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Cost varies. Based on loan term, amount and down payment. For purchase loans, the premium ranges from 0.45% to 1.05%, according to the FHA. 142

YUMA, Ariz. (AP) — The acting secretary of Homeland Security said he expected 25% fewer migrants to cross the border this month, as officials in Yuma unveiled their latest outdoor facility meant to detain children and families.The number of illegal crossings would still be too high, but it was a start, he said, crediting Mexico with a concentrated effort to stop Central Americans before they arrived even to Mexico — a push prompted by threats of tariffs by President Donald Trump.The president has seen numbers of migrants crossing the U.S.-Mexico border skyrocket under his term despite his hardline policies and tough-talk. More than 100,000 people, mostly families from Central America, have crossed the border each month over the past few months. Trump sees the monthly border numbers as a benchmark for success, and during previous months when he felt numbers were too high, he threatened to shut down the entire border.McAleenan dismissed the idea that a projected decrease in June was due in part to hot summer months, traditionally a time fewer people crossed."These initiatives are making an impact," he said.Meanwhile, facilities that house detained migrants are vastly overcrowded and advocates and attorneys have decried conditions inside. Border facilities are meant as temporary holding stations, built to hold a maximum of about 4,000, but have routinely held as many as 15,000.Teens and children, detained days or weeks by U.S. border authorities, described frigid cells where flu-stricken youngsters in dirty clothes ran fevers, vomited and cried with no idea when they would be getting out, according to court documents in a case that governs how children are cared for in government custody.Meanwhile, Congress sent President Donald Trump a .6 billion package on Thursday that bolsters care for the tens of thousands of arrivals taken into custody. McAleenan praised the move, but also cautioned there was much more work to do.In Yuma, construction on the new 500-person tent facility began about two weeks ago. Journalists were expected to get a tour of the facility before migrants are placed there.McAleenan also spoke of the tragic image of a father and his toddler, drowned on the banks of the Rio Grande."The situation should not be acceptable to any of us," he said of the deaths. "It should galvanize action and real debate ... And yet here in Washington we have collectively failed to end this crisis. This is not on the men and women of DHS. They deserve better and so do the families of children."___Long reported from Washington. 2574

continues to spread among students and district employees.The Mesa County Valley School District 51 will re-open after next week's Thanksgiving break."We are taking this highly unusual action because this virus is extremely contagious and spreading quickly across our schools," district nursing coordinator Tanya Marvin said in a news release. "In addition, it appears that there is now a second, related virus that is affecting students, some of whom have already been ill in recent weeks. The combination of the two has created an unprecedented spread of illness."Earlier this week, the 591

You’ve heard the presidential candidates fight it out. We’ll probably keep hearing from them for quite a while, no matter what the result is.But if you kept voting down your ballot, you probably voted for representatives to your state government. And this year, some people thought more than a handful of statehouses could flip from one party to another.Across the country, Democrats had the chance to flip 10 statehouses on election night, but six of the 10 remained under GOP control, while four are still counting results and remain too close to call.“There are still states that are counting so I don’t think we’re going to know the final numbers, but from what I’ve seen so far, it doesn’t seem like Democrats are kind of getting the statehouse wins that they were hoping for. My best guess at this point is Republicans will control the majority of statehouses once all the vote are counted,” said Sarah Chattfield, a political science professor at the University of Denver.She’s been watching the statehouse races.Statehouses have a ton of impact on state laws, budgets for important programs and schools, and they draw the lines for election districts every 10 years.“This year, we all just finished out the census and as a result of that, states are going to be redrawing their legislative districts. Some states do that with an independent commission, but the most common way is the state legislature redraws those districts,” said Chattfield.Every 10 years in the US, we redraw our legislative districts based on population. In many states, it becomes political.“If your party is in control of the state legislature, you can then draw districts to benefit your party,”So, the stakes were extra high this year. But in addition to redistricting, states control the state laws that impact the people in their states from speeding tickets to abortion to school funding to election laws, which we are seeing have a very real impact on the presidential race.“A huge amount of variation across the states in whether you’re in an all-mail state, or states where there’s very little absentee balloting and people have to show up. All of those are things that states are able to control,” said Chattfield.The impacts from the 2020 election across statehouses will shape the futures of many Americans for about a decade to come. 2335

With temperatures soaring into triple digits before noon, parking in downtown Palm Springs, California, usually comes at a premium.For the past few months, however, parking is actually pretty easy to find.City leaders stopped enforcing parking violations in mid-March and El Patron restaurant manager Miguel Espinola is hoping to cash in.“The extra money (customers) were going to spend on the parking lot, and I think they can spend it on an extra margarita or a cup of coffee,” he said. Parking citations generate money for the city’s general fund.“Obviously parking is important for a tourism destination like Palm Springs,” said Palm Springs city manager David Ready.He says the Palm Springs has lost about ,000 since early April.While the loss isn’t terrible, Ready says the cost is an indicator of a much bigger problem.“Because of our tourist economy, we’ve taken a hit of almost million to million that we’ve had to cut out of our budget,” he said.Other cities across the country are losing a lot more money by not handing out parking tickets during the pandemic.In Denver, city leaders say parking citation revenue is down nearly million compared to this time last year. Additionally, parking meter revenue was down almost million in the same time frame.In Miami Beach, those numbers are even higher -- with a combined loss of more than million.“When cities see their budgets being cut it means they cannot provide as many goods,” said Alex Padilla, a professor of economics at MSU Denver. He says moving forward, cities may have to find other ways to replace that revenue.“They might charge higher prices for public transportation,” Padilla said. “They might not provide things like fireworks.”Back in Palm Springs, Ready says the city had to cut parking enforcement positions to offset the cost of not issuing parking citations.“The reason parking has always been an issue to us is because it keeps the orderly flow of you know for our downtown economy,” he said.As Palm Springs faces another round of shutdowns, Ready says the city might not enforce parking citations until next year.“The last thing we want to do is give a tourist, someone who is coming to visit, us a parking ticket,” he said 2235

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