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For years, the Federal Housing Administration was the king of the low-down-payment mortgage mountain. Now, Fannie Mae and Freddie Mac, the government-sponsored enterprises that provide capital to the mortgage market, are designing loan products for hopeful home buyers with skinny savings accounts.With Fannie Mae’s HomeReady and Freddie Mac’s Home Possible, a 3% down payment — or what lenders refer to as 97% loan-to-value — is available on so-called conventional loans. Conventional loans are the loan products most often issued by lenders. 561
Former Judge Roy Moore continues to deny allegations of sexual abuse against him, his attorney Phillip L. Jauregui said at a news conference Wednesday, during which he attempted to cast doubt on the story of one of Moore's accusers.Jauregui specifically focused on pushing back on the accusation from Beverly Young Nelson, 56, who said on Monday that Moore sexually assaulted her when she was 16 years old. Jauregui took issue with the statements of Nelson and her attorney Gloria Allred, saying Nelson falsely claimed that she never spoke to Moore again after the time of her alleged assault. 611
Former FBI Director James Comey warned that if President Donald Trump ever tries to fire special counsel Robert Mueller, then it would be the President's "most serious attack yet on the rule of law," and said that "it's possible" the Russians could have information on Trump that could be used to compromise him.Comey also said Trump is "morally unfit to be president" and claimed there is "certainly some evidence of obstruction of justice" by Trump.The comments came during a wide-ranging, exclusive interview with ABC News chief anchor George Stephanopoulos. The media appearance is the first time Comey has sat for a televised interview since Trump fired him last year. It also kicks off a promotional tour that the former FBI director is embarking on to promote the release of his new book, "A Higher Loyalty." 823
For the first time in several weeks, weekly claims for unemployment benefits ticked up, according to statistics released by the Department of Labor.According to the weekly report, 1.4 million Americans sought initial unemployment claims last week. That's up from about 1.3 million the week before.Thursday's report marked the 18th straight week of more than 1 million unemployment claims. In that time span, the Department of Labor has recorded more than 50 million claims for unemployment insurance. 508
Firefighters went door-to-door urging some residents of Leilani Estates to leave as lava from Hawaii's Kilauea volcano moved closer, once again."Any residents remaining in the current affected areas should evacuate now," read an emergency message sent by the County of Hawaii Civil Defense.Thick waves of fresh lava from fissure 22 and 7 -- which officials say is producing the largest amount of lava -- are blazing down a mount of volcanic rock."It's just a matter of time," resident Steve Gebbie says. "I don't know what's going to be left of Leilani, I really think it might be wiped out."This week, eruptions sent ash plume 10,000 feet up in the air. More red and orange lava fountains emerged and lava reached the Pacific Ocean, presenting a new threat for residents.The oozing lava has destroyed a total of 82 structures on Hawaii's Big Island and other 37 structures have become inaccessible in the last days, said Hawaii County Civil Defense Administrator Talmadge Magno.About 2,200 acres have been covered in lava since the Kilauea volcano eruptions began on May 3, Magno added.The US Geological Survey said there were 90 earthquakes of multiple intensities at the volcano summit in about 6 hours on Friday. 1230