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BUFFALO, N.Y. (WKBW) — It’s a conversation no one wants to have, but for many it’s necessary.“You don’t know what’s going to happen if one of us is left alone,” said Amy Paoletti of Williamsville.Getting life insurance in a COVID-19 world has Paoletti and her husband looking at their options.“You see so many people of all ages dying and no one has anything covered because it just happened,” she said.Paoletti says with owning her own business, Amy’s Fine Jewelry in Williamsville, New York, and her husband working in healthcare, they’re both in contact with many people daily.They’re looking at their life insurance options in case something were to happen to either.“They look at your age, your health and your lifestyle,” said Demetrius Mack, owner of MackBarr Group. Mack helps people with financial literacy and sells life insurance.“We’re in a situation where it’s important that we’re proactive instead of reactive,” he said.Mack says the COVID-19 pandemic has made it harder for people to get life insurance, partly because the underwriting process is taking longer.He says If you’ve had COVID-19 or have a risk for COVID-19, insurers don’t consider you as healthy as someone else, and that could mean if you are approved for a policy, you’ll be paying more.“If you’re more suspect to COVID-19, you’re going to have to fit a certain criteria in order to get said policy,” he said.A lot of people are looking to get life insurance to protect their loved ones if something were to happen.“Making sure you save that money and that you have life insurance,” he said. “The only guarantee we have in life is death, and unfortunately when that time does come you leave people you care about in a really tough situation,” he said of those who do not have the insurance.Mack says if there ever were a time to look into financial planning and your financial future, to make sure you and your family can make ends meet, the time is now.This article was written by Hannah Buehler for WKBW. 1996

CARLSBAD, Calif., (KGTV) -- Nearly 200 active duty mothers and mothers who support active duty staff at Camp Pendleton, got a full day of pampering at the 12th Annual Military Mother's Day Brunch. 10News spoke to the Torres family. "Right now, Daddy's deployed," mother, Sonia Torres said. While her husband defends the country as Sgt. Major of Batallion 1-4, she defends the homefront as she cares for her two children, Jasmine and Al."My mom means the world to me. She does everything for me. Cook, kisses me good night, everything," 11-year-old Al said.With no family nearby, military mothers like Torres are in a unique parenting situation. They play the roles of both mom and dad. "Since Daddy left, we needed something to fill that void, and we found Tae Kwon Do. We [Al] went from white belt to yellow belt to orange belt, Friday night." Torres said proudly.They often witness milestones alone. Jasmine celebrated her 13th birthday yesterday. "My mom is well, there's no words to describe it. She's always there for me. I couldn't really ask more than that," Jasmine said. So they don't. The Torres children will spend the rest of their lives being Mama's Girl and Mama's Boy."When I'm in university or college, I would be really close to her because she's my number one fan," Al said. The event also helps connect mothers with resources and other people who understand the difficulties that come with being a military parent. 1442

CARLSBAD, Calif. (KGTV) - LEGOLAND California Resort is inviting members of the military to visit the theme park for free in August.The resort opened the new LEGO City: Deep Sea adventure submarine ride this summer. It features real sharks, rays and fish before a backdrop of LEGO models.Active U.S. military personnel must show their military ID at any resort ticket booth or window for a same day Resort Hopper ticket during the month of August.RELATED: Exploring San DiegoThe ticket provides admission to LEGOLAND? Park, LEGOLAND? Water Park and SEA LIFE aquarium. Members of the military may visit the park as many times as they like in August.Friends and family tickets are available at discounted rates at base ticket offices, online at LEGOLAND.COM/military, and at a 10% discount at resort ticket booths.RELATED: LEGOLAND?California among TripAdvisor's top theme parks 894

California has certified its presidential election and appointed 55 electors pledged to vote for Joe Biden, officially handing the Democrat the Electoral College majority needed to win the White House. Secretary of State Alex Padilla’s formal approval of Biden’s victory brought the Democrat’s tally of pledged electors so far to 279, according to a tally by The Associated Press. That’s just over the 270 threshold for victory. These steps are often ignored formalities. But the hidden mechanics of electing a U.S. president have drawn new scrutiny this year as President Donald Trump continues to deny Biden’s victory and pursues specious legal strategies aimed at overturning the results. 699

CAMP PENDLETON, Calif. (KGTV) — A brush fire on Camp Pendleton sent heavy smoke into the air above Oceanside Tuesday.Residents reported seeing heavy smoke in the North County from the base. Camp Pendleton officials say the fire closed Stewart Mesa Rd., between Donald Cook and the 41 Area, at about 1:30 p.m.The blaze reached 18 acres before fire crews stopped its forward progress just before 2 p.m. No personnel or structures were threatened, according to the base.The brush fire ignited as the region endures elevated fire danger, with gusty offshore winds in the mountains and foothills and humidity hovering between 15 and 25 percent. 647