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Student loan debt has surpassed trillion. It's expensive to go to school, and loans help many afford higher-education but not all that money may be going toward tuition and books.A survey found that one in five college students are using some of their leftover loan money to dip their toes into virtual currencies like Bitcoin.The mere mention of cryptocurrency is enough to make Loyola University Maryland Assistant Accounting Professor JP Krahel cringe.“Oh, oh boy,” said Krahel with the Sellinger School of Business.Even worse, students are buying into it and they're using student loan money to do so.The allowance meant for living expenses is instead being invested into Bitcoin and Ethereum. The Student Loan Report found that's how 21 percent of current college students are using their excess financial aid money.“Given the unregulated market of cryptocurrency, given what we've already seen, proven volatility, and given the fact that student loan debt is something you can't get rid of in bankruptcy, I personally, without getting too hyperbolic here, I would not do that,” Krahel said.A warning from someone who knows money, but even his wisdom is not enough to convince some of his own students.“They'll say, ‘Oh, did you see what bitcoin did yesterday, I made x dollars,’ I'm like, children, come on. Your interest rates and student loans that's what you should be worried about. If you have free money, send it back to Sallie Mae, you know, pay that debt off early because that stuff starts snowballing and paying off debt is a guaranteed return on investment,” said Krahel.And yet it's hard to shake the promise of investing in a market that's produced millionaires from relatively low investments just several years ago.“I don't want to knock cryptocurrencies, they do have a value, but people are getting into it because of that volatility, because you could have a thousand today and ,000 tomorrow,” said Krahel. “So, if you're willing to only see the upside, cryptocurrencies are great but that's not the way life works.”Bitcoin's value has sunk ,000 in the last month and plummeted from its peak in December at nearly ,000.However, with every slump there's also the possibility of a rally. These students could prove their professor wrong or learn a real-life lesson about loss and spending wisely.Krahel said you should be borrowing the least amount of money possible so you have less to pay off in the future.Students are graduating with an average of ,000 in student loan debt. 2541

Taylor Swift was once the sweetheart of Nashville and a frequent attendee of the CMA Awards.She racked up 11 wins and 26 nominations before crossing over to becoming a global pop star. Since that time she has moved away from her country roots. In fact, she has not seen a CMA nominee since 2014 when she was nominated for Female Vocalist of the Year. She is back on the CMA ballot this year not as a performer but as a songwriter. She wrote Little Big Town's chart-climber "Better Man", which is up for Single of the Year, Song of the Year and featured on a nomination for Album of the Year.Little Big Town is also nominated for Vocal Group of the Year. The Song of the Year nomination is what has Music Row talking about whether they will see Swift at this year's award show. That particular award is given to the writer of the song, not the performer.That means if the song is a winner tonight at Bridgestone Arena it would make sense to see Swift on stage to accept the award.Her last appearance at the show was just a year ago for the 50th anniversary when she presented Garth Brooks with the award for Entertainer of the Year.?Swift is in the middle of a busy week. In the past 24 hours she released the full track list for her upcoming album and also shared videos from a private listening party she had for lucky listeners at home.Swift's new album, "Reputation" drops Friday.To find out if she will make an appearance at the 51st Annual CMA Awards, tune in tonight at 7p.m. (CT) on ABC.  1518

Tesla CEO Elon Musk said he may be willing to buy one of the plants General Motors is planning to close if the automaker is willing to sell the property to him."It's possible that we would be interested. If they were going to sell a plant or not use it that we would take it over," he said in an interview on "60 Minutes."GM announced late last month that it was planning to shut down five plants in North America next year including the Detroit Hamtramck assembly and Warren transmission plants.A plant in Lordstown, Ohio, is also scheduled to close.Tesle actually bought a plant jointly owned by General Motors and Toyota back in 2010 for million. It is now one of the company's main production facilities. 730

The alarming, uncontrolled spread of COVID-19 continued on Thursday, as the U.S. set a record in new cases for a third straight day, recording 150,000 new cases in a single day for the first time.According to a database kept by Johns Hopkins University, at least 153,000 people were diagnosed with COVID-19 on Thursday — the 10th straight day in which the U.S. has recorded at least 100,000 cases.According to Johns Hopkins, the U.S. recorded its 10 millionth case of COVID-19 on Monday. As of early Friday morning, 10.5 million Americans were confirmed to have contracted the virus.The current unchecked spread of the virus has not been seen since March and April when the disease was spreading silently due to the U.S.'s lack of testing capabilities.Governors and public health experts throughout the country have pleaded with citizens to wear masks and follow social distancing recommendations. A number of states were looking to re-impose restrictions in hopes of keeping hospitals from filling up with COVID-19 patients.According to the COVID Tracking Project, 67,000 people across the country are currently hospitalized with the virus — the highest number since the start of the pandemic. Several states, like South Dakota and Iowa, have reported that hospitals are beginning to reach capacity.The COVID Tracking Project also reports that the current spike in cases has resulted in an uptick in deaths. For the past seven days, the U.S. is averaging 1,104 deaths a day — a rate comparable to a spike in cases in the summer months across southern states.Earlier this week, both Texas and California both reached 1 million confirmed cases in their states — and Florida isn't far behind, with 863,000 cases and counting.President Donald Trump is expected to receive a briefing on the current case spike at the White House on Friday, though the meeting isn't open to the press. Trump has made just once public appearance in the last week and has not made public comments since a Nov. 5 press conference in which he falsely claimed victory in the presidential election. 2078

Starting a business can be hard - it takes a lot more than renting an office and printing business cards.But a new group is launching in San Diego to help women take control of their careers.Dames Collective promises to connect female entrepreneurs to key resources and help them network, so they can launch their own businesses."We don't want to just stand by the sideline and watch women trying to start their own business. We want to help them thrive," said Chanel Sonego, who founded the group with Brittney Hogan.San Diego Attorney Kelly DuFord says her life was a lot different when she had a boss."I was working at least 80 hours a week, and I would bring my work home with me," she said. She says she was missing out on valuable time with her young daughters, so she and her husband Craig launched their own law firm. DuFord still works a lot, but on her own terms - she says she takes time off on Monday mornings and some Wednesdays, but works Saturday nights. DuFord, who does employment law and business formation, says she makes more now than she did when she had a boss."You might be doing something that you don't even know you can make a business out of, but if you are passionate about it and you can do a common thing uncommonly well, you can start your own business," she said. Memberships at Dames Collective are a month, but Sonego says the group is working on lower cost options for students. The city of San Diego also has guidelines for starting a business, including 10 key steps entrepreneurs need to make.   1605