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Grocery chain Kroger is reportedly considering banning all Visa card transactions at its locations throughout the United States due to a dispute on swipe fees, Bloomberg reported. Kroger is reportedly taking the first step toward stopping Visa transactions. At its Foods Co. Supermarkets, which are located in California, the chain will stop accepting Visa transactions next month, Bloomberg reported. “It’s pretty clear we need to move down this path, and if we have to expand that beyond Foods Co., we’re prepared to take that step,” Kroger spokesperson Chris Hjelm told Bloomberg. "When the amount retailers pay in card fees gets out of alignment, as we believe it is now, we don’t believe we have a choice but to use whatever mechanism possible to get it back in alignment.”While Kroger itself has grocery stores in 21 states, Kroger owns a number of regional chains throughout the country — Baker’s, City Market, Dillons, Food 4 Less, Fred Meyer, Fry’s, Gerbes, King Soopers, Jay C, Food Store, Owens Market, Pay-Less Super Markets, QFC, Ralphs and Smith’s Food and DrugVisa issued a response to Kroger's announcement. "Visa is disappointed at Kroger’s decision to stop accepting Visa credit cards at its Foods Co. stores. When consumer choice is limited, nobody wins. Our goal is to protect the interests of our cardholders to ensure they can use their Visa credit cards wherever they shop. Visa remains committed to working with Kroger to reach a reasonable solution," Visa said in a statement. According to the National Retail Federation, roughly 2 percent of all transactions go toward swipe fees.  1660

Google desperately wanted to copy Facebook's success on social media. Instead it may be left with a version of one of Facebook's biggest failures.In 2011, as Facebook was rapidly approaching the one-billion-active-user milestone, Google made a last-ditch effort to beat back its online rival with the launch of a rival social network called Google+. The service unmistakably resembled Facebook, though with some novel additions, including more customized sharing options and group video chats.Seven years later, Google+ — the also-ran social network that Google was never willing to let die — is finally being moved to the company's trash folder, joining previously abandoned social products like Google Reader, Wave, Buzz and Orkut.But it appears Google Plus may have lasted just long enough to land Google in hot water.Google said Monday that it is shutting down Google Plus for consumer use after discovering a security bug that exposed the personal information of as many as 500,000 accounts on the social network. Worse still: Google waited more than six months to publicly disclose the security issue.The Wall Street Journal, which was first to report the bug, said Google's legal and policy team warned senior executives at the company that disclosing the security flaw could lead to "immediate regulatory interest." Google discovered the security bug in March, the same month that Facebook's Cambridge Analytica data scandal came to light, prompting a global privacy backlash.Google, for its part, says it found "no evidence" that any data was actually misused. To decide whether to notify the public, Google says its Privacy & Data Protection Office reviewed "the type of data involved, whether we could accurately identify the users to inform, whether there was any evidence of misuse, and whether there were any actions a developer or user could take in response. None of these thresholds were met in this instance."The security issue, and the company's delayed disclosure of it, risks exposing Google to the same regulatory scrutiny that has plagued Facebook — and all because of a product that was intended to help Google better compete with Facebook.The Irish Data Protection Commission said it wants to get more information from Google. Officials in Germany are also looking into the situation. Vera Jourova, Europe's top justice official, called the Google news "another reminder" of why the European Union "was right to go ahead with modern data protection rules," namely the General Data Protection Regulation (GDPR)."It seems that some of the big tech players are not eager to play fair without 'regulatory interest,'" Jourova wrote on Twitter.It wouldn't be the first time that chasing Facebook led Google into a regulatory rabbit hole. Shortly before Google+ launched, the company reached a settlement with the Federal Trade Commission over charges that it violated its own privacy promises when launching Google Buzz, another social network.The FTC alleged at the time that some of Google's Gmail users were enrolled in certain Buzz features even if they had opted not to be. The commission also charged that users "were not adequately informed that the identity of individuals they emailed most frequently would be made public by default."Ashkan Soltani, a former FTC technologist who worked at the agency when it pursued investigations into Google and Facebook in 2011, told CNN Business the Google+ security issue could once again cause the FTC to investigate Google. But he said it will "depend on political pressure," because there are "much larger breaches to contend with."While Google's security bug is said to have impacted upward of half a million accounts, Cambridge Analytica — a data firm with ties to President Donald Trump's campaign — accessed information from as many as 87 million Facebook users without their knowledge. And last month, Facebook disclosed that attackers exposed information on nearly 50 million users."Google's breach is far smaller than Facebook's in terms of the number of accounts affected," said Mike Chapple, who teaches business analytics and cybersecurity courses at the University of Notre Dame's Mendoza College of Business.Call it an odd twist of fate that the saving grace for Google right now may be that one of its products failed to take off with users. Google even appeared to play up this point in its blog post announcing the shutdown this week. Google Plus "has not achieved broad consumer or developer adoption," the company said. "90 percent of Google+ user sessions are less than five seconds." 4699

Grocery stores are preparing for more shortages and two chains have already announced limits on buying some items.Kroger is allowing customers two each of paper towels, toilet paper, disinfecting wipes and hand soap. H-E-B is putting limits on those same things, along with rubbing alcohol, and first aid and cleaning gloves.A supply chain expert tells us the upcoming holidays and a recent surge in COVID-19 cases are adding to demand.Manufacturers are focusing on the most popular products, so less variety may also make it seem like there are more shortages.Months of steady demand has made it tough for retailers to stock up.“There hasn't been really a low season across the board to allow for building up inventory that we can use during the holiday season when we expect a surge in demand,” said Rafay Ishfaq, Associate Professor of Supply Chain Management at Auburn University.Another chain, Stew Leonard's, says it's ordering 20% more stock than usual before the holidays this year. Meanwhile, it's already seen an uptick in panic buying.Customers are looking for cleaning supplies, frozen foods and comfort foods.“I think there was a little unrest over the election and there still is, and people aren't really sure if there's going to be any type of a lockdown in America,” said Stew Leonard's CEO Stew Leonard Jr.In talking to customers, Stew Leonard's says it's found more people are preparing for small Thanksgiving gatherings. So, it's stocking up on smaller turkeys and offering recipes to people who are trying a hand at cooking one for the first time.By anticipating the changes, the chain hopes to keep shelves full through the end of the year. 1670

GENEVA (AP) — The head of emergencies at the World Health Organization says its “best estimates” indicate that roughly 1 in 10 people worldwide may have been infected by the coronavirus.The estimate — which would amount to more than 760 million people based on current world population of about 7.6 billion — far outstrips the number of confirmed cases as tallied by both WHO and Johns Hopkins University, now more than 35 million worldwide.Experts have long said that the number of confirmed cases greatly underestimates the true figure. 546

HONG KONG – Scientists at the University of Hong Kong claim to have the first evidence of someone being reinfected with the coronavirus that causes COVID-19.They said Monday that genetic tests show a 33-year-old man returning to Hong Kong from a trip to Spain in mid-August had a different strain of the virus than the one he’d previously been infected with in March.The man had mild symptoms the first time and none the second time, so his previous infection may have helped prevent serious illness.Experts say waning immunity could have implications for vaccine development and that the case shows the need to keep up social distancing and other prevention measures.Dr. Kelvin Kai-Wang To, who led the group of scientists, told The Associated Press that it’s unknown how many people can get reinfected, but there are probably more out there.Even if someone can be infected a second time, it’s not known if they have some protection against serious illness, because the immune system generally remembers how to make antibodies against a virus it’s seen before. 1069