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Three NBA teams — Atlanta Hawks, Utah Jazz, and Memphis Grizzlies — have announced that they would allow a limited number of fans at games during the 2020-21 season amid the coronavirus pandemic.Last season, teams played in a bubble setting in Orlando, Florida. This season, teams will be traveling from city to city once again.Earlier in November, the Oklahoma City Thunder announced they would have a limited number of fans at the beginning of its season, but on Monday, the team changed course and decided to not allow fans at games due to rising COVID cases in the state."For months, we have worked in close collaboration with Chesapeake Energy Arena, the City of Oklahoma City, local health officials, and the NBA to put into place thorough health and safety measures to allow for reduced seating capacity," the team said in a press release. "However, as we review ongoing and concerning trends in COVID-19 cases and hospitalizations in Oklahoma, we want to exercise an abundance of caution to help control the spread of the virus in our community. Therefore, the Thunder has made the decision to begin the season without fans in the arena."The Utah Jazz announced that they would allow a limited number of fans at their home games. According to KSTU, Vivint Arena will allow 1,500 fans in the suites and lower bowl. Fans must wear face coverings and social distance while inside the arena.KSTU reported that the arena would reduce capacity in elevators, retail stores, and restrooms.Another NBA team that's allowing fans this season will be the Atlanta Hawks. According to the Atlanta Journal-Constitution, a small number of friends and family will attend the first few home games at State Farm Arena. Approximately 1,500 fans will be able to watch the Hawks game on Martin Luther King Jr. Day.And according to the Memphis Grizzlies, the seating capacity at the FedExForum will be at about 20% capacity. The Grizzlies said that everyone inside the arena would need to wear a mask at all times, and everyone will need to social distance. The team also announced that they would install more than 300 hand sanitizing stations would be placed throughout the arena for easy and ample access for guests.The 2020-21 season is set to tipoff Dec. 22, with teams playing 72 games. And last week, the league announced the structuring and format of how games were to be played during the coronavirus pandemic.In a press release, the league said that the regular-season would be released in two segments: the first half schedule will be released around the start of training camp, which is reportedly beginning the first week of December. The league will release the second-half portion towards the end of the first half of the season.Other notable changes occurring this season, per a press release by the league:Each team will play three games against each intraconference opponent, with each pairing featuring either two home games and one road game or one home game and two road games. Within each team's division, the league office has randomly assigned which two opponents will be played twice at home and which two opponents will be played twice on the road.A play-in tournament will determine the seventh and eighth playoff seeds.All five teams from within a division will play all five teams from one other intraconference division twice at home, and all five teams from the remaining intraconference division twice on the road.Each team will play two games against each interconference opponent (30 total games per unit), with each pairing featuring one home game and one road game.The NBA also released this tentative calendar of important dates for the upcoming season:Dec. 11-19, 2020: Preseason gamesDec. 22, 2020 – March 4, 2021: First Half of regular seasonMarch 5-10, 2021: All-Star breakMarch 11 – May 16, 2021: Second Half of regular seasonMay 18-21, 2021: Play-In TournamentMay 22 – July 22, 2021: 2021 NBA Playoffs 3937

This year has brought a lot of changes for everyone and there could be a chance that those changes could translate to savings on your insurance policies.Bankrate is encouraging people with home and car insurance to take a fresh look at their policies.“You could save anywhere from a few dollars to a few hundred dollars, but it is going to depend on location, it is going to depend on your lifestyle, and how it has changed vs the past. So, it is worth comparing and really kicking the tires on various insurance policies from different companies,” said Stephen Kates, Insurance Analyst at Bankrate.There are several lifestyle changes that could have happened this year.Many people took on home improvement projects during this pandemic. Some of those may have included adding safety features to our home, which can help save money on home insurance.A lot of Americans are also driving a lot less now, which can help with car insurance.“If you're working from home, like a lot of us, you're probably driving significantly less than you used to and that's something you can bring up to your insurance carrier because that can significantly reduce the amount you pay for your premium,” said Kates.Insurance policies haven't necessarily changed, but the way insurance companies look at lifestyle changes may have changed, so it's worth checking in on your policies. Experts at Bankrate suggest doing so at least once a year. 1429

The year's race for Kansas governor has the second-largest field since 1908 — seven Republicans and five Democrats are on the ballot.With a field so large, candidates are now paying for more ads on TV and launching bus tours. It's an effort to win your vote for the primary.University of Kansas political science professor Patrick Miller said the crowded field could be the reason why some candidates and their running mates are taking unconventional measures. Specifically, using their own money to self-fund their campaigns."A lot of big donors want to support the party and they don't want to intervene in the primaries," said Miller.Independent Greg Orman has spent 0,000 of his own money on his campaign.Republican Secretary of State Kris Kobach's running mate, Wink Hartman, has given or loaned the campaign more than .5 million."It is bizarrely unusual. Extraordinary unusual," said Miller.The crowded field, Miller said, could also have an impact on how many votes a candidate gets —especially on the Republican side.Gov. Jeff Colyer has launched an ad campaign, warning voters "a vote for [Ken Selzer, Jim Barnett or Patrick Kucera] is essentially a vote for Kris Kobach."These candidates are sometimes referred to as spoiler candidates, who draw votes from a major candidate with similar politics and could cause a strong opponent to consequently win.Miller said this happened in the 2016 presidential election with Jill Stein taking voters away from Hillary Clinton."In the primary you have four or five candidates splitting the vote, who are all generally conservative," he said, agreeing this could give Kobach an advantage. "If you don't like his personality or his controversy, you might go vote for Jeff Colyer, who is less controversial, or Ken Selzer, Jim Barnett or any of the other candidates.As the days get closer to primary day, Miller said to expect more knocks at the door, fliers, ads to air on TV and on the radio and so forth.He said the candidate's final push won't necessarily be about issues but rather their personalities and stylistic differences that separate them from the others."In the primaries, that matters," he said. 2170

Title insurance: It’s another one of those mysterious fees buried inside the pile of paperwork you’ll receive at your loan closing. Who knows what it’s all about? All you’ve figured out is that lenders require a policy for their protection, and either you or the seller will have to pay for it — and then you’ll be asked if you want an owner’s title policy, too.Here’s how title insurance works, how to decide whether you need your own policy, and how much you can expect to pay. 492

They came to see a preview of "A Wrinkle in Time" and ended up meeting movie stars.Jimmy Kimmel surprised a group of moviegoers, who had been invited to a special screening of the upcoming Disney film, by bringing several Oscar attendees with him to the movie theater next door.Ansel Elgort, Mark Hamill, Emily Blunt, Lupita Nyong'o, Gal Gadot, Armie Hammer, Margot Robbie, Lin Manuel Miranda and Guillermo del Toro joined Kimmel and his sidekick Guillermo Rodriguez to the delight of the audience.Kimmel and "Wonder Woman" star Gadot stepped onto the movie theater's stage and the audience went wild."I have an announcement to make," Kimmel said. "You are live on the Oscars right now."The rest of the celebs then trailed in as the moviegoers lept from their seats.The stars brought along some snacks, including candy, a 6-foot submarine sandwich and hot dogs shot out of hot dog guns.Kimmel said it was a good thing too as, according to the host, there was a distinct smell of marijuana in the air."Do not aim the hot dogs at the vegetarians," Kimmel joked.The host explained the stunt to the audience."We were talking about our appreciation for people who go to the movies and those are you people, so we wanted to say thank you to the moviegoers," Kimmel said. 1272