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Despite unemployment rates in our country falling from a high of 14.7% in April to 6.9% in October, the National Low-Income Housing Coalition estimates more than 10 million Americans will not be able to make their rent payments through next summer due to economic issues caused by the pandemic.The National Low-Income Housing Coalition estimates through next June, 0 billion will be needed to help people stay in their homes.Many states are providing help to renters using leftover CARES Act money. A few weeks ago, Ohio approved 0 million in a second round of funds that counties would allocate to its residents and public organizations based on need. Compare that to states such as Florida, which has distributed 5 million, or Arizona, with 0 million left to spend to help residents. Though the numbers sound large, advocates say it will only make a dent as it is up to the states to decide how much of the leftover money they want to allocate to rent help.“Part of [the problem] is that even before the pandemic, so in February, millions people were already struggling to pay their rent,” said Martha Gomez, a principal researcher with the Urban Institute, a public policy think-tank.According to the National Low-Income Housing Coalition, 18.7 million Americans were struggling to pay rent prior to the pandemic with more than a third of those people, or 7.7 million, spending half of their income on rent each month. Gomez says nothing will help the situation as much as another stimulus package, which Congress has recently said would be its top priority this month.“The protections that are in place now for renters are really important but ultimately an infusion of cash from the federal government to allow other states and local assistance programs to meet the level of need,” said Gomez.In September, the CDC enacted an eviction moratorium that gave renters struggling to pay their monthly due some breathing room. The moratorium allowed landlords to file eviction cases in courts, but prevented law enforcement from carrying out eviction orders. When the moratorium ends on December 31, some activists worry there will be a large number of eviction orders carried out at once.“We may end up on January 1, 2021 with thousands of potential eviction orders,” said Carey DeGenaro, a lawyer with the COVID-19 Eviction Defense Project.She says the CDC’s eviction moratorium is a bandage, as it delays the negative outcome, but is not a solution, as it does not address the problem of lost income. She says using the time you have in your place before the moratorium ends could offer more negotiating opportunities with landlords. She says discussing a rent payback schedule could be a smart course of action. 2734
DESCANSO, Calif. (KGTV) — A Descanso man has finished carving a Buddha statue into a granite boulder in his backyard. “Buddha is in every tree just looking at you like every rock,” said artist Duncan McFetridge. “It’s connected to our saving our environment — all life is sacred.” Duncan McFetridge says it took six months to carve the 6-foot tall Buddha into the granite. “It occurred to me that this was a perfect time and place to carve a representation of Buddha,” added McFetridge, who was heavily involved in the preservation of the Cleveland National Forest. He estimates he chipped away more than 750 pounds using a combination of hand tools and power tools on the stone carving while working in 4-hour increments every day. “These are incredibly difficult,” said McFetridge pointing to cinnamon roll-sized circles adorning the carving's head, “each one takes about a day.” The 78-year-old says someone recently visited and figured out the Buddha carving faces due east, sticking with an ancient tradition of Buddha statues facing east to represent the moment of the enlightenment. “I didn’t know, I was totally unconscious of this,” said McFetridge, who adds he just picked the rock face because of its accessibility.McFetridge says hundreds have already inquired about visiting the statue to which he says he encourages it. “The Buddha wants to be known,” said McFetridge. 1390

DENVER, Colo. -- President Trump recently approved changes to the Paycheck Protection Program to give small business owners more opportunities to qualify for loan forgiveness. Some owners say even with the changes, it’s still a long process to get their PPP loan forgiven.Gail Lindley is the 3rd generation in her family to run the Denver Bookbinding Company. “It’s more than a business, it’s truly our life blood,” Lindley said.The 91-year-old company received a Paycheck Protection Program loan that helped Lindley keep the lights on and employees working on the limited orders coming in.Now, Lindley is worried about the extensive requirements to make sure her loan is forgiven.“The bank told us, ‘You really need to document well,’” said Lindley.The PPP loan forgiveness application is 11 pages long and requires companies to document all spending on payroll, rent and utilities. Changes to the act were signed into law by President Trump on June 5. Companies must still prove they’ve retained workers and kept wages the same to earn full loan forgiveness.Consumer Bankers Association CEO, Richard Hunt, said documenting this is an unnecessary burden for small business owners.“Right now, small businesses across the country are spending about ,000 more more and 15 more hours submitting another application packet,” said Hunt. “We’re saying, just forgive all the loans under 0,000,” he said.Lindley believes automatic forgiveness would help people get back to work more quickly. “There’s only so many hours in a day, and I want to spend it working on my business not filling out forms,” she said.The Small Business Administration is requiring the most documentation for businesses who want full forgiveness. With the changes President Trump approved, businesses have 24 weeks instead of just eight weeks to use the funding—and only 60% of the loan needs to be used for payroll instead of the original 75%.“We can make that money last a little bit longer and be more thoughtful on how that’s doled out,” said Lindley.These changes are helping many, but Hunt said more needs to be done to lift time-consuming burdens off small businesses just getting back to work.“0,000 or less constitutes 85% of all loans, but only 20% of all the funding, so those larger businesses would still have to submit a forgiveness process, but not the mom and pop shops who are still in the red right now trying to make ends meet,” he said.For Lindley, she’s just hoping all the bookkeeping she’s done will be enough to keep her family’s story alive. 2548
Despite Thanksgiving being days away, avoiding the tunes of Christmas can already be a chore. From retailers playing traditional holiday music to a number of radio stations switching their format for the holidays, the music of the season is already starting to take over. And while many gleefully play Christmas music while there are still leaves on the trees, the music of the Christmas season might not be beneficial to your health. In an interview with Sky News, clinical psychologist Linda Blair said, "Music goes right to our emotions immediately and it bypasses rationality."Much of this, Blair told Sky News, is due to the stresses that come with the holiday season. "It might make us feel that we're trapped - it's a reminder that we have to buy presents, cater for people, organize celebrations," Blair said in the interview. "Some people will react to that by making impulse purchases, which the retailer likes. Others might just walk out of the shop. It's a risk."Dr. Rhonda Freeman has a more balanced approach toward Christmas music. She said in an interview with NBC News that for some, the music is a reminder of the joy of the holiday season."When the brain makes these associations with something very positive and pleasurable, the rewards system is being activated [which triggers] a number of chemicals including dopamine," she told NBC News. But for others, Freeman said, "The reward system can also be associated with pain. For that population, Christmas songs can be very painful to hear.”This can especially be true for those who work in retail, who are forced to hear the music almost every day for hours. So what is your opinion? Is it time to dust off the Christmas CDs and enjoy the sounds of the season, or would you prefer to wait? 1803
DESCANSO, Calif. (KGTV) -- Sixth-graders frolicked in the snow in Cuyamaca Rancho State Park Thursday, thrilled to learn about science."We're trying to take what they're learning in school and making it come alive," Principal of Cuyamaca Outdoor School Greg Schuett said. The kids come for a full school week, but the classes are unlike any these students have attended before."Last time my group went on a hike we saw something with erosion! So like what happened is the rain because of one day of rain it split one part of land into two parts," a sixth-grader said excitedly.Schuett said the students go on nature hikes. Some students see wildlife like coyotes, deer and turkeys for the first time.RELATED: Complete coverage of California's winter storms"We are a science camp we are teaching kids how life functions on earth," Schuett said.Some students have already taken the lessons to heart, making them think of future career paths in the sciences. Among the once in a lifetime opportunities: seeing snow fall for the first time, sledding, and participating in snowball fights.About 12,000 students, mostly from San Diego, come out each school year thanks to funds from the San Diego County Office of Education, school districts and of course, parents. 1267
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