宜宾做双眼皮整形保持时间(宜宾眼袋问题) (今日更新中)

Tuition bills are coming due, and while millions of students across the country are weighing the risks of going back to college in the middle of a pandemic, the most financially strapped students carry an added burden of dwindling aid.For Americans living in the lowest income brackets, college represents a way up the socioeconomic ladder. But getting there and obtaining a degree is not easy, especially for students without financial means. The Pell Grant has historically removed some of the obstacles for the most at-need students. But alongside the skyrocketing cost of higher education, the federal grant is having less and less of an impact.The Pell Grant is the largest source of postsecondary education grant aid, helping to fund higher education for at-need students since 1973. In its budget proposal for the 2020-21 school year, the U.S. Department of Education anticipated giving Pell Grants to 6.8 million at-need students, to the tune of .6 billion.How much each student qualifies for depends on their expected family contribution, or how much the federal government says they should be able to contribute toward their own education. Those with the most financial need could qualify for the maximum allowable grant amount: ,345 in the 2020-21 academic year.That authorized maximum amount has grown from ,400 in the Pell Grant’s early years. Despite this growth, it has failed to keep pace with the ballooning costs of a college education.In the past 20 years, average tuition and fees at public four-year institutions (the most affordable type conferring bachelor degrees) have more than doubled, to ,440, while maximum Pell Grant awards have only grown 29%. And tuition isn’t everything — room and board, books and living expenses come at an additional cost.As recently as 2002, the most at-need students would nearly be able to cover their entire tuition and fees at these lower-cost institutions by qualifying for the maximum Pell Grant. But now, those qualifying for maximum Pell awards would find it covers just 59%.Not only has the Pell Grant not kept pace with college costs, it hasn’t kept pace with inflation. To have the same buying power as ,400 did in the grant’s early days, the maximum award amount would need to be about ,000 today.Loans likely filling the funding gapAccording to data from the most recent National Postsecondary Student Aid Study, 90% of dependent full-time undergraduates from households in the lowest income quartile received a Pell Grant in 2016. Among independent undergraduates in that income bracket, 64% received the grant.State and institutional need-based grants may be picking up some of the slack. State need-based grants went to 27% of all full-time students at public four-year institutions in 2016. Need-based grants from institutions went to 17%. But some 57% of students in this lowest income group took out student loans that year.While the Pell Grant typically accounted for 34% of a low-income undergraduate’s total aid in 2016, loans accounted for 44%.Gone are the days when a student’s job (or jobs) could cover their college costs. When grants and scholarships — free money — aren’t enough to cover the costs of education, those from households without college savings have little choice but to turn to borrowing. But student loan debt can be detrimental to lower-income students. A degree can confer higher earning potential, but for a variety of reasons — some of them financial — students in the lowest income brackets are typically the least likely to graduate, according to data from the U.S. Department of Education.Low-income parents also feeling the stingWhen a dependent student has exhausted grants and federal loan limits themselves, they can tap their parents’ borrowing potential.Parent PLUS loans have been around since 1980, allowing parents to borrow up to the difference between the entire cost of attendance and the aid directly awarded to their student. Borrowers must pass a credit check, but there are no income requirements. As of the second quarter of 2020, these loans account for billion or over 6% of all federal student loans outstanding, according to the Department of Education.In 2016, 11% of dependent full-time students in the lowest income quartile at public four-year institutions benefited from federal parent PLUS loans, according to the NPSAS. That’s compared to just 3% in 1996. These loans typically amounted to ,500 in 2016.Federal PLUS loans come with higher interest rates and fewer repayment options than federal student loans. In the 2020-21 school year, PLUS loans are being offered at 5.3% interest compared with 2.75% for federal undergraduate loans. And should a parent run into difficulties repaying the loans — as they increasingly do, according to an analysis from the Brookings Institution — there is only one income-driven plan available. Income-Contingent Repayment plans lower monthly payments by capping them at a percentage of income, but increase the total amount paid over the life of the loan due to interest and an increased term length.What students can doBarring significant increases in need-based aid or significant decreases in college costs, lower-income students and their parents will often have to continue cobbling together their college funds from a variety of sources.The following tips are applicable for anyone who doesn’t have their entire cost of college covered:Maximize free money. Fill out the Free Application for Federal Student Aid, or FAFSA, on time — every year. It’s how you access federal, state and institutional financial aid. Apply for scholarships every year, and only turn to loans when free money is exhausted.Be strategic about borrowing. Borrow only what’s needed and opt for federal student loans whenever possible. Carefully weigh the risks of borrowing a parent PLUS loan versus a private student loan, should education expenses exceed what you can qualify for.Compare costs across institutions. Don’t commit too quickly — weigh all costs associated with attending various schools, and consider starting your college career at a lower-cost community college.Earn while you learn. Look into the work-study program or a part-time job to earn money while in school.Stay committed. Seek out resources on and off campus to stay engaged and enrolled. Leaving college without the increased earning power of a degree makes student loan debt that much harder to pay off.More From NerdWalletHow a Gap Year Might Haunt You FinanciallyDon’t Wait to Refinance These Student Loans‘Shadow’ Lenders Can Leave College Students in the DarkElizabeth Renter is a writer at NerdWallet. Email: elizabeth@nerdwallet.com. Twitter: @elizabethrenter. 6721

UPDATE: SDSU officials decided Wednesday to keep students and staff out of the building due to complaints.SAN DIEGO (KGTV) -- Nearly two dozen students and staff at San Diego State University say a chemical odor in one of the buildings made them sick.The Professional Studies and Fine Arts building was undergoing construction when the complaints began in January and has been closed since March 13. Students and staff reported sore throats, headaches, even nosebleeds. The university says there were 22 incident reports.The school says Environmental Health and Safety has performed air quality tests regularly since January showing the vapor levels in the building were non-toxic. SDSU brought in Expert Joel Berman who explained to students and staff Wednesday the two items causing the odor were coal tar pitch and asphalt. He said they were never at impermissible levels and were never a health hazard, despite the complaints of the staff.Staff did not take that well, "I think a majority of people are feeling very upset because there's this sense that we're all being gas-lit and being told that our common experience is not real or valid," one woman said.The Air Quality Control District is investigating, filing a Notice of Violation to the school as well as the contractors hired by SDSU. The violation reads, "discharging from a source, quantities of air contaminants or other material which cause injury, detriment, nuisance or annoyance to any considerable number of persons. Specifically for the application of Tremco Tremfex to the San Diego State University Professional Studies and Fine Arts building roof, causing the release of coal tar pitch volatiles into the building."The initial construction was to install rooftop mechanical shafts. The initial patching of the roof around the new shafts was done improperly, according to SDSU administrators. The re-patching was what caused the odor.San Diego State is planning to hold forums on April 3 and April 8 to give updates about the building repair and address safety concerns.President of the university, Adela de la Torre, stated they learned a lot from the forum, and it struck a chord with her. She said the university will work to be more communicative with students and staff and no one will enter the PSFA building until it is safe.If you're a student experiencing these symptoms, the university directs you to visit the Health Services Building. Staff should notify their superiors, who then file a report. 2490

UPLAND, Calif. (AP) — Investigators on Wednesday were trying to determine why a California woman allegedly fatally injured her infant daughter, dropped her young son off a second-story apartment building landing and then jumped herself.After being medically cleared, Tierra Ortega, 24, was booked for investigation of homicide, attempted homicide and child abuse resulting in death, said Capt. Marcelo Blanco of the Upland Police Department.Ortega's booking photo showed her face bruised and scraped with one eye swollen shut.Her 1?-year-old son remained hospitalized in stable condition with a broken foot and other minor injuries, Blanco said."We don't have a motive yet," Blanco said.The events unfolded late Tuesday morning in Upland, a small city at the foot of the San Gabriel Mountains in the inland region about an hour's drive east of Los Angeles.A neighbor called 911 to report that a child was screaming or crying and then saw the woman was holding the child on a second-story landing, according to police."The mother proceeded to release the toddler, who fell to the ground below. Upon officers arriving on scene, they noticed the child on the floor and the mother subsequently jumped from the second story landing head first," a police statement said.Police then checked the second-story apartment and found the woman's approximately 7-month-old daughter inside. She wasn't breathing.Her breathing was restored but she died at a hospital, Blanco said.The cause of her death will be determined but she had a possible skull fracture and internal injuries, he said.Video from KCAL-TV showed the woman sitting on grass outside the building with her hands handcuffed behind her. One child, strapped to a board, was loaded into a helicopter for the flight to the hospital.The children's distraught father was called home from work and police had to hold him back as he struggled to climb the stairs to the apartment.He spoke to police but "has no idea what led to this," Blanco said.The property manager said the family had moved into the unit about a year ago, KCAL-TV reported."They've always been very quiet," Kaeleigh Calderon said of the family. "I've never heard them arguing, I've never heard them bickering."Asked about postpartum depression, Blanco said investigators would look into that possibility. 2325

TUCSON, Ariz. (AP) — President Donald Trump's dad dancing to the Village People's "YMCA" is turning out to be a hit at his campaign rallies. On stage, Trump pumps his fists, bops, and lurches — sometimes to the beat. Backstage, top staff and campaign aides often join in, offering more traditional moves and using their bodies to spell out Y-M-C-A. Trump's rally dance has emerged as a rare moment of levity in an otherwise miserable campaign year marked by a deadly pandemic, an economic recession, and racial turmoil. His dance has spawned a TikTok video challenge and a parody on "The Late Show with Stephen Colbert." 628

VENTURA COUNTY, Calif. – Authorities have released surveillance footage showing Naya Rivera before her disappearance and the 911 call that led to the search for the "Glee" star.Rivera is presumed dead after disappearing while boating with her 4-year-old son at Lake Piru in Southern California.The Ventura County Sheriff’s Office says Rivera rented a boat at the lake Wednesday afternoon and went for an excursion with her son. Thursday evening, officers released security camera footage of the two at the boat launch.Boaters tell authorities that they later found Rivera’s boat drifting in the northern portion of the lake with her son sleeping onboard. A woman called 911 and notified law enforcement of the situation."The emergency is: We have a missing person," an employee of the rental boat business said. "We found a little girl in one of the boats by herself, and the mom's nowhere to be found."The 911 caller initially said the boy was a girl, because of his long hair, KCBS reports.Rivera’s son told investigators that he and his mother had been swimming in the lake and he had gotten back on the boat, but his mom didn’t.Authorities say the child had a life vest on and an adult life vest was found on the boat. The child is healthy and with family.Since Rivera’s disappearance, authorities have been using helicopters, boat crews, divers and unmanned aerial vehicles to search the lake, but there’s been no sign of Rivera yet.Thursday evening, the sheriff’s office announced that the search for the actress has turned into a recovery mission and that she is presumed dead.“Investigators believe Rivera drowned in what appears to be a tragic accident,” the office wrote in a press release.Rivera is best known for her role as Santana on the Fox TV show “Glee.” She appeared in nearly every episode of the musical comedy drama since 2009. 1856

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