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You can preorder an iPhone 8 or iPhone 8 Plus starting Friday. But Apple has created something of a conundrum for customers by postponing the release of its higher-end iPhone X until Nov. 3.Do you buy an 8 or wait? It's a difference of 0 to 0, six long weeks and the ability to animate yourself as a cartoon poop.Related: See photos of Apple's iPhone through the yearsYou have to dig through a lot of superlatives and made-up marketing terms (Bionic chip, Super Retina, deeper pixels) to find what's really new in the iPhone 8, iPhone 8 Plus and iPhone X. To help you decide when (or if) you should spend hundreds of dollars on a new iPhone, let's look at what each device offers. 694

its are about to run out, eviction moratoriums are about to expire and student loan relief will also end by the end of the year.Jeff Catanese is someone who worried about this. Catanese is a theater director, actor and drama teacher who lost all three of his jobs in March.“That hit me especially hard,” said Catanese.He has since found temporary work here and there, but has mostly relied on unemployment to survive."In about two weeks, I will no longer have any funding,” Catanese added.Although the weeks worked here and there have stretched his unemployment benefits an extra few weeks, he is about to max out on the number of weeks he can claim benefits.In a normal year, someone can claim unemployment benefits for about 26 weeks. During the pandemic, under the CARES Act, 13 weeks were added. So, in total people can only get unemployment benefits for 39 weeks this year, and Catanese is on week 37.“So, how I get through the winter, I am actually not sure,” Catanese explained. "There is a part of me that is very worried. However, the one thing that is steeling me a little bit is that people who I know personally are a lot worse off than me."“We are getting letters all the time of people who are living in parks, they are living in their cars,” said Stephanie Freed, cofounder of the advocacy group ExtendPUA.org.ExtendPUA.org was created at the start of the pandemic. It shows people how to share their unemployment stories and struggles with members of Congress. The hope is that first-hand accounts and some pressure will push Congress to finally pass another stimulus package that includes an extension on unemployment benefits.Freed, though, is also someone who needs that to happen. She too lost her job as a live event production electrician in March, when almost all live events had to shut down and have had to start shutting down ever since. She will run out of benefits in a week."I will lose my apartment, but I have people I can stay with,” said Freed. "I can go stay with my parents even though I am in my 30s and it doesn't feel great, but I won't be homeless, and millions of people will.”According to data gathered by Employ America, Catanese, Freed and even Freed’s ExtendPUA co-founder Grant McDonald are just three of an estimated 13 million Americans who will run out of unemployment benefits by the end of the year. That will happen just as the federal eviction moratorium and federal student loan relief also expire at the end of the year.“It is a pretty dire situation,” said Elizabeth Pancotti with Employ America.Despite just how dire the situation seems, Pancotti points out not all hope is lost. A fraction of the people who lose benefits may get some help even if Congress does not act and pass a new stimulus package.“After PUA and PEUC end on December 26, some of those workers will be eligible to flow on another federal program called the Extended Benefits Program and that is for states where unemployment is high within the state,” said Pancotti.The Extended Benefits Program would add an addition 6 to 20 weeks of benefits, but it only gets triggered in January. Also, so far, only people living in 15 states and Washington D.C. are expected to qualify. Those states, according to an Employ America forecast, are Alaska, California, Illinois, Kansas, Minnesota, Nevada, New Jersey, New York, North Carolina, Ohio, Oregon, Rhode Island, South Carolina, Texas, and Vermont.For those unemployed in other states, they are left to hope that Congress will act before they fall off the looming financial cliff.“What it is really going to require is that both sides stop sitting there and finger-pointing, open up the negotiations to the public, so we actually know who said what,” said McDonald. “Really get down to brass tax, in terms of what are you actively doing to help the people.”Over the past few months, both McDonald and Freed have sat down with dozens of Democratic and Republican members of Congress.“The response has been generally positive,” said Freed. “We have senators on both sides of the aisle who are saying this relief bill is really important, they are saying it is a big priority, but then we are just not seeing that action on the floor.”Even though Congress has not been able to agree on a second stimulus package for more than five months, both Freed and McDonald have hope that action will be taken before millions lose all their income at the end of the year."I have to remain hopeful because I cannot imagine what it says about our government and about America in general, if this does not pass by the end of the year,” added Freed. 4711

— a bill sponsored by Sen. Amy Klobuchar that would require anyone who purchases a political ad to disclose such information to the public.Facebook added that all political ads must abide by community standards, which prevents political ads that include hate speech or may intimidate voters.In October, founder and CEO Jack Dorsey 332

Worldwide markets plummeted again Thursday, deepening a weeklong rout triggered by growing anxiety that the coronavirus will wreak havoc on the global economy. The sweeping selloff pushed the Dow Jones Industrial Average down nearly 1,200, its biggest one-day drop ever.The benchmark S&P 500 dropped down4.4% Thursday, its worst one-day drop since 2011.The S&P 500 has now plunged 12% from the all-time high it set just a week ago. That puts the index in what market watchers call a "correction," which is decline of at least 10% from a high. The six-day correction is the fastest in history.Stocks are now headed for their worst week since October 2008, during the global financial crisis.The losses extended a slide that has wiped out the solid gains major indexes posted early this year. Investors came into 2020 feeling confident that the Federal Reserve would keep interest rates at low levels and the U.S.-China trade war posed less of a threat to company profits after the two sides reached a preliminary agreement in January. Even in the early days of the outbreak, markets took things in stride.But over the past two weeks, a growing list of major companies issued warnings that profits could suffer as factory shutdowns across China disrupt supply chains and consumers there refrain from shopping. Travel to and from China is severely restricted, and shares of airlines, hotels and cruise operators have been punished in stock markets. As the virus spread beyond China, markets feared the economic issues in China could escalate globally.One sign of that is the big decline in oil prices, which slumped on expectations that demand will tail off sharply."This is a market that's being driven completely by fear," said Elaine Stokes, portfolio manager at Loomis Sayles, with market movements following the classic characteristics of a fear trade: Stocks are down. Commodities are down, and bonds are up.The Dow dropped 1,190.95 points, its largest one-day point drop in history, bringing its loss for the week to 3,225.77 points, or 11.1%. To put that in perspective, the Dow's 508-point loss on Oct. 19, 1987, was equal to 22.6%. Bond prices soared again Thursday as investors fled to safe investments. The yield on the benchmark 10-year Treasury note fell as low as 1.246%, a record low, according to TradeWeb. When yields fall, it's a sign that investors are feeling less confident about the strength of the economy.Stokes said the swoon reminded her of the market's reaction following the Sept. 11, 2001 terrorist attacks."Eventually we're going to get to a place where this fear, it's something that we get used to living with, the same way we got used to living with the threat of living with terrorism," she said. "But right now, people don't know how or when we're going to get there, and what people do in that situation is to retrench."The virus has now infected more than 82,000 people globally and is worrying governments with its rapid spread beyond the epicenter of China.Japan will close schools nationwide to help control the spread of the new virus. Saudi Arabia banned foreign pilgrims from entering the kingdom to visit Islam's holiest sites. Italy has become the center of the outbreak in Europe, with the spread threatening the financial and industrial centers of that nation.At their heart, stock prices rise and fall with the profits that companies make. And Wall Street's expectations for profit growth are sliding away. Apple and Microsoft, two of the world's biggest companies, have already said their sales this quarter will feel the economic effects of the virus.Goldman Sachs on Thursday said earnings for companies in the S&P 500 index might not grow at all this year, after predicting earlier that they would grow 5.5%. Strategist David Kostin also cut his growth forecast for earnings next year.Besides a sharply weaker Chinese economy in the first quarter of this year, he sees lower demand for U.S. exporters, disruptions to supply chains and general uncertainty eating away at earnings growth.Such cuts are even more impactful now because stocks are already trading at high levels relative to their earnings, raising the risk. Before the virus worries exploded, investors had been pushing stocks higher on expectations that strong profit growth was set to resume for companies after declining for most of 2019. The S&P 500 recently traded at its most expensive level, relative to its expected earnings per share, since the dot-com bubble was deflating in 2002, according to FactSet. If profit growth doesn't ramp up this year, that makes a highly priced stock market even more vulnerable.Goldman Sach's Kostin predicted the S&P 500 could fall to 2,900 in the near term, which would be a nearly 7% drop from Wednesday's close, before rebounding to 3,400 by the end of the year.Traders are growing increasingly certain that the Federal Reserve will be forced to cut interest rates to protect the economy, and soon. They are pricing in a 96% probability of a cut at the Fed's next meeting in March. Just a day before, they were calling for only a 33% chance, according to CME Group.The market's sharp drop this week partly reflects increasing fears among many economists that the U.S. and global economies could take a bigger hit from the coronavirus than they previously thought.Earlier assumptions that the impact would largely be contained in China and would temporarily disrupt manufacturing supply chains have been overtaken by concerns that as the virus spreads, more people in numerous countries will stay home, either voluntarily or under quarantine. Vacations could be canceled, restaurant meals skipped, and fewer shopping trips taken. "A global recession is likely if COVID-19 becomes a pandemic, and the odds of that are uncomfortably high and rising with infections surging in Italy and Korea," said Mark Zandi, chief economist at Moody's Analytics. The market rout will also likely weaken Americans' confidence in the economy, analysts say, even among those who don't own shares. Such volatility can worry people about their own companies and job security. In addition, Americans that do own stocks feel less wealthy. Both of those trends can combine to discourage consumer spending and slow growth.MARKET ROUNDUP:The S&P 500 fell 137.63 points, or 4.4%, to 2,978.76. The Dow fell 1,190.95 points, or 4.4%, to 25,766.64. The Nasdaq dropped 414.29 points, or 4.6%, to 8,566.48. The Russell 2000 index of smaller company stocks lost 54.89 points, or 3.5%, to 1,497.87.In commodities trading Thursday, benchmark crude oil fell .64 to settle at .09 a barrel. Brent crude oil, the international standard, dropped .25 to close at .18 a barrel. Wholesale gasoline fell 4 cents to .41 per gallon. Heating oil declined 1 cent to .49 per gallon. Natural gas fell 7 cents to .75 per 1,000 cubic feet.Gold fell 40 cents to ,640.00 per ounce, silver fell 18 cents to .66 per ounce and copper fell 1 cent to .57 per pound.The dollar fell to 109.95 Japanese yen from 110.22 yen on Wednesday. The euro strengthened to .0987 from .0897. 7132

Monday in Kansas City, Missouri, is raising questions and concerns from civil rights groups and lawmakers alike.In a Facebook Live video, Cheyenne Hoyt streamed the arrest of her partner, later identified in a 212

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