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Crews are working to remove a car from a freshly poured section of road in Cleveland. According to Twitter user Kate Warren, the motorist drove right into the concrete on Thursday afternoon.The incident happened on Euclid Avenue and East 9th Street. 267

CLEVELAND — Student loans. Those two words cause a lot of stress, anxiety, even depression in so many Americans out there.Like Denise Ferguson.“Oh, my student loans are going to outlast me!” Ferguson said.Like 41 million other Americans, Denise is drowning in student loan debt — 0,000 in her case.“It’s funny because I’m an attorney and a lot of people assume that we attorneys are rich and wealthy,” she said.Well, rest assured, Denise is not one of those types of attorneys.She works with abused and neglected children in the foster care system.“We’re the only alleged first-world country that has all these issues with student loans and people being put into debt in order to do something good,” she said.Denise went to a state school in Pennsylvania for college, the University of Akron for law school.Fifteen years later, the amount of student loan debt she has barely has a dent in it.“If I win the lotto, it’ll get paid off. If I don’t win the lotto, there’s no hope that that’s ever going away,” Denise said. “My house only cost ,000 if that puts anything in perspective.”The average student loan debt for graduates is about ,000. It's the second-highest consumer debt category in the U.S., coming in only after mortgage debt.Since the federal CARES Act went into effect, more than 40 million federal student loan borrowers have had their payments paused and interest rates set to 0%.While that is set to expire on Jan. 31 now, it’s not clear what the incoming Biden administration will do.There are pushes and proposals to wipe out student loan debt — anywhere from ,000 to ,000.But nothing is clear, nothing is done, and experts say, do not rely on what could be.“Do not wait until January to expect any executive orders, there’s just so much uncertainty going on right now,” said Dr. Lakshmi Balasubramanyan, a banking and finance professor at Case Western Reserve University.She said it is crucial to have a plan in place before payments start back up again.Contact your loan servicer and talk through your individual situation.If you’ve lost or changed your job during the pandemic, switch to an income-based repayment plan, or discuss hardship options.“If you plan for the worst-case scenario, the best-case scenario is where there’s some loan forgiveness — then that would be a pleasant surprise but right now, you should plan to pay it off because you don’t want to go into default status,” Balasubramanyan said.She also advises heading to studentaid.gov to see if you possibly qualify for any loan forgiveness programs.Jeremy DiTullio, of the Cleveland Financial Group, says the worst thing borrowers can do is wait and hope for relief that may not come.“I would plan for starting to make your payments. Worst case scenario is that there is some forgiveness or some relief and now you have choices,” DiTullio said. He also suggests borrowers "earn differently" during the pandemic if they have to, to avoid defaulting. "So earning differently may mean accepting a job that isn’t exactly in your field of choice, it might mean working part-time on the weekends," DiTullio said.But keep in mind, if you have kept your job during this time, and you have the means — the payments you make on your student loans right now are going directly to your principal.To be clear, the relief and the extension only applies to borrowers with federal loans.There has yet to be standardized relief for private loan holders unless their specific lender made hardship adjustments.This story was first reported by Homa Bash at WEWS in Cleveland, Ohio. 3572

Congressional leaders will hold their weekly press conferences on Thursday, their first since it was formally projected that Democrats would hold on to control of the chamber for another two years.Democratic leadership in Congress slammed President Donald Trump's refusal to concede the election to President-elect Joe Biden in a press conference on Capitol Hill Thursday.In comments to reporters, House Speaker Nancy Pelosi highlighted that Trump's election fight comes as the U.S. is facing an unprecedented surge in the COVID-19 pandemic.Watch Rep. Kevin McCarthy's press conference in the video below."The President and the Republicans in Congress have ignored by delay, distortion, denial. Deaths have been caused. And what are they doing now? Continuing to ignore in spite of these numbers of (COVID-19 cases)," she said.Senate Minority Leader Chuck Schumer claimed Republicans were "poisoning the well" by supporting Trump's challenge to the election on unproven claims of widespread voter fraud.Despite nearly all media outlets calling the 2020 election for President-elect Joe Biden, President Donald Trump has said he plans to challenge the results of the election on unsubstantiated claims of fraud. Despite the President's claim, no state has yet reported widespread issues in ballot tallying that would indicate the results of the election are in doubt.While House Minority Leader Kevin McCarthy mostly avoided addressing Trump's specific claims of voter fraud, he said he supports the administration's right to legally challenge the results. He added that all Americans regardless of whom they support should welcome the Trump campaign's challenges, claiming it made the process more transparent and restored faith in the electoral system.McCarthy did not directly respond when asked if he believed Trump's lawsuits would alter the outcome of the election.On Wednesday, The Associated Press formally projected that Democrats had picked up the required 220 seats in order to retain control of the House of Representatives through 2022.Pelosi's comments come as Politico reports that she and other current House leaders are on track to continue serving in their roles when the next Congress is sworn in next year.Pelosi, who is in her second stint as House Speaker (she also served in the same role from 2007 to 2011) has faced criticism from progressive members of the party who claim her moderate politics caused the Democrats to lose seats in the 2020 election.Watch Pelosi's press conference in the video below. 2535

CLAIREMONT, CALIF. (KGTV) San Diego Police Department is investigating a car meet-up that turned into brief reckless driving exhibition in Clairemont.Viewer video shows several cars doing donuts and burnouts for hundreds of spectators at in major shopping center off Balboa Ave from Friday night.The drivers almost hit people trying to film them and almost crash into fences on the property.Those who attended say the meet-up was organized through private social media accounts.“It’s scary because it starts right next to you and it happens with like a flick of a switch,” said one gearhead who wants to remain anonymous to protect his identity.An SDPD officer is shown responding to the incident in the video and appears to be harassed by the crowd.“People were throwing trash at him and there was a lot of middle fingers that were thrown up,” said another car enthusiast who was the event, “I thought the cop was going to get attacked.”The anonymous gearheads say what happened Friday night is not indicative of car culture and they were upset with how people treated the officer.“I’ve been to multiple meets where… we get to look at some nice cars but then there’s meet’s like this that get out a hand and then cause a horrible image for us,” said the anonymous attendee.SDPD has not clarified if any arrests were made during the incident. 1375

CORONADO (KGTV) - Friends gathered to mourn Navy sailor Curtis Adams Saturday night, who was killed while trying to help what he thought was a stranded driver on I-15 last week.His friends told stories on Breakers Beach at Naval Air Station North Island about how he loved cars, was a goofy basketball player and how he always made sure his hair was in place. They said that he was exactly the type of guy to pull over to help somebody in need.They released lighted balloons by candlelight to honor the 21-year-old sailor from New York.Brandon Acuna, 21, was arrested for Adams' murder. He is accused of shooting Adams after Adams stopped to help him on the side of I-15 near I-5.Acuna pled not guilty in his arraignment on Wednesday. He is due back in court on November 9.   803