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NASHVILLE, Tenn. (WTVF) — A Tennessee woman is calling for more oversight on the U.S. Small Business Administration loan program, saying it has made people an easy target for thieves.Pat Golab has been following the trail left behind by the people responsible for stealing her identity back in August. The last time she spoke about what happened, she shared that she was approved for the SBA Economic Injury Disaster Loan (EIDL). Not only did Golab not apply, but she doesn't have a business of her own.In the months that followed, Golab filed three reports with the SBA and the Office of the Attorney General. She finally managed to get her hands on a copy of the application and says what she found should put others on alert.Thieves used her name, address, and social security number to apply for the ,000 loan, but left virtually everything else blank.Simple questions like ethnicity, gender, and veteran status went ignored. Golab says that should have been a red flag, but it only got worse from there.“Things like, how long have you been in business? Nothing,” said Golab.Questions on prior business history and bankruptcies were left blank. These thieves claimed 12 employees were working, but also say they plan to retain none.“The application never should have been approved,” Golab said.So why was a program designed to help businesses keep their employee, paying out thousands of dollars to businesses who don’t plan on retaining anyone? That’s the question Golab has yet to have answered.“I looked on the SBA’s website on how to complete the application and one of the first things it says is every question must be answered. If not, the application will be returned and you’ll come back and you’ll start at the bottom. Which was not what they did at all,” Golab said.The loan in Golab’s name has been deferred, but she still gets letters from the SBA saying they need her to make 0 payments each month to cover the accruing interest.We contacted the SBA once again on Monday and they tell us they can’t speak in detail about individual claims.They issued this statement:“The SBA Office of Inspector General and the agency’s federal partners are working diligently to resolve Economic Injury Disaster Loan and PPP fraud incidents.Additionally, the SBA does not comment on individual borrowers. Evidence of waste, fraud, and abuse with any of SBA’s loan programs is not tolerated and should be reported.”Douglas Schmidt is a professor of computer science at Vanderbilt University and says cybercriminals are expanding their operations around the country. This makes it even more challenging to catch them in the act, and almost impossible if they are beyond the jurisdiction of local and state law enforcement.With how fast federal officials had to roll out money for unemployment programs and the SBA loans, Schmidt says it makes sense why some applications like those filed in Golab’s name could slip through the cracks.“It’s a growing problem. It's a problem that is only solved by education,” Schmidt said.If they haven’t tried already, Schmidt says thieves will send phishing emails and or calls, claiming to be one of these agencies you trust. Whatever you do, do not fall for it.Pay close attention to the email address or phone number. If you’re at all skeptical about who you’re talking to, try calling the agency back yourself to verify if they made the call in the first place.Around the holiday season, thieves will also try and use the names of people close to you. They may give you a story about a relative falling on hard time needing money. The same advice applies again. Try contacting the relative yourself, to avoid sending money to someone you do not know.Thieves may also try and convince you that your Amazon package is delayed and they need more information to verify where to send it. Stop the call, or don’t click on the email and contact Amazon directly.Click here for more information if you suspect you were the victim of SBA loan fraud.This article was written by Levi Ismail for WTVF. 4041

NASHVILLE, Tenn. – The NFL has postponed Sunday’s game between the Tennessee Titans and Pittsburgh Steelers to allow for additional time for COVID-19 testing.In a statement released Wednesday, the league said it wants to ensure the health and safety of players, coaches and game day personnel.The NFL said the game will be played on either Monday or Tuesday. The date and time will be announced “as soon as possible.”New from the league pic.twitter.com/RnLcZ9mSPj— Brian McCarthy (@NFLprguy) September 30, 2020 The postponement comes after at least three Titans players and five employees for the team tested positive for the novel coronavirus. Coach Mike Vrabel said some of those who tested positive are experiencing flu-like symptoms, but nothing out of the ordinary.Following the positive tests, the NFL said the Titans would suspend in-person club activities, as would the Minnesota Vikings, who played the Titans on Sunday.The Vikings said in a statement Tuesday that none of their players or personnel members have tested positive for the virus since their game.“Both clubs are working closely with the NFL and NFLPA, including our infectious disease experts, to evaluate close contacts, perform additional testing and monitor developments,” the NFL said.The Titans' outbreak marks the biggest COVID-19 scare the league has experienced to date. Between Aug. 21 and Sept. 19, the league conducted 180,274 COVID-19 tests among players and team personnel. Just 30 of those tests have come back positive.This weekend's game was supposed to be the first of the season that Tennessee fans would be allowed inside Nissan Stadium, WTVF reports. 1651

Monday marks the final opportunity for President Donald Trump and Democratic presidential nominee Joe Biden to deliver their pitches before Election Day — and both candidates are taking full advantage.Both Trump and Biden have packed schedules on Monday and will host several campaign events — most of them concentrated in Midwestern swing states that could prove vital in their electoral maps.Trump will hold a whopping five campaign rallies on Monday — a final 12-hour sprint that will cover four states that he likely needs to carry in order to serve a second term.Trump began the day at 11:45 a.m. ET in Fayetteville, North Carolina — a state he narrowly lost to Hillary Clinton in 2016 and is still in play in 2020. The state is also in the midst of a key Senate race that could determine which party controls the body in the next session.During his speech in North Carolina, Trump decried poll numbers that show him losing in key swing states, calling them "fake." He also attempted to paint Joe Biden and other prominent Democrats as "criminals," citing reports about Biden's son that are based on questionable information.Trump's Monday blitz will also take him to Pennsylvania — the state many analysts say could be the "tipping point" state of the election. Record numbers of Pennsylvanians have already voted in 2020, but state regulations state that many of those ballots cannot be counted until Tuesday — meaning the state likely won't be called until later in the week.Finally, Trump will finish the day in two upper Midwest states that he unexpectedly took in 2016 — and where he will need a similar overperformance if he hopes to win them again in 2020: Wisconsin and Michigan.Trump's rally in Wisconsin will take place in Kenosha — the city that was the sight of unrest early this year following the police shooting of Jacob Blake.Biden will spend the majority of his final day of campaigning in Pennsylvania — underscoring the importance the state will have in the outcome of the election. The former Vice President will hold three events in the state on Monday, including a prime-time event in Pittsburgh alongside pop star Lady Gaga.At an event in Monaca, Pennsylvania — a town just northeast of Pittsburgh — Biden stressed the importance of labor unions in building the middle class, and painted Trump as an aristocrat."He only sees things from (the perspective) of Park Avenue," Biden said.On Sunday, the Trump campaign hit Biden for his planned appearance with Lady Gaga, calling the singer an "anti-fracking activist." Lady Gaga responded to the Trump campaign's release by tweeting at Trump, saying she was living "rent free" in his head. 2671

Multiple reports of illnesses have prompted a Chipotle location near Columbus, Ohio to close on Monday, both Reuters and the Columbus Dispatch reported. The Columbus Dispatch reported that a dozen customers claimed to have gotten sick after eating at the location over the weekend. The Dispatch reported that the location was last inspected on Thursday by the health department, and had two critical violations - one was for beans that were not held at a high enough temperature, and the other was for cut lettuce that was not properly cooled after preparation. The Dispatch said that these violations were corrected on the same day. “We acted quickly and closed this single restaurant out of an abundance of caution and we are working with the local health officials to reopen this restaurant as soon as possible,” a Chipotle spokeswoman said in a statement to Reuters.The Dispatch reported this location should reopen on Tuesday. In 2015, hundreds of customers were sickened across the country after eating at Chipotle. The wave of illnesses likely contributed to a decrease in business, prompting the company to wage a public campaign on food safety.  1207

Millions of small, black cerith snails cover one area of Fort De Soto Beach, Florida, stunning wildlife lovers. The shellfish, known as cerith snails, cover nearly the entire length of the beach. Robert Neff snapped several pictures of the bizarre event. “I grew up in Florida and I’ve never seen anything like this. It was amazing to see,” he said.What makes this so odd is Cerith snails don’t typically wash up onto land. They’re usually along the bottom of the ocean in flat reefs or hiding in coral reefs where the temperature is warm. The snails are in an area off the south end of the parking lot at Fort DeSoto’s North beach, which borders the bird sanctuary. Neff said the low tide exposed the snails over the weekend, and many are still at the beach. His photographs, along with video taken by Mark Freels of See Through Adventures, have been widely shared across social media. One former research assistant from the Georgia Sea Turtle Center said it's possible the snails came to the shallow waters because they found food, which was washed up by recent hurricanes, on the beach. Freels said it was a very strange and magnificent sight.“My job is to take people on kayak adventures and you never know what you’ll find. This was very interesting to see,” he said. 1330