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DANVILLE, Ind. – A domestic violence shelter that has provided a safe haven for women and children for nearly two decades now plans to take in men as well. 169
Since January of this year, state regulators have approved about 100 rate hike requests involving dozens of property insurers.The insurance regulation office in Florida gave the green light to South Fidelity to raise their rates by about 30%. And regulators okayed a 30% rate hike for Capitol Preferred.Jupiter homeowner Heidi Epstein said her property rates shot up by 50% when her insurer stopped doing business in Florida. Protecting her property will now cost Heidi an additional ,500 a year."In the middle of a pandemic when everyone is not sure what their financials are going to look like, this is not the time to have everything going sky high," she said.The insurance industry blames the 2017-2018 storm season. Hurricanes Irma and Michael caused catastrophic damage and triggered more than billion in claims.Senator Jeff Brandes (R-St. Petersburg) says the storms and rampant lawsuits against insurance carriers are driving the steep hikes in rates."They are filing more and more lawsuits they know some of these insurance companies will settle, and ultimately those costs are passed on to homeowners," he said.Insurance Industry watchdog The Federal Association for Insurance Reform points to thousands of lawsuits filed by contractors. President Paul Handerhan says roofers, plumbers and others solicit homeowners through ads, calls or door knocks and convince them to file an insurance claim. Handerhan described the pitch to homeowners as: "Let us do a free inspection of your roof, let us go inside the property of your home to see if we can find any damages. We will file a claim on your behalf."Brandes says all those claims snowball and lead to premium hikes."You have hundreds if not thousands of people asking for new roofs then all of a sudden rates across the state begin to skyrocket."Pasco County homeowner Linda Cempe got a new roof after contractor Smart Storm Solutions cold-called her about possible storm damage. She said the roofer told her that "other than a minor deductible, the whole cost for the repairs, including the facia and soffits, would be covered."The I-team checked court records and found Smart Storm Solutions filed over 300 lawsuits against insurers, including Linda Cempe's carrier in 2019 alone.Smart Storm Solutions staff attorney Robert MacKinnon says the company will only canvas neighborhoods with known storm damage. He also said the company files cases when insurance companies refuse to pay the full cost of a claim."They are confirmed claims we are arguing over the extent of damages," MacKinnon said.Smart Storm Solutions also sued Larry Kohman's insurance company over his claim after cold calling the homeowner about roof damage.We checked and found court documents showing the Kohmans' insurer settled with Smart Storm Solutions over a year ago. But the contractor never returned to replace the roof."We don't sleep much," Larry said, who explained he and his wife constantly worried about the growing amount of water damage in their home caused by a leaky roof.Smart Storm Solutions' attorney blamed the pandemic for the delay in Kohman's case and apologized, saying the company should have communicated better. After we started asking questions, Smart Storm Solutions replaced the couple's roof.MacKinnon says the lawsuits his company is filing are needed to keep insurers in check and are not part of the rate hike problem.Brandes says insurance rates could double in the next three years over claims and litigation. He says he will propose legislative reform measures that would reduce attorney fees and route some lawsuits into mediation. He's calling on legislative leaders to take action before Florida homeowners face another round of rate hikes that many simply can't afford.Before your next insurance renewal date, shop around for a policy and get multiple quotes. You can also ask to lower your coverage limits and raise your deductible, but it will cost you more if you must make a claim. This article was written by for WFTS. 4028
AUSTIN, Texas – Inside a restaurant called “The Pita Shack,” Ayman Attar Bashi recreates part of his culture through the food served in his restaurant. “We are lucky,” he said. He and his family are lucky because a decade ago, they fled violence in Iraq, becoming refugees and resettling in Austin, Texas. “To be a refugee is not a choice,” he said. “Not a choice.” Refugees like Ayman, though, may no longer be able to count on Texas for a fresh start. Governor Greg Abbott said the state has already done more than its fair share. In a letter to Secretary of State Mike Pompeo, Gov. Abbott said that since 2010, “…roughly 10% of all refugees resettled in the United States have been placed in Texas.” He added that, “in addition to accepting refugees all these years, Texas has been left by Congress to deal with disproportionate migration issues resulting from a broken federal immigration system.” “There had been 41 other governors that had had come out and said, ‘yes, our state we would love to continue to accept refugees’ and that was a mix of Democrats and Republican governors, and so Gov. Abbott was the very first who had said no,” said Russell Smith, with Refugee Services of Texas, the largest resettlement agency in a state. Last year, Texas took in 2,227 refugees – the most of any state. It was followed by Washington, with 1,930 and California with 1,802. Overall, America is admitting fewer refugees. Back in 2016, President Barack Obama set a limit of 110,000 for the 2017 fiscal year. This year, President Donald Trump is setting a limit of 18,000. Though a judge put a temporary stop to the Texas plan, the potential for refugees to be rejected looms large here. “Every action has negatively affected resettlement at the same time,” Smith said. Whether the plan eventually goes through – or gets permanently rejected by the courts – remains to be seen. Back at his restaurant, Ayman says he and his family feel safe and welcomed in Austin. “You’re an active element in this community because we’re hiring people, we are providing people with good food, spread our culture – at the end of the day, you feel like you are doing a lot of good things in this community,” he said.The Trump administration has not said yet whether it will seek to appeal the federal judge’s decision, which stopped Texas from refusing refugees. 2356
A baby male giraffe was born last week at Busch Gardens Tampa Bay!The park says Bea, a 14-year old reticulated giraffe, delivered her third calf on June 19. The Busch Gardens zoological team has been monitoring Bea and her male calf as they continue to bond behind the scenes at the park. As important developmental milestones are reached over the next few months, Bea and her calf will soon join the herd on the park’s Serengeti Plain where they can be spotted by guests.WFTS' Zack Perry was the first to report this story. 544
View this post on Instagram So, in light of changing times, @thestore_nashville is mobilizing delivery of a week’s groceries to our elderly neighbors in Edgehill and Berry Hill on Wednesday’s/Thursdays. If anyone needs to be included on this list, we urge them to contact info@thestore.org Also We will continue to operate regular hours 1-7 Th/F 11-5 Sat for walk ins but please bring ID and either proof of income, proof of residence, or statement of unemployment for our recently unemployed neighbors. #nashvillestrong A post shared by Brad Paisley (@bradpaisley) on Mar 17, 2020 at 12:41pm PDT 629