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-- firefighters Timothy Jackson, James Lyons III, Joseph McGuirk, Paul Brotherton, Jeremiah Lucey, and Lt. Thomas E. Spencer -- who were killed in 1999 in a warehouse blaze allegedly started by a 197

at STEM School Highlands Ranch, Colorado made his first court appearance Wednesday afternoon, and the student killed days before his senior year was set to end was identified by his parents.Douglas County Sheriff Tony Spurlock, 18th Judicial District Attorney George Brauchler and Gov. Jared Polis hosted the news conference early Wednesday, flanked by their school and law enforcement partners, and told the northeast Colorado community reeling from another mass shooting to come together for the victims.“This does not define us. It won’t today and it won’t tomorrow,” Brauchler said, calling the latest shooting an “aberrant” act and urging the community to mourn, to support one another, and to continue to send their children to school.“Our hearts are hurting for them,” Polis said of the school community, adding that he felt “frankly sick” about the latest Colorado shooting.MORE | 891

in the Crown Heights section of Brooklyn Tuesday night, according to the NYPD.The initial incident took place around 9:26 p.m. local time when reports came in of a man who had been shot, according to NYPD Chief of Department Terence Monahan.When officers responded at the corner of Bergen Street and Rochester Avenue, witnesses told them the suspect was further up the block on Bergen Street.Officers found the armed suspect hiding behind a tree, according to Monahan. They gave orders for the man to drop his weapon for over a minute. When the man refused, 10 officers shot at the suspect.Monahan added that body cameras and witnesses' Facebook updates prove that the officers ordered the man to drop his gun, and the suspect refused.The gunman was pronounced dead and a handgun was recovered at the scene, police said.The original shooting victim was taken to a local hospital and is in stable condition.The officers involved in the shooting were also taken to local hospitals and treated for tinnitus, according to Monahan.Monahan emphasized that the shooting was unrelated to any of the protests going on in the city over the death of George Floyd, who was killed in police custody.The city 1197

You’ve decorated the tree, put up the lights and placed a lit candle in every window. But the next thing you know, you smell smoke.Candle fires, stolen presents and other calamities can put an unwelcome damper on your seasonal cheer, but insurance can often help clean up the mess. Here are some common holiday disasters and how your homeowners insurance can come to the rescue.1. Decorations catch fire“Chestnuts roasting on an open fire” takes on a whole new meaning when the halls are decked with fire hazards. Dehydrated Christmas trees can go up in flames if placed too close to a heat source, and fires from candles make up half of December home decoration fires, according to the U.S. Fire Administration.Fire is covered in three main ways. Dwelling coverage pays for repairs to your home, while other structures coverage is for things like a detached garage or fence. Personal property coverage will pay to replace damaged belongings, up to your policy limits.To avoid festive fires, keep candles away from flammable objects, follow all manufacturer instructions for holiday lights outside and keep a real Christmas tree hydrated.2. Your identity gets stolenIf you’ve shopped online for holiday gifts this year, your credit card or bank account information may be at risk of getting stolen.Identity theft coverage can pay for out-of-pocket expenses related to identity theft or fraud. Some homeowners insurance policies automatically include this coverage for free, but you’ll probably have to add it to your policy.You can reduce the risk of identity theft from online shopping by avoiding unsecured networks and by purchasing from trusted stores — check for a privacy policy on the site and a padlock to the left of the URL. To protect yourself from potential data breaches, reenter account information with every purchase instead of allowing online vendors to store your information.3. Presents get stolenIf expensive holiday gifts go missing, don’t pout. Your personal property coverage covers items stolen from your home and car, up to your policy limits.To prevent any grinches from stealing holiday presents, avoid letting packages sit unattended and consider setting up a security camera system around your home. If you leave gifts in the car, tuck them away safely in the trunk, lock the doors and park in a well-lit location.If gifts are stolen, file a claim with your insurance company only if their value exceeds your deductible.4. A guest gets injuredSay you undercook the turkey and send relatives to the hospital. Maybe someone breaks a hip on your icy walkway, or the dog bites a guest. You could end up on the hook for their medical costs.The medical expense coverage in your home insurance policy pays to treat your sick or injured guests, no matter who’s legally responsible, while your personal liability coverage will cover you in case they decide to sue.Because of the pandemic, you may be skipping holiday gatherings entirely this year. But if you do host guests, make sure you abide by the guidelines for small gatherings from the Centers for Disease Control and Prevention, or CDC, which include wearing face masks and practicing social distancing.5. A water pipe burstsIf a pipe gets cold enough, water freezes and expands inside, increasing the chance of a burst. Water damage from burst pipes is generally covered by home insurance, but check the fine print in your policy, as you’re covered only if the burst is accidental and not due to poor maintenance.To avoid damage, watch for warning signs of frozen pipes, such as low water pressure or frost on the outside of the pipe. To offset the chance of a water burst:Keep your home’s thermostat set to a minimum of 55 degrees.Open kitchen- and bathroom-sink cabinets to allow for circulation of warmer air.Let water drip from faucets to relieve water pressure.More From NerdWalletGot Life Insurance? You May Not Have EnoughBought a Pricey Present? Here’s How to Insure ItLife Insurance Shoppers Lose Interest When COVID-19 Cases DropBen Moore writes for NerdWallet. Email: bmoore@nerdwallet.com. 4088

on Super Tuesday.Both Davidson and Wilson Counties have reported that their polling stations will open an hour later than scheduled. Polls will now open at 8 a.m. local time as opposed to 7 a.m.Several other polling stations have consolidated at local high schools and churches.Voting precincts at Hadley Park Community Center, Robert Churchwell Elementary, Centennial Park Art Center, Fifteenth Avenue Baptist Church, or Union Hall 373 have consolidated at Pearl Cohn High School.Precincts at Hermitage Presbyterian, Dupont Tyler School, Hermitage Hills Baptist Church, Hermitage Community Center, TN School for the Blind or Two Rivers Middle School have consolidated at Donelson Presbyterian.Precincts at Ross Elementary, East Community Center, Shelby Community Center, Martha O'Brian or Cora Howe School have consolidated at Cleveland Community Center.Any other voters in Davidson County — the county the encompasses Nashville — whose assigned precinct has been impacted can vote at the Election Commission Offices.Sixty-four delegates are up for grabs in Tennessee in the Democratic presidential nomination race. Tennessee is one of 14 states that will hold its presidential primary on Super Tuesday. A total of 1,344 delegates are up for grabs in the Super Tuesday primaries.This story was originally published by Caroline Sutton on 1340