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Why are stocks falling again? President Donald Trump says it's because Democrats are gearing up to use their impending control of the House of Representatives to investigate him. As always, when it comes to the markets, the real answer is complicated.The Dow fell by more than 600 points on Monday, dragged down by investors' concerns about the tech sector and the rising dollar. The Nasdaq fell 2% and the broader S&P 500 fell 1.2%.Apple (AAPL) fell 5% after supplier Lumentum cut its earnings and sales forecast because of weak demand, and JPMorgan cut its target price on Apple's stock. That weighed on other technology stocks, including Amazon (AMZN) and Tesla (TSLA) -- down 4% -- as well as Facebook, which fell 3%. Google (GOOGL), Netflix (NFLX) and Microsoft (MSFT) were all down more than 2%.The strong dollar also weighed on stocks. The US currency surged to a 16-month high because investors fear the European economy could stall if no Brexit deal is reached this week. Prospects of another rate hike from the Fed next month have also helped lift the dollar. The rising dollar is a signal of a strong economy, but it hurts sales and profits for American companies that do business overseas.Though Trump blamed Democrats for the drop, the Dow had actually bounced back since the midterms, rising last week in its best showing since March. Wall Street tends to like stagnation in Washington, so investors are actually just fine with Democrats taking the House.As for what Trump termed the "prospect of presidential harassment," there is not much evidence the stock market will bat an eye if Democratic leaders in the House begin investigations into the Trump administration. Stocks rose before, during and after President Bill Clinton's impeachment. 1800
With Christmas right around the corner, many businesses around San Diego County are getting ready to open their doors to sell fresh Christmas trees. Many of the farms begin welcoming customers the day after Thanksgiving, when people typically start decorating for Christmas. Check out the list below to find out where you can grab a fresh Christmas tree: 378

With health care costs on the rise, a growing number of Americans are throwing out the old way of seeing a doctor and turning to a membership model. A monthly or annual fee gets you direct access to a doctor, no insurance needed.Twenty years into her career, bogged down by red tape, too many patients and long days, Dr. Shaila Pai-Verma was looking for a better way to practice medicine.“I was just miserable,” she said. “The joy of medicine is gone and then you're just doing paperwork.”So, a year ago, she started a new primary care practice with a new business model.“The patient basically has a direct contract with the physician and they take insurance companies out of it,” she explained.Patients pay a flat monthly or yearly fee. In exchange, they receive a broad range of primary care services and quick, unlimited access to their doctor via in-person office visits, phone or by text.“Everyone wants everything immediate. And so, I think this is it. It's good, especially in this time for people to have access,” said Pai-Verma.Membership fees range from about 5 to 0 per month on average – about 0 less than having typical health insurance. Most patients still carry catastrophic coverage for emergency treatments and hospitalizations, but that insurance is usually only -100 a month, so patients still save money.For Bonnie Micheli and her family, it was all about access.“With this, it's just so much easier to just know that I can contact directly here within a few hours for any issues that I'm having,” said Micheli.In late September, a bipartisan proposal was introduced in Congress that would expand access to the model and allow people to use their health savings account for direct primary care (DPC).Because they see fewer patients than traditional practices, some critics say the model could worsen the shortage of primary care physicians, a trend that’s already driven by burnout.But according to a recent study, DPC members had 25% lower hospital admissions and the cost of emergency room claims was reduced by 54%.“There's less ER visits and you know, better health care for the patient,” said Pai-Verma.While there is still debate, for a growing number of Americans, like Micheli, it’s becoming a simplified health insurance alternative.“Honestly, it’s just so nice to know what I'm paying every month or if you do the annual, what you're getting for that money, and you know exactly who to go to when you have a problem.” 2467
WISCONSIN — A 19-year-old man has been charged with two felonies after police say he gave a gun to Kyle Rittenhouse the night two protesters were killed in Kenosha.Prosecutors say Dominick Black purchased the weapon from the Ladysmith Ace Home Center using money he received from 17-year-old Rittenhouse. Police say Black bought the weapon for Rittenhouse because he wasn't 18-years-old yet and couldn't do it himself.Black and Rittenhouse agreed that the rifle would be stored at Black's stepdad's house since Rittenhouse did not have an Illinois Firearm Owner Identification card, according to the criminal complaint. Black's stepdad lives in Kenosha.On Aug. 23, Jacob Blake was shot in the back several times by Kenosha police. The following days were then full of protests and unrest in Kenosha.According to the criminal complaint, on Aug. 25, Rittenhouse and Black volunteered to protect the Car Source located on Sheridan Road. The two met at Black's stepdad's house where Black gave Rittenhouse the gun he had purchased, a Smith & Wesson M&P 15 rifle.Around 11:49 p.m. that night, Rittenhouse used the gun to allegedly shoot and kill two individuals, Joseph Rosenbaum and Anthony Huber. Both killings were captured on video by witnesses and the videos were widely shared on social media, police say.Now, Rittenhouse is facing trial in Wisconsin and Black has been charged with two counts of intentionally giving a dangerous weapon to a person under 18, causing death.This crime is punishable for up to six years in prison, per count.This story originally reported by Julia Marshall on TMJ4.com. 1618
While fall brings about vibrant leaves and cooler weather, it can also cause a seasonal affective disorder. It’s a condition that tends to come and go with the seasons. With COVID-19 still a major concern, some experts say SAD may be more noticeable due to the stresses of the pandemic. Social distancing may pose a risk in the coming months as a result of less physical contact.Child and adult psychiatrist, Judith Joseph, know the signs. Symptoms may include oversleeping, change of appetite, weight gain, and feeling tired. It’s a condition that affects about 5 percent of adults in the U.S., and typically lasts about 40 percent of the year. It's also a lot more common in women than men, according to the American Psychiatric Association.With schools now in session and reports of an uptick in coronavirus cases in several NYC Neighborhoods, Dr. Joseph said the combination could lead to even more anxiety.Light therapy may be a good alternative to make up for the loss of daylight. However, she warns patients to only use them under the supervision of a trained medical professional.Dr. Josephs said you can overcome that feeling of worry by continuing to follow COVID-19 safety guidelines while making self-care a top priority.You can start by developing a workout routine and sticking with it. Also, boost your melatonin levels by eating foods such as cherries and walnuts to getting a good night of sleep.The bottom line: don't brush off that sluggish feeling as simply a case of the "blues" or a seasonal funk. When in doubt, contact a mental health physician for advice.This story was first reported by Stacy-Ann Gooden at PIX11 in New York, New York. 1670
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