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That feeling of watching a loved one open a handpicked gift won’t exist for many this holiday season. And between the shipping delays and the call to stay at home this holiday season, the ways people can gift -- especially last minute -- are limited.AAA predicts that 34 million fewer Americans are travelling this holiday season compared to last year.“People are realizing or have realized over the last month that they had to change how they approach the holiday season,” Darrin Duber-Smith, a consumer behavior expert and professor at Metropolitan State University of Denver, said.Part of that is thanks to e-commerce. The IBM U.S. retail index shoes the pandemic has accelerated the move toward online shopping by five years.The National Retail Federation predicts that 60 percent of holiday shopping with be done online this year, up from 56 percent in 2019.“Our buying patterns have shifted almost entirely online over the last 9 months,” Duber-Smith said. “So many more goods and services are now available online. So many more than even a year ago, so I think consumers have a lot more choices that they can send.”However, the flower bouquets and gift cards can seem impersonal.“I really think all bets are off during the pandemic, but there’s going to be lasting effects in consumer attitude and behavior going forward,” he said. “Getting a gift basket that may or may not have a holiday greeting on it is becoming the norm.”“It’s an hour of work to send someone a gift,” Edward Lando, co-founder of Goody Technologies, said. “If you think about it, you need someone’s address. You need to pick out a gift. You need to make sure if you can add a note. You need to make sure it can get there on time, all that stuff.”Lando played a role in creating a solution to the problem by creating Goody, a gifting app that lets you send someone a gift in seconds. All you need is a phone number -- no address.“It’s not a normal form of buying something online, and it's not only e-commerce. It’s like a messaging experience,” Lando said.The app gives the gift recipient the whole experience of opening a gift virtually -- and the ability to swap out a gift for one of similar value if the recipient doesn’t like it. It also speaks to the need for the gratification the gift giver gets.“There's a huge psychological component to gift giving,” Duber-Smith said.“When you send a gift to someone and they open it, you get a little notification that says, ‘Melissa opened your gift,'” Lando explained. “And then you get another one that says she accepted your gift and added a note.”Gifting trends are also shifting to more experiences. “Those are the things that are more personal than gift cards because you understand what the consumer likes,” Duber-Smith said.And it’s something you can give this holiday season that doesn’t require shipping. “2021 could be the year for experiences as sort of everyone gets out,” he said.As you shop for your last minute gifts this week, consider how you’re shopping. “I think what it did is it exposed how important e-commerce is to everyone,” Duber-Smith said. 3101

Texas kicked off early voting Tuesday. People stood in long lines, voting in ways they've never done before. Some lined up before daylight on sidewalks outside major sports arenas to allow for more physical distancing.Early voting started Monday in Georgia and nearly 127,000 people cast their ballot, a first day record for the state.“There were hours-long wait times in some locations and glitches that added to the challenges,” said Mike Lydon, a principal at Street Plans. “Voting rights and having access to a safe and convenient polling location is going to really drive participation.”Street Plans is an urban planning and consulting firm that deals with transportation. They got a grant over the summer to put together a physical design plan for cities to best cope with social distancing, capacity restrictions and high voter turnout.“How you can make use of streets and public spaces to alleviate some of those issues and of course add some comfort elements like tents, seats, sanitation stations periodically throughout the queue,” said Lydon.The plans cover all types of polling locations, and how to properly do drive-up, curbside, outdoor and indoor voting.There are many potential problems for election officials when situations can change quickly.“COVID being this unknown variable, you could have a spike in the next three weeks at a certain location and that might totally change what was planned for in person indoor voting to go outdoors,” said Lydon.Street Plans is also offering free consulting assistance to cities. The plans are also free to download on their website StreetPlans.com. 1616

The affected Ben & Jerry’s Coconut Seven Layer Bar bulk product is sold in a tub containing 2.4 gallons with a Consumer UPC of 076840104246 and best by date of SEP1520BJ4. The affected Ben & Jerry’s Chunky Monkey pint is sold in a pint tub (473 mL) with a Consumer UPC of 076840100354 and best by dates of AUG2820BH2, AUG2920BH2, or AUG3020BH2. 360

Stores are unveiling their plans for the most critical days of the holiday shopping season.Here's a look at what major retailers have said about their hours for Thanksgiving Day and Black Friday. This list will be updated.JCPenneyJCPenney will open at 2 p.m. on Thanksgiving Day. Its stores will stay open until 10 p.m. the following day. Online sale prices will start four days ahead, on November 19.KmartKmart stores will open at 6 a.m. on Thanksgiving and will stay open until 10 p.m. on Black Friday. Some stores will close at midnight or 2 a.m. on Friday and reopen at 6 a.m.Macy's Macy's will open most of its full department stores at 5 p.m. on Thanksgiving. The company is also highlighting deals that will only be available at certain hours.PetSmartPetSmart will be closed on Thanksgiving, but will open on Black Friday at 7 a.m. The pet retailer will stay open until 9 p.m., and doorbuster deals will run from open until noon.SearsSears says most of its stores will be open from 6 p.m. to midnight on Thanksgiving, though some will be closed for the holiday. All stores will reopen at 5 a.m. on Black Friday.TargetTarget's Black Friday event starts at 6 p.m. on Thanksgiving. New this year: Stores will close that night at midnight and reopen Friday at 6 a.m.  1283

The 2020 election will be by far the most expensive campaign ever run, according to the election finance organization Center for Responsible Politics. The organization said this week that this year’s federal election will cost billion, nearly double from the amount spent last year.Spending on the presidential election alone is projected to be .6 billion, with over billion being spent in House and Senate races.Open Secrets says Joe Biden is set to become the first presidential candidate to ever raise billion, and that figure does not include money spent by PACs.Fueling the cost of this year’s election, billionaires Tom Steyer and Michael Bloomberg pumped .4 billion into the primary race. All told, Democrats have spent nearly billion so far, which is about billion more than Republicans.A plurality of the fundraising, some 41%, comes from large donors. Small-level donors make up 22% of campaign contributions.“Donors poured record amounts of money into the 2018 midterms, and 2020 appears to be a continuation of that trend — but magnified,” said Sheila Krumholz, executive director of the Center for Responsive Politics. “Ten years ago, a billion-dollar presidential candidate would have been difficult to imagine. This cycle, we’re likely to see two.”While individual donations are capped, funds to PACs are not. The highest-contributing individuals in this year’s election are Sheldon Adelson and his wife Miriam who have spent 3 billion. The Adelson’s sent million to pro-Trump super PAC Preserve America.Democrats have benefited from Bloomberg’s generosity. The former presidential candidate has spent 7 million on Democrats, including million to help Biden win the states of Texas and Ohio.The Center for Responsible Politics operates the campaign finance website opensecrets.org. To review their data, click here. 1872

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