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MONTEREY, Calif. (KGTV) - A student was stabbed in the chest by another student Monday at North Monterey County Middle School, the Monterey County Sheriff’s Department said.The attack happened in the quad of the Castroville school about 8:30 a.m., just before classes started, investigators said.The victim and the attacker are both 12 years old, said Deputy Joseph Banuelos. One of the boys stabbed the other with a six-inch kitchen knife, according to the deputy.A staff member approached the attacker and distracted him while another staff member came up behind the boy and tackled him.When deputies arrived, they arrested the attacker, who was sitting in the principal’s office.The school was locked down for an hour while a medical helicopter arrived to take the victim to a San Jose trauma center.The victim’s injuries are life threatening, Banuelos said.  880

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

NATIONAL CITY, Cali. — A California woman is heartbroken after she was forced to leave her beloved fish at Denver International Airport.It was supposed to be a happy homecoming for Lanice Powless and her best friend."I've taken him everywhere with me," she said.But Wednesday, the University of Colorado sophomore left Denver without "Cassie," her pink, male beta fish."This lady was just not having it," Powless said. "So the supervisor comes and she said 'Unfortunately, you cannot bring fish onto Southwest Airlines."Her freshman year in Colorado, Powless admitted she was lonely and wanted a pet. She considered getting a dog or cat but her mother convinced her that a fish would be a better fit. She got Cassie at the local Petco, but did not realize she would end up falling in love with him."I put my finger in there, he come up and nibble my finger. He was a cool fish," she said. "I even got him a heater because it gets so cold in Colorado." 974

Nashville kindergarteners expressed their gratitude to James Shaw, the hero of the Waffle House shooting, for his bravery.The counselor at Glenn Elementary asked students to make cards after they asked what happened in the incident. They also made cards, saying they were sorry for the victims' loved ones.Four people were killed early Sunday morning when a gunman opened fire at a Waffle House in Antioch, Tennessee.The suspected gunman, Travis Reinking, was taken into custody Monday afternoon.  510

My grandmother used to take me to Cielo Vista Mall. Now it’s one more mass shooting scene. How many more must grieve before we act? #ElPaso— Pete Buttigieg (@PeteButtigieg) August 3, 2019 201

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