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Currently in Hong Kong, there are no standardized textbooks for liberal studies. Teachers are free to produce their own teaching manuscripts, which gives the teacher a dominating role on what to teach.

Currently, large banks are not keen to partner with third-party players to offer online loans to small businesses due to concerns that comprehensive financing costs of the businesses will go beyond regulatory expectations after service fees charged by third parties are included in bank contracts, said Bai Xuemei, vice-president of CD Finance, a rural microfinance institution headquartered in Beijing.

Cui noted: "We have also used big data to cooperate with urban planning departments in the design of convenient bike parking spaces."

Customers use ATMs at a bank in Fuzhou, capital of Fujian province. [Photo by Zhang Bin / China News Service]

Crystal City — technically a neighborhood in Arlington County — fits that mold, with stations on the D.C. metro and close to the airport.