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Money might be tight this holiday with many working less hours or losing their jobs due to the pandemic, but it's not too late to budget and feel good about the season.November through December is a time when more cash is flowing and cards are swiping at stores.“The average that people spend across the country is about ,000 per holiday season,” said Ryan Freitag, a financial adviser with Edward Jones.Freitag said budgeting is key to preparing for the expected, such as gift buying around the holidays, and unexpected, like financial losses during a pandemic.He said people should simplify expenses and look at spending on a monthly basis to understand how much is needed for necessities, savings and the extras.The same rule of thumb applies to holiday spending. Freitag said people should plan how much can be allotted for gifts and set spending limits before hitting the holiday deals.“Whether it's 0 or ,000, take that money out of a checking or a savings account and even use a prepaid debit card," Freitag said. "That will allow them to keep their spending in check.”Experts typically recommend putting 10% of monthly income toward "fun spending." That number might change during the holidays.To manage the increase, Freitag recommends starting a holiday club savings account as soon as January to start budgeting for this time of year early. He said even putting in a month can be beneficial.“That way by the time holiday season comes you have a block of money that you’ve already designated toward your goal," Freitag said. "I feel like that takes the emotion, and overwhelming part of holiday spending out of it and the money is available.”Caitlin Carmody, an outpatient psycotherapist with Spectrum Behavioral Health LLC, said they see more people struggle with anxiety and depression around this time of year. She said some might feel an extra emotional burden from not being able to buy as many gifts for loved ones.But there are other options for showing loved ones they care.“There’s so many different ways we can show people love and affection. It doesn’t have to cost money," Carmody said.Instead of buying presents, Carmody suggested making gifts with family. She said the act of creating can help combat anxiety and depression, and even build self esteem in kids.Carmody said quality time is important. The gift of time can be just as meaningful, even if it's done virtually.“You’re growing new memories. You’re making new traditions," Carmody said. "So if we can re-frame it as not something that we’re losing, but maybe as a time of growth, or an opportunity to make new traditions and new memories.”For some, it's the gifts that can't be bought that mean the most.“We don’t need to put a dollar figure to a phone call," Freitag said. "There are a lot of people right now that are alone and isolated. I truly see that as more important than the money that somebody spends right now.”If people are feeling anxious or depressed, Carmody suggests practicing mindfulness, breathing exercises and keeping a routine. She said it's also important to stay present in the moment and not worry about things that are out of one's control.For those struggling with mental health, Carmody said they should reach out to a mental health professional for help.This story was originally published by Kelsey Dickeson at WGBA. 3349

Monday marks the final opportunity for President Donald Trump and Democratic presidential nominee Joe Biden to deliver their pitches before Election Day — and both candidates are taking full advantage.Both Trump and Biden have packed schedules on Monday and will host several campaign events — most of them concentrated in Midwestern swing states that could prove vital in their electoral maps.Trump will hold a whopping five campaign rallies on Monday — a final 12-hour sprint that will cover four states that he likely needs to carry in order to serve a second term.Trump began the day at 11:45 a.m. ET in Fayetteville, North Carolina — a state he narrowly lost to Hillary Clinton in 2016 and is still in play in 2020. The state is also in the midst of a key Senate race that could determine which party controls the body in the next session.During his speech in North Carolina, Trump decried poll numbers that show him losing in key swing states, calling them "fake." He also attempted to paint Joe Biden and other prominent Democrats as "criminals," citing reports about Biden's son that are based on questionable information.Trump's Monday blitz will also take him to Pennsylvania — the state many analysts say could be the "tipping point" state of the election. Record numbers of Pennsylvanians have already voted in 2020, but state regulations state that many of those ballots cannot be counted until Tuesday — meaning the state likely won't be called until later in the week.Finally, Trump will finish the day in two upper Midwest states that he unexpectedly took in 2016 — and where he will need a similar overperformance if he hopes to win them again in 2020: Wisconsin and Michigan.Trump's rally in Wisconsin will take place in Kenosha — the city that was the sight of unrest early this year following the police shooting of Jacob Blake.Biden will spend the majority of his final day of campaigning in Pennsylvania — underscoring the importance the state will have in the outcome of the election. The former Vice President will hold three events in the state on Monday, including a prime-time event in Pittsburgh alongside pop star Lady Gaga.At an event in Monaca, Pennsylvania — a town just northeast of Pittsburgh — Biden stressed the importance of labor unions in building the middle class, and painted Trump as an aristocrat."He only sees things from (the perspective) of Park Avenue," Biden said.On Sunday, the Trump campaign hit Biden for his planned appearance with Lady Gaga, calling the singer an "anti-fracking activist." Lady Gaga responded to the Trump campaign's release by tweeting at Trump, saying she was living "rent free" in his head. 2671

Mixed in with messages from those you know and love are texts trying to steal your information, money, or both.This holiday season, the Better Business Bureau says thieves are cranking up what's known as "smishing" because they use SMS to try and get to you."Their goal is to entice you to click on a link to get you to either a. download malware on to your cellphone, have you fill out a form that they link you to collect personal information, or send you to a page to make a payment so they can gather credit card information from you," said Bryan Oglesby with the Better Business Bureau.Some of these messages may appear legit, but the Better Business Bureau says you should always go straight to the source instead of replying.According to the BBB, online purchase scams are the most reported form of cyber theft for the last three years.It's when scammers use fake websites or emails to offer attractive deals."The top ways consumers fall victim to these scams are based on price. The price they are looking for the greatest deal. It's too good to be true offer. They act on it. And they come to find out that offer never existed in the first place," said Oglesby.Also, watch out for ads on social media pages — those can be scams too.To protect yourself, research companies at www.bbb.org, or to see if a website is legit, you can use www.whois.com."Just a few minutes of research and verification can help a consumer save hundreds of dollars and actually receive the product you are trying to make a purchase on and not be out of that money," said Oglesby.Also, watch out for charity scams on December 1 for Giving Tuesday.This story originally reported by Erik Waxler on ABCActionNews.com. 1706

NASHVILLE, Tenn. — A veteran wounded in the line of duty, who was told he would never run again, is gearing up to run a marathon in Nashville.Randy Woodward, of Smyrna, Tennessee is in the process of running 10 marathons in five weeks.He will complete each 26.2-mile run while carrying an 8-foot-by-5-foot American flag.“It’s been really great,” said Woodward.  “It will be something to look back on and say you did it. You finished it.”Woodward has already completed marathons in Kansas City, Missouri; Des Moines, Iowa; Lexington, Virginia; Arlington, Virginia; Savannah, Georgia and Bowling Green, Ohio. He has plans to run in future events in Louisville, Kentucky; Fort Benning, Georgia and another in Nashville.Woodward was on his second tour in Iraq when he was hit by a roadside bomb. He spent nine months in hospitals recovering.  At the time, doctors told him he would never run again.“Fortunately, I have all my limbs,” said Woodward.  “I’m blessed and thankful for that.”Woodward was awarded a Purple Heart for his bravery.Having run a marathon before his injury, Woodward was determined to run again. After recovering, he set his sights on the bold decision to run back-to-back marathons over the course of consecutive weeks.At each stop, Woodward’s efforts and his American flag have been getting a lot of attention.“I got just an outpouring of support from people,” said Woodward.  “It’s been really great.”Woodward said the reason he is running is to spread patriotism, and he hopes his efforts inspire others.“There is just so much divide in this country, and there is so much hate,” Woodward said.   1709

MILWAUKEE — A new lawsuit claims Facebook promoted conspiracy theories among the members of militia groups and is responsible for a series of shootings in Kenosha that left protesters dead in the days following the shooting of Jacob Blake.Four people, including the partner of one of the victims killed in the shooting, filed the lawsuit Tuesday against Facebook, members of two militia groups and Kyle Rittenhouse, the 17-year-old accused of killing two protesters.The lawsuit filed in the federal court of the Eastern District of Wisconsin alleges Facebook failed to delete two groups — the Kenosha Guards and the Boogaloo Bois — before the allegedly racist and hateful content led dozens of armed counter-protesters to Kenosha, including Rittenhouse."These calls to arms, as one might infer, are not met with the responsible consideration of concerned citizens, but by violent, racist rhetoric in which militia members promise to shoot protesters, their desire to literally kill people displayed publicly for all to see," the lawsuit alleges.The lawsuit argues that Facebook's algorithm allows content from such militia groups to spread rapidly. The suit also argues the algorithm allowed Kenosha Guards' content to be picked up by conspiracy website InfoWars, which wrote an article on the group's call to arms.The lawsuit adds Rittenhouse answered that call to arms and drove across state lines from Illinois to Kenosha with a long gun. Under the command of militia member Ryan Balch — who is named as a defendant in the suit — Rittenhouse later independently shot the three protesters, according to the lawsuit.Rittenhouse is also listed as a defendant in the lawsuit.Facebook received over 400 complaints and flags concerning the Kenosha Guards page and the content it was posting, according to the lawsuit. It alleges that the social network did not attempt to take the page down until after the shooting occurred. In fact, Kevin Mathewson, the creator of the Kenosha Guards page, removed the group himself, the suit alleges.Mathewson is also among those listed as a defendant in the lawsuit."More importantly, Facebook continues to provide militias with the tools to further their violent conspiracies, at a time when we are entering into an election period in which the President of the United States — who openly supports the activities of these militias, while insulting Black Lives Matter and other racial justice protesters — has declared his intent to contest the forthcoming election," the lawsuit reads.The lawsuit cites several causes of action, including conspiracy to interfere with civil rights, action for neglect to prevent, negligence, civil conspiracy, intentional and negligent infliction of emotional distress, among other causes.The lawsuit calls for the injunctive relief enjoining Defendants from future violations of plaintiffs' rights guaranteed under federal and state law, as well as damages determined during a trial.The plaintiffs in the lawsuit include:Hannah Gittings, partner of Anthony Huber, who was fatally shot by RittenhouseChristopher McNeal, a Black man who says he was assaulted by militia membersCarmen Palmer, a Black woman who says she was attacked by militia members when she traveled to Kenosha to protestNathan Peet, a local journalist who witnessed Rittenhouse allegedly shoot the first victimThe lawsuit was filed on behalf of the Plaintiffs by Jason Flores-Williams and Jennifer D. Sirrine, of 21st Century Law, both based outside of Wisconsin.In addition to Facebook, the Kenosha Guards group, Rittenhouse, Balch and Mathewson, the plaintiffs are suing the Boogaloo Bois, a right-wing militia that has the alleged goal of fomenting a race war in the U.S.This story was originally published by Jackson Danbeck on WTMJ in Milwaukee. 3795

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