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SACRAMENTO, Calif. (AP) — A rookie Sacramento police officer was shot during a domestic violence call and lay wounded for about 45 minutes as the gunman kept officers at bay with bursts of fire, authorities said Thursday. She was finally rescued with an armored vehicle but died at a hospital."We are devastated," Deputy Chief Dave Peletta said. "There are no words to convey the depth of sadness we feel or how heartbroken we are for the family of our young, brave officer."Officer Tara O'Sullivan, 26, was shot Wednesday evening while helping a woman collect her belongings to leave her home. As officers swarmed the area, the gunman continued firing in a standoff that lasted about eight hours before he surrendered.Stephen Nasta, a professor at the John Jay College of Criminal Justice and a former inspector with the New York Police Department, said taking 45 minutes to reach a wounded officer is "unacceptable."If officers couldn't immediately get an armored police vehicle to the scene, he said, they should have commandeered an armored bank vehicle, bus or heavy construction equipment."If there's somebody shot, lying on the ground, you have to do everything you can," Nasta said.If no such vehicle was available, he said he would expect police to use a diversionary tactic such as firing at the home, setting off smoke grenades or breaking a door or window in another part of the home to distract the gunman as other officers rescued the wounded comrade. Police said five other officers fired their weapons during the incident.Police identified the suspect as Adel Sambrano Ramos, 45, of Sacramento.His younger brother, Orlando Ramos, told The Associated Press that Adel Ramos is estranged from his family and has a long record that includes convictions for driving under the influence, drug use and domestic violence."It's the drugs, it's always been the drugs," Orlando Ramos said. "If he goes to prison for the rest of his life, I could care less."I'm a lot more heartbroken for seeing the pain in my mother and for the police officer and her family than I am for him going to prison," he said.He said he was sorry the shooting occurred and sent his condolences to the officer's family.O'Sullivan graduated from the police academy in December and was working with a training officer. She was expected to be on her own in a couple of weeks, Peletta said.She and other officers arrived at the home at 5:41 p.m. A half-hour later the first shots were fired, and O'Sullivan was hit, authorities said. The gunman continued firing a rifle-type weapon. At 6:54 p.m., additional officers responded with an armored vehicle to rescue O'Sullivan."Our officers maintained cover in safe positions until we were able to get an armored vehicle in the area," Sgt. Vance Chandler said.Five minutes later, O'Sullivan was taken to UC Davis Medical Center, where she died.The woman she was helping was not hurt. Orlando Ramos said she was Adel Ramos' girlfriend.O'Sullivan grew up in the San Francisco Bay Area and graduated last year from Sacramento State University with a degree in child development.Mayor Darrell Steinberg said on Facebook that O'Sullivan was in the first graduating class of a groundbreaking program at Sacramento State that "emphasizes the importance of inclusion and cultural competence for future law enforcement leaders — of which Tara undoubtedly would have been."___Rodriguez reported from San Francisco. Associated Press writer Stefanie Dazio in Los Angeles contributed to this story. 3515

RICHMOND, Ind. — Shots were fired at a Richmond middle school Thursday morning.The incident happened at Dennis Middle School, at about 8 a.m. local time. Police say a teenaged suspect is dead after taking his own life.The school district confirmed on Twitter there was an active shooter. The school is secure.The suspect is contained, WRTV in Indianapolis reports.All Richmond Community Schools are on lockdown, the district posted on Facebook. Nobody may leave or enter the buildings.It is unknown if anybody was hurt. This story will be updated.  566

RICHMOND, Va. — Despite a recent extension of student loan relief, experts suggest borrowers should begin preparing now for repayments to begin."The best thing you can do right now is to set a plan forward for your repayment," said Andrew Pentis, who works with LendingTree. "It's possible that this moratorium could be extended by the Biden administration or the newly-elected Congress. But Biden takes office on Jan. 20 and the current moratorium is expected to end right now at Jan. 31. So that only leaves you know less than two weeks for a decision to be made on whether the moratorium will be extended."Pentis said that since March, millions of student loan borrowers have been given an administrative forbearance, which suspended payments and interest and stopped collections on all defaulted student loans. He said borrowers with government-held federal student loans did not incur penalties during the moratorium."If you have an eligible federal student loan and you're seeing any of those negative impacts such as your credit score being affected your credit report showing and delinquent account, it's best to contact your federal loan servicers," Pentis said.For borrowers struggling to afford payments, Pentis suggested they enroll in an income-driven repayment plan to lower monthly payments. "You could also pause your payments via a deferment for unemployment or other economic hardship reasons," he said.He said hoping the government will simply wipe away the more than trillion in student loan debt is not a wise option."There are billions of dollars worth of private student loans and student loans that are no longer in the hands of the federal government," he said. "So even if both major political parties got together and decided this is what they wanted to do, it's unlikely that we would see more than a trillion dollars actually went away."While Pentis says it is best to plan to restart payments at the end of January, reports surfaced on Thursday that Congress is close to striking a deal on more COVID-19 stimulus that could include more student loan relief.This story was originally published by Shelby Brown on WTVR in Richmond, Virginia. 2181

SACRAMENTO, Calif. (AP) — California voters could decide in 2020 whether it should be easier for their local governments to raise taxes and issue bonds for affordable housing, road improvements and other public projects.A constitutional amendment proposed Wednesday would lower how much voter support communities need to raise money for infrastructure projects from two-thirds to 55 percent.Assembly Democrats say the current threshold allows a minority of voters to derail needed projects."These two-thirds thresholds are meant to enable a boisterous minority to impede progress," said Assemblyman Todd Gloria of San Diego.But taxpayer advocates said it would make things more expensive for homeowners in particular because it could lead to more parcel taxes, a flat tax levied on property owners."If this passes it's going to be devastating for property owners," said David Wolfe, legislative director for the Howard Jarvis Taxpayers Association.Constitutional amendments need support from two-thirds of lawmakers to land on the ballot, and the backing of a simple majority of voters to become law.Assemblywoman Cecilia Aguiar-Curry, a Democrat sponsoring the amendment, said she hopes to place it on the November 2020 ballot. That would coincide with the presidential election, which usually draws the highest voter turnout and millions more Democrats than Republicans.It would apply to projects including affordable housing, wastewater treatment, fire and police buildings, parks, public libraries, broadband expansion, hospitals and more.Local governments typically fund those projects through bonds or special taxes, like the parcel tax or a dedicated sales tax.The 55 percent threshold would still be higher than the simple majority communities need to raise general taxes, such as sales taxes not dedicated to special projects.Democrats highlighted projects that have narrowly missed the two-thirds threshold to make their case, such as a recreation center restoration in Millbrae and road repairs in Eureka."I have heard about deteriorating buildings, decrepit community facilities and our extreme lack of affordable housing," said Aguiar-Curry, a former mayor of a small rural California city. "This will empower communities to take action at the local level to improve the economies, neighborhoods and residents' quality of life."But Wolfe, of the taxpayers association, said the list of allowable projects is broad and could lead to a slew of new tax and bond proposals from cities and counties that could saddle taxpayers for years."These are pretty encompassing categories and there's no limit," he said. "You're talking about long-term debt that lasts for decades." 2688

Rosie Raabe is an artist, a pet mom, a plant mom and a part of the cystic fibrosis community. She was diagnosed at three years old.“I wear a mask because if certain particles of bacteria and stuff get into my lungs, it will settle in there and it will cause endless lung infections,” Raabe said.According to the Cystic Fibrosis Foundation, cystic fibrosis is a progressive, genetic disease that causes persistent lung infections and limits the ability to breath over time.“A lot of people think of it as just a lung disease, but actually all your organs are involved. Especially for me, it is digestive,” Raabe said.Just two and a half years ago, Raabe underwent a liver transplant donated by her brother."I’m not crying in the video because I’m trying so hard not to, but it is the most terrifying thing to choose to go through something like that. And actually, at the end of that video I’m like, 'can I bring my mask?'”Masks have been an everyday part of Raabe’s life. So when she hears there are people who refuse to wear a mask during this pandemic, Raabe says she feels shocked, frustrated and upset somebody would be willing to risk the safety of someone’s life.“I just feel like it’s really inhuman to be so selfish.”She says a virus like the one that causes COVID-19 would have devastating effects on her.“I can’t even imagine what it would do to me, especially me. Because I’m on immuno-suppression for my liver transplant," Raabe said. "So having cystic fibrosis alone is scary enough to get something like this virus – I mean my lungs aren’t in tip-top shape – but on top of that, having immune-suppression, I’m even more susceptible.”Studies have increasingly shown that masks play a large role in preventing illness. Dr. Chris Nyquist is the Medical Director of Infection Prevention and Control at Children’s Hospital Colorado. Whether somebody has cancer, leukemia or in Raabe’s case, cystic fibrosis, Dr. Nyquist says wearing a face covering can make the difference between life and death for people with fragile immune systems.“The biggest benefit for people wearing cloth-face coverings in public is it actually captures the droplets and spittle that comes out of your mouth and keeps it from landing on someone else and prevents infection," Dr. Nyquist said. "And if you have two people who are both wearing cloth face coverings, that’s a great way to stop the spread of germs.”If you’re thinking, you're not sick, so why would you need to wear a mask? Well, doctors say you could still be spreading the virus without even realizing it.“We recognize that more and more people are without symptoms who are infected with COVID-19 and the CDC will give you numbers of up to 40% of people are asymptomatic. So they have the virus in their secretions, in their nasal secretions and in their mouth, and no symptoms. And they’re like ‘I’m clean, I’m free, I’m not sick.’ But that’s exactly the kind of person who really needs to be wearing that cloth face covering so they don’t unknowingly transmit to people,” Dr. Nyquist said.Raabe says she’s heard people say they choose not to wear a mask right now because it’s hard to breath with it on. However, in her experience, it’s still possible to breath with a mask on, even at 30% lung function.“Most people have above 100% lung function, and I had 30%, and I still wore that mask every time I was in public. So it’s just crazy to me that people are saying it’s so hard to breathe – 'I can’t breathe' – I’m like, ‘you probably have 100, maybe 90 or 80% lung function. Like you can breathe,’" Raabe said.Dr. Nyquist says she hopes more people will willingly choose to wear a mask as a part of the social contract to love and care for one another.“It isn’t politics to wear a face mask. It’s really common love of humanity, and it’s what we’re supposed to do for one another,” Dr. Nyquist said.“I have to wear one for the rest of my life, you have to wear one for a few months. I just feel like if you could save so many people’s lives, why wouldn’t you do it?” Raabe said. 4040

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