玉溪打胎收费(玉溪去哪做人流好) (今日更新中)

McDonald's hopes new breakfast items will draw more customers to the golden arches.The company announced Tuesday that it would expand its breakfast menu. The new items, along with local deals and low prices, should help "win back customers at breakfast," said CFO Kevin Ozan during a call with analysts.With the new items, McDonald's is aiming to reverse a troubling trend: American customers are eating elsewhere.Sales in the United States grew by 2.4% in the third quarter, but that was mostly because people spent more. The number of American customers declined.Over the past couple of years, McDonald's (MCD) has tried a number of different strategies to boost its US business. It put self-order kiosks in restaurants. It added new menu items. And McDonald's added delivery.That helped boost sales among existing customers. But those initiatives, part of a massive effort to modernize its US restaurants, haven't helped McDonald's hold on to existing customers or bring in new ones.The company believes a revamped breakfast menu could help."It's very competitive out there at breakfast," said CEO Stephen Easterbrook. "We're still losing a little share ... it continues to be a battleground," he said. "We want to do better at breakfast."McDonald's didn't offer details on what the new items will be.In recent years, Taco Bell has found success with its breakfast offerings. The chain started serving breakfast in 2014 and now sells items like the naked egg taco, which has a fried egg for a shell. Dunkin' (DNKN), which offers a two-sandwich deal for breakfast, has also done well in the morning.Competitors have upped their game and McDonald's may have "lost a little bit of ground" on breakfast over the past few years, said Morningstar analyst R.J. Hottovy.McDonald's has already made some changes that may entice new US customers. It added coffee and  breakfast sandwiches at some locations. Easterbrook said it's too soon to tell whether those efforts are paying off.Hottovy thinks that McDonald's has a good shot at turning around its fortune."With a little bit of focus," he said, McDonald's "can get right back in.""They've gotten better about product innovation," Hottovy added. Customers responded enthusiastically to McDonald's new buttermilk crispy chicken tenders. That could bode well for the company's new breakfast item.Although McDonald's is struggling to win over customers for breakfast, it has used its popular breakfast items to drive growth in the past. Sales surged after McDonald's launched its all-day breakfast menu in 2015. 2628

Love Shark Week? You may be in luck.USDirect.com says it will pay one lucky fan ,000 to watch every second of this year’s Shark Week on the Discovery channel. The person will also receive snacks to help get them through the viewing, as well as Shark Week “swag.”“Put yourself to the test—if you think you’ve got the guts,” wrote the company.USDirect says the “jawb” entails tweeting and sharing your favorite Shark Week fact each day, using the hashtag #SharkWeekDreamJawb.The person will also need to rank each program from least to best in the following categories: Most entertaining, most informative, most fearsome (scariest), and most surprising.The “job” will begin on Aug. 9 and last for an entire week.“We don’t care if you watch Shark Week in bed, in-between meetings, or at the dinner table (though your family may feel differently): as long as you watch every second of Shark Week 2020, ,000 is all yours,” wrote USDirect.To be considered, here’s what USDirect says it needs from you:· You gotta love sharks—enough to celebrate them for a whole week.· You have to be at least 18 years old and a U.S. resident.· You have to be willing to document your Shark Week marathon on your social media.Those interested can apply here. The deadline to submit an application is July 27 at 5 p.m. ET. 1310

MAGALIA, Calif. (AP) — Cool weather helped fire crews gain ground Thursday against the nation's deadliest wildfire in a century, as the search went on for more bodies. At least 56 people were killed and 300 were unaccounted for a week after the flames swept through.The nearly 220-square-mile (570-square-kilometer) blaze in Northern California was 40 percent contained, the state fire agency said, and firefighters succeeded in slowing the flames' advance toward populated areas.More than 450 searchers were assigned to look for remains in Paradise, which was all but destroyed Nov. 8, and in outlying areas such as Magalia, a forested town of about 11,000. Many of the missing were elderly and from Magalia."If this town does recover, it's going to take many, many years," said Johnny Pohmagevich, an 18-year Magalia resident who lives up the road from many burned homes.Police drove around town, searching for those still in their homes and checking if they needed food and water.Butte County Sheriff Kory Honea said Wednesday night that 130 people were missing. His office later released a list of 300 who were unaccounted for, though spokeswoman Miranda Bowersox said some of those may simply not have checked in with officials or family.At the other end of the state, crews made progress against a blaze of more than 153 square miles (396 square kilometers) that destroyed over 500 structures in Malibu and other Southern California communities. The fire was 57 percent contained, Cal Fire reported.At least three deaths were reported in Southern California.Officials in Northern California put the number of homes lost there at nearly 8,800, and the sheriff said the task of recovering remains had become so vast that his office brought in 287 more searchers Wednesday, including National Guard troops. The search crews used 22 cadaver dogs.Interior Secretary Ryan Zinke joined California Gov. Jerry Brown on a visit to Paradise on Wednesday, saying it was the worst fire devastation he had ever seen."Now is not the time to point fingers," Zinke said. "There are lots of reasons these catastrophic fires are happening." He cited higher temperatures, dead trees and the poor forest management.The governor said officials would need to learn how to better prevent fires from becoming so deadly .It will take years to rebuild, if people decide that's what should be done, said Brock Long, administrator of the Federal Emergency Management Agency. "The infrastructure is basically a total rebuild at this point," he said.While most of Paradise was wiped out, in Magalia there was a sharp dividing line between homes that burned and those that were spared."Magalia has so many trees. I honestly can't believe it just didn't get leveled," said Sheri Palade, an area real estate agent.Tom Driver, the office manager and elder at Magalia Community Church, said he heard the church made it through the blaze, though he did not know whether his home did."I've been able to account for all of the congregation," said Driver, who is staying with family in Oakland. "They're all over the place, but they got out in pretty good time."Kim Bonini, one of those who got out safely, left after hearing someone on a bullhorn two blocks over urging people to leave. The power in her home had gone out that morning, leaving her with only her car radio."My cell didn't work, my house phone didn't work, nothing. Nothing except for me crawling into my car," Bonini said from her daughter's home in Chico. "If I wouldn't have heard them two blocks down, I wouldn't have known I had to evacuate."___Associated Press writers Janie Har and Olga R. Rodriguez in San Francisco, Amy Taxin in Santa Ana, California and Andrew Selsky in Salem, Oregon, also contributed to this report. 3778

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

LOS ANGELES, Calif. – Singer John Legend dedicated his performance at Wednesday’s Billboard Music Awards to his wife Chrissy Teigen who recently suffered pregnancy complications and lost the baby she was carrying.Before Legend began performing his song “Never Break,” Legend said, “This is for Chrissy.”In an emotional performance, Legend sang about a relationship that will never falter because it’s built on a strong foundation.“I'm not worried about us, and I've never been,” he sang.It’s been about two weeks since Teigen took to Instagram with the heartbreaking announcement that she and Legend were shocked and in deep pain after losing their child. View this post on Instagram A post shared by chrissy teigen (@chrissyteigen) on Sep 30, 2020 at 8:58pm PDT Since the announcement, Teigen has been off social media, a space where she’s made a name for herself, commenting on cultural events and sharing things about her family life.Along with the lost baby, Teigen and the current “Voice” coach have two children together, daughter Luna and son Miles. 1083

来源：资阳报