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It doesn’t take much to upend many Americans’ finances. A car that won’t start, a furnace that dies or a trip to the hospital can leave households struggling to make ends meet.According to the Federal Reserve, 44% of U.S. adults say they would have trouble coming up with 0 to cover an unexpected expense. Even families who have more in the bank can flounder. Surveys by The Pew Charitable Trusts found that 51% of families with at least ,000 in savings reported trouble paying the bills after a financial shock.Yet it is hardly a shock if an appliance wears out or a car breaks down.It’s time to rethink what we mean by unexpected expenses. Some bills may be unpredictable in their amount or their timing, but they’re still inevitable. In other words: If you have a car, or a home, or a body, sooner or later it’s going to cost you.A better approach, especially for households currently living paycheck to paycheck, is to save for the most likely costs and have some kind of Plan B to handle the truly unexpected.Here’s how that might work with three of the most common unexpected expenses Pew found: 1119

In the midst of a global pandemic, there's a new challenge to millions of Americans’ health insurance. The Supreme Court will hear arguments Tuesday on the Affordable Care Act.“If the ACA is repealed, millions of people across the country will lose access to their health care, but not only that, millions of people who have preexisting conditions will lose protections, which were put in place through the ACA that allows them to not be discriminated against from insurance companies,” said Rosemary Enobakhare, Director of HealthCareVoter.org.Texas is arguing the ACA is unconstitutional since Congress got rid of the tax penalty it carried if you didn't have insurance.Even though the high court has a new conservative judge and majority, legal experts don't think the justices will strike down the entire law.Even advocates for the ACA admit it needs to be improved, but don't want to see vulnerable populations lose coverage in the meantime.“When all the dust settles, and everything clears, and it's time to get to work, we’ve got to make sure to remind people what they ran on and we’ve got make sure that we have people fighting for folks in their lives and making sure they're prioritize health care,” said Enobakhare.Healthcare Voter would like to see Medicaid expanded in all states. They also want lower costs for prescription drugs.“In the United States, people pay 0 to 0 a viable. Folks who have diabetes need multiple vials of insulin in order to be able to manage their condition and so people are paying thousands of dollars, monthly, and this is with insurance to be able to stay alive. That is unacceptable,” said Enobakhare.The Supreme Court will not issue a ruling on the ACA until next year. 1728

Is Facebook down? That was the case for many as Twitter lit up with reports of not being able to access the social media site Monday morning. According to downdetector.com,  the East coast had the most reports of outages. Facebook was back up and running for several users after being down for about 30 minutes.Users also took to Twitter to report the outage, with #FacebookDown trending quickly.The reactions to the social media site not functioning ranged from hilarious to pure desperation. 521

In the month since news broke of allegations of sexual harassment and assault against Harvey Weinstein, about 1 in 5 Americans said close friends or family members shared stories about sexual harassment or assault on social media, according to a CNN poll.Headlines about the scandal and the culture in which it flourished were just as ubiquitous, especially as other powerful men were called out. About 66% of people said they've heard a lot of news stories about sexual harassment and assault lately, according to the same poll.But what do people really think of all this coverage and the impact it will have? The CNN poll conducted by SSRS found that most people are hopeful that the surge of attention on sexual harassment and assault could help make things better. 776

In what is normally quiet Cajun country, the sound of shoveling sand rises above all else right now.“Just filling a few sandbags to make sure that we get any water intrusion through the doorways of house,” said Joe Soudelier, who was filling 28 sandbags in Morgan City, Louisiana.In this region of the state known as Acadiana, there are worries about water coming in courtesy of Hurricane Laura.There are many shrimp trawlers visible along the Louisiana coast. About an hour west of Morgan City, people in Iberia Parish, and in other nearby parishes make a living off the water. Now, though, the water that supports their livelihood is a potential threat to their lives.Storm surge along the Louisiana coast could be more than 10 feet in spots. Coupled with strong winds, they are dual concerns with Hurricane Laura.Still, many here won’t evacuate, like Shannon Zeringue, who lives in a trailer.“It’s been there for like 30 years,” she said. “Kind of sunk in the ground. So, I think I'll be okay.”There are shelters open for residents, but Zeringue worries about exposure to the coronavirus. She is counting on sandbags for protection and said she regrets the last time she evacuated.“One year we left and we spent all kind of money going and doing everything and it was like - it was just a waste of money,” Zeringue said. “We could’ve just stayed. And makes it hard for people who don't have money like that to try to evacuate.”Really, though, it is about people taking care of each other in this area where Cajun bonds are strong.“People help each other out every time there's a situation like this,” said resident Al Richard. “And they all give a helping hand to everybody."That was something witnessed first hand, as Soudelier came over to help him.“Everybody helps clean up, pick up and get back to normalcy,” Richard said, “and then we appreciate each other after it’s all over.“It is an ending they are already looking forward to with Hurricane Laura. 1967

来源：资阳报