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atThe NFL's TV ratings are down so far this season and if that news isn't distressing enough for the biggest ratings driver on TV, the lest slump follows a 2016 season marked by unstable ratings that had pundits and analysts scratching their heads.So is it time for the league and its TV partners to panic once again? The answer is that it's simply too early to tell.Brian Hughes, a senior vice president at Magna, which monitors audience trends, believes Hurricane Irma impacted viewership during the NFL's first week. There's also not enough of a sample size of games to make an true assessment of the league's viewership so far, he said.But the ratings slump could also be a sign of disruptive media trends on the horizon. 733

As many people are still struggling to reclaim their financial footing, experts say easing the burden on your future entails putting a financial plan into place right now.So where do you start?WXYZ spoke to Robin Thompson of metro Detroit's MoneyWise Consulting for the top five financial things you need to do as you get ready for the new year.#1) Review your spending planNow is a good time to evaluate your expenses. Figure out where you can cut temporarily. Good places to look include anywhere you’re sending an automatic payment. Think about any unused streaming service subscriptions or gym memberships."You really have to get clear on what’s a need," said Thompson. "What’s a want? What is truly essential?"#2) Make a plan to get out of debtYou want to list all of your creditors, all of your corresponding interest rates, and then really laser focus on the debts with the highest interest rates.People should be allocating a minimum amount total of three months of essential living expenses for their emergency fund.#3) Start building an emergency fund"If you only have the ability to set aside a week, don’t get hung up on the amount," said Thompson. "The habit is more important than the amount."#4) Prepare for recoveryMortgage-holding homeowners and students should take advantage of loan forbearance right now."Now is the time to pick up the phone and talk with your lender on how’re we gonna handle this?"#5) Re-evaluate your retirement plan"How did COVID impact your retirement savings," said Thompson. "You want to revisit your investment mix, just to make sure you’re on target for your goals."So here’s the top 5 Rebound rundown: create a new spending plan, manage your credit and debt, build out at least a three-month emergency fund, prepare for the end of loan forbearance, and review your retirement strategy. 1844

ATLANTA, Ga. – UPS expects to hire more than 100,000 seasonal employees to support the anticipated increase in packages during the holiday season.The company announced Wednesday that its filling full-time and part-time seasonal positions, primarily package handlers, drivers, driver-helpers, and personal vehicle drivers.“We’re preparing for a record peak holiday season. The COVID-19 pandemic has made our services more important than ever,” said the company’s chief human resources officer, Charlene Thomas, in a press release.UPS says it’s offering competitive wages across multiple shifts in thousands of locations across the country.“At a time when millions of Americans are looking for work, these jobs are an opportunity to start a new career with UPS,” said Thomas.According to Thomas, a large number of seasonal workers will move into permanent roles after the holidays.Over the last three years, UPS says about 35% of the people it has hired for seasonal package handler jobs were later hired in a permanent position when the holidays were over, and nearly a third of the company’s U.S. workforce started in seasonal positions.Additionally, the company has an Earn and Learn program, in which eligible seasonal employees who are students can earn up to ,300 towards college expenses, in addition to their hourly pay, for three months of continuous employment.“UPS has invested nearly 0 million in tuition assistance – nearly million a year since the program was established in 1997 – helping over 300,000 employees pay for their college education,” the company wrote.Interested applicants should apply at www.upsjobs.com. 1648

AUSTIN, Texas (AP) — Authorities say two cranes collided and at least partially collapsed at a construction site in Austin, Texas, injuring at least 22 people. Footage posted by TV station KVUE after Wednesday's accident shows two cranes tangled several stories above a building under construction a few miles north of downtown in a rapidly growing neighborhood that includes residential, retail and office space. TV footage showed one of the crane operators still inside the crane cabin, although it did not appear to be damaged.Austin-Travis County EMS reports that at least 22 people were hurt, including at least seven who were being treated and prepped for transport to a hospital. At least eight ambulances were headed to the scene. 746

At least 200 people were injured in a 6.3 magnitude earthquake that struck near the border with Iraq, Iran's semi-official Fars News Agency reported.Sunday's quake in the western part of the country was about 6 miles deep, the US Geological Survey said.Buildings were damaged in various rural areas in SarPol-e zahab and Qasr-e-Shirin, causing walls of some homes to fall, says Fars.Tremors could be felt as far away as Baghdad. Social media users in the Iraqi capital uploaded videos of furniture moving and chandeliers swinging.The quake was about 12 miles from Sarpol Zahab, Kermanshah province, the USGS said.Iran sits on a major fault line between the Arabian and Eurasian plates and has had many earthquakes.The-CNN-Wire 734

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