. Have Your Home Appraised to Ditch Mortgage InsurancePrivate mortgage insurance (PMI) is usually tacked onto your monthly mortgage payment if you put down less than 20% on the property when you purchased it. PMI is there to protect lenders in case you walk away. But if your home is suddenly worth more, you may hold enough equity to request to have PMI cancelled.To do this, you need to show lenders the home has increased in value, which means paying for a home appraisal. Those typically cost between 0 and 0. Meanwhile, PMI typically costs between 0.05% and 1% of the loan amount annually, which means the appraisal will pay for itself.If you’re staying put, you should also reassess your insurance to make sure it matches what your home is now worth, says McAuliffe. That’s because a policy based on a lower price may not cover the current value of the home, should the worst happen and you need to rebuild.“Specifically you want to make sure that the dwelling coverage in your homeowners policy is sufficient to rebuild your home if something catastrophic were to happen,” he says, adding that these policies typically exclude earthquake and flood insurance.3. Take Equity OutWith interest rates so low, taking some equity out is another option. You can use that money to make renovations to your current home—which may be tax deductible, says McAuliffe—or pay off high interest credit card debt—as long as you don’t then rack up debt on them again.You can take equity out in several ways, including through a home equity line of credit (HELOC) or a cash-out refinance, where you pull the equity out in, well, cash. Homeowners at least 62 years old also can take out a reverse mortgage, which lets them borrow from their home’s equity.Herman says money drawn from equity could be used to buy another property, either as a second home, or to rent out. But only think about becoming a landlord if you have tolerance for it and can cover the mortgage in the case the property is empty between tenants, or tenants stop paying.Just make sure that you aren’t taking all of the equity out. People who got in trouble in 2007 and 2008 “pulled all of their equity out,” Herman says. “When prices dropped, they were stuck because they had used all the equity up in their home for something else.” So don’t press your luck and strip your house of all its old and new equity, or else you may wind up with a house worth less than what you owe on it. 6432

DUBLIN, Calif. — “Full House” actor Lori Loughlin has been released from prison after spending two months behind bars for paying half a million dollars in bribes to get her two daughters into college.Loughlin was released Monday from the federal lockup in Dublin, California, where she had been serving her sentence for her role in the college admissions bribery scheme.Her husband, fashion designer Mossimo Giannulli, is serving his five-month sentence at a prison in Lompoc near Santa Barbara, California. He’s expected to be released in April.Loughlin and Giannulli were among the highest-profile defendants charged in the scheme, which revealed the lengths to which some wealthy parents will go to get their children into elite universities.Loughlin and Giannulli admitted to paying 0,000 to get their two daughters into the University of Southern California as crew recruits even though they aren’t rowers. 922

EL PASO, Texas - A cathedral in El Paso was vandalized while the church was open and available for prayer Tuesday morning.The Diocese of El Paso says a suspect came into the sanctuary at St. Patrick Cathedral around 10 a.m. and destroyed an almost 90-year-old statue of the Sacred Heart of Jesus, which was located in the center behind the main altar.“I am in shock and we at the Cathedral are heartbroken over such an unexpected situation,” said The Rector of St. Patrick Cathedral, Fr. Trini Fuentes.The suspect has been detained by the El Paso Police Department, officials said.“This statue is one of my favorite representations of Jesus—his arms open wide in welcome, his heart aflame with love for us. I would often take inspiration from this image as I prepared for Mass,” said Bishop Seitz. “As sad as I am to see a statue attacked and destroyed, I am grateful that it was not a living person. But a statue, particularly this statue, concretizes and connects us to persons and ideals that are not visible to our eyes. They reveal to us realities that are close to us, but unseen."Officers are currently continuing their investigation into the vandalism.“At this point we do not know anything about the person who carried out this assault, but he certainly must be a person who is greatly disturbed to have attacked this peaceful place in our city and this image of the King of Peace. I hope this might be the impetus for him to receive the help he needs. He will be in my prayers,” Bishop Seitz continued. “I am devastated at this irreplaceable loss as I know members of this parish community and the whole Church of El Paso will be. At this moment we will reach out in confidence to the One this statue represented and I know he will console us."This story was first reported by Sydney Isenberg at KXXV in Waco, Texas. 1834

EL CAJON, Calif. (KGTV)— Family and friends of 19-year-old Kiera Bergman gathered at the Ronald Reagan Community Center to celebrate her life. A month-long search ended in a body discovery in the Arizona desert. Her ex-boyfriend, 23-year-old John Clark is accused of killing her. Kiera Bergman was the eldest daughter of the Bergman-Bragg family. Her mother Kiersten Bragg remembered Kiera had a strong personality, even before she was born.“I never forget I would always crave SpaghettiOs and that was one of her favorite things to eat,” Bragg said. She said as a teen Kiera would crave the canned spaghetti. Her family told 10News, Kiera was a spunky, playful, chunky toddler. "I always compared her to the Michelin man because she had tons of rolls everywhere,” her mother laughed. Then she became a big sister to Braydee. Kiera was silly, artistic, a talented singer, with a big heart. In his speech at the ceremony, her grandfather shared the time she spent her first ever paycheck from her part-time job on the homeless.“She bought the lady lunch. And I don't know many teenagers who will take their first paycheck and do that. So that kind of shows you what kind of girl she was,” Jim Bergman said, in tears. They said Kiera hoped to one day combine her giving personality with her dream job - America's best hairstylist.“Her dream was to at least once or twice a month, go to the homeless and do their hair and make them feel better about themselves,” Bragg said. But she was not able to live out her dream. Her boyfriend at the time, John Clark, convinced her to drop out of Cosmetology school. The two them moved to Arizona in March. Her boyfriend is accused of killing and leaving Bergman in the Arizona desert."That's what breaks my heart. She still had so much love to give,” Bragg said. Kiera Bergman's celebration of Life ceremony was so packed, it was standing-room only. 1945