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It's Hispanic Heritage Month.Sites like Yelp and Nextdoor are encouraging people to support Hispanic-owned businesses in their communities.This week, Yelp launched a tag that allows businesses to mark themselves as Latinx-owned.Nextdoor is teaming up with the group We Are All Human to provide resources to Hispanic-owned small businesses. They'll also provide free advertising during the month.The U.S. Hispanic Chamber of Commerce represents more than 4 million Hispanic-owned businesses. It says Latino business owners have been hit particularly hard during the pandemic and need support.Many have limited relationships with banks and are in neighborhoods considered “challenging” to lend to. Many were left out of the Paycheck Protection Program.“In round one, we saw many Latino-owned businesses were really largely left out of those opportunities,” said Ramiro Cavazos, President of the U.S. Hispanic Chamber of Commerce. “Half of our businesses have banking relationships. If you did not have a bank relationship, many of them were shut out.”On average, Hispanic-owned businesses only have about 27 days’ worth of capital reserved. A quarter of them have had to close, at least temporarily, since the pandemic began.“Our Latino-owned businesses provide jobs for our community,” said Cavazos. “They also pay taxes and make investments in their community. And these businesses really are the lifeblood of consumer spending."According to a study by Stanford University, Latino-owned businesses contributed 0 billion to the U.S. economy in the past decade. 1570

It was a meeting of the mutual admiration society.The man who stopped a mass shooting at a Waffle House met Saturday with Parkland, Florida, students who want to prevent mass shootings everywhere.James Shaw Jr., hailed as a hero for wrestling a gun from a shooter at a Nashville-area Waffle House last month, tweeted photos of his meeting Saturday with survivors of February's mass shooting at Marjory Stoneman Douglas High School."Meeting the young adults of the Parkland incident so much fire and inspiration in their eyes was a great joy," Shaw tweeted after the breakfast meeting in Florida. "I met one of my heros today." 634

INDIANAPOLIS – A 10-year-old lion at the Indianapolis Zoo died Monday morning after being attacked by another lion.Zoo staff heard “unusual amount of roaring from the outdoor lion yard” and say an adult female lion, Zuri, attacking a male lion, Nyack, according to a press release.Veterinary staff said Nyack died of suffocation from injuries to the neck. Indianapolis Zoo said staff made every attempt to stop Zuri from holding Nyack by the neck but were unsuccessful. The two lions lived together for eight years. Indianapolis Zoo said they had no indication that anything like this would ever occur.The attack happened before the zoo was open to the public. "He was a magnificent male lion and left his legacy in his three cubs," Indianapolis Zoo said in a press release. "He will be missed by guests, members, volunteers and staff." 864

It’s now the time of year when you choose your healthcare insurance options during open enrollments. There is a large question looming, though. Has coronavirus affected health insurance?Here’s where your insurance stands today, the effects of COVID-19, and the mistakes you make when signing up for coverage.“I couldn’t live without insurance. I’m a diabetic and without insurance, I don’t know what I would do,” said Jon Gill from Solon. As usual, he will soon enroll in his company’s health insurance plan. However, this year has been unusual in the U.S; 8 million Americans have had coronavirus and that care costs.“I would think that COVID is going to make (rates) go up. I would assume,” said Gill.Dr. JB Silvers from Case Western Reserve University says probably not.“It looks like rates are going to be pretty stable,” he told us.Dr. Silvers has been studying healthcare and insurance for the past 40 years. He told us because people were not allowed to get some procedures earlier this year or they have been afraid to go to the doctor, that means insurance companies have done well financially.“The premiums keep coming in and the costs are low,” said Dr. Silvers.Here’s where the costs could catch up with you: if you’ve put off important, needed medical care.“Did you defer things that really should have been taken care of? In which case, you’re going to pay me later rather than paying me now. That’s the problem,” said Dr. Silvers.Liz Westin is an author and Finance Columnist with NerdWallet.com. She said just going with the same thing you did 12 months ago might not be wise. “(People) wind up spending about ,000 more a year than necessary because they aren’t paying attention to how their plans have changed,” Westin told us.Other mistakes people make during open enrollment is the temptation to just select the cheapest coverage, but that comes with much larger deductibles.“These high-deductible plans have really taken hold,” said Westin. “That’s fine if you have the cash set aside to pay for the care that you’re going to have to pay for out of pocket, but a lot of people don’t have that cash.”That applies especially to people who’ve lost their jobs because of COVID and lost their healthcare insurance with them. That could force Americans into "Obamacare" coverage under the Affordable Care Act. If that’s you, make sure to apply for financial tax help available that will lower your premium.“And that’s the route, I think — especially if you’ve lost your job — that most people are going to want to take,” Westin told us.If you already have coverage through the Affordable Care Act, Dr. Silvers told us in the fine print it says you have to spend at least (depending on the kind of plan) 80%-85% on pure medical costs. If you haven’t done that this year because of COVID restrictions or fear, you will get some money back.“Already this year, companies are giving rebates back for 2019, but they’re pretty small. Next year they’re going to be really big,” said Dr. Silvers.Both experts we talked to said in the upcoming year, you should take advantage of telemedicine where you meet with doctors over a video chat. That could help with your overall care at lower costs and it avoids putting off important visits.This story was first reported by Jonathan Walsh at WEWS in Cincinnati, Ohio. 3326

INDIANAPOLIS – A veteran and retired postal worker missed his funeral after his remains were lost in the mail delivery process.The ashes of Richard Nelson, who once served in the Navy, remain missing.Years after leaving the military, Nelson headed for Arizona and left specific instructions to his family on how he wanted services handled following his death.In July, the funeral home in Arizona mailed Nelson’s remains on August 1, and the tracking number stated it was to arrive in Indianapolis on August 2.Nelson’s nephew, Scott Hare, had plans to drive the ashes to Michigan for services – but he never received the package.The memorial service went on as scheduled and the cemetery plot next to his parents had to be refilled until further notice."I have to keep telling people I don't know anything, there's no closure,” said Hare.Hare said his moments of sorrow were overcome with pride.“At some point, I had to laugh,” said Hare. “He retired from the post office and was lost at the post office. I'm sure he's laughing somewhere.”The post office released a statement: 1083

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