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Side gig. Side job. Side hustle. It goes by many names and serves many purposes. For some, it’s a way to keep the lights on. For others, it’s an opportunity to save for a goal or follow a passion.Since the onset of the COVID-19 pandemic, millions of Americans have become unemployed. Many are turning to the gig economy to make money. And it’s booming.“Obviously online shopping has become huge, and so delivery services are packed. You’ve got Amazon Flex trucks practically ramming into each other,” says Kathy Kristof, editor at SideHusl.com, a website that reviews hundreds of online moneymaking platforms.Before you rush into a side gig, scrutinize the risks, the pay and other important details. Here’s how to choose the right pandemic side job for you.Assess yourself firstAs you begin searching for a side hustle, think about your experience, skills and interests. But more importantly, consider what you’re comfortable doing.Are you willing to be in close contact with other people, or would you prefer a socially distant position? Are you part of a high-risk group for COVID-19? What would happen if you got sick and couldn’t work? The answers to these questions will help you decide what jobs to pursue.If either your health or financial life could be ravaged by illness, you’re going to have to be more careful than the people without those risks, Kristof says.“Somebody who doesn’t have that same sort of risk might feel completely comfortable doing contact-free deliveries for Grubhub or Dumpling or any of these other delivery services,” Kristof says. “But somebody who is high risk, you want an online job like online tutoring.”Expand your definition of ‘side gig’“Side gig” has become synonymous with a handful of jobs: dog walking, delivering groceries and driving for Uber or Lyft. But these aren’t the only opportunities occupying the space.You can teach a virtual yoga class, for example, sell clothing online or work as a freelance designer. Through services like TaskRabbit, you can get paid to do odd jobs like yardwork and assembling furniture.Side and part-time jobs tend to rise during economically uncertain times, according to Brie Weiler Reynolds, career development manager at FlexJobs, a job-search site for remote and flexible jobs. Chances are there’s something up your alley.Roles outside the gig economy can be worth exploring, too. Features typically associated with side gigs, including flexible schedules and the ability to work from home, are increasingly spilling over into professional roles. Remote jobs posted on FlexJobs in career categories such as marketing, sales and project management have increased over 50% since March, according to a recent analysis from the site.“Because we’ve never had to do this from home before, there was never as much acceptance. Now you’re getting widespread acceptance from the whole of corporate America,” Kristof says.Protect yourself and your financesOnce you narrow down your choices, dig into the details. Get a sense for what it’s like to work in a role, what the requirements are and how much you’re likely to earn before you commit.You can avoid surprises by looking up a company’s Better Business Bureau rating, reading through the fine print on its website and checking out reviews on sites like SideHusl and Indeed.“Let’s say you’re interested in delivery jobs, and you’ve got DoorDash, Instacart and Postmates. You want to look at each site and see what the fees are,” Weiler Reynolds says.Many platforms charge registration, listing or commission fees, which can cut into your earnings. Some gigs also require you to pay expenses like gas and insurance for your vehicle. If you’re a rideshare driver, delivery driver or mover, your personal auto insurance policy doesn’t cover you for commercial risk, Kristof says.“Some online platforms automatically cover you with a commercial policy. Others do not. So you should always look for that if you’re working for an online platform,” Kristof says.Still, that won’t necessarily cover you in all circumstances, such as when you’re en route to pick up an order. Talk to your insurance company to ensure you get the proper protection.You’ll also want to find out whether you’ll be classified as an employee or independent contractor. This determines how you’ll pay taxes and whether or not you’ll be entitled to certain benefits. Independent contractors need to set aside a portion of their pay for taxes themselves. Employers automatically withhold income taxes for employees and usually offer health insurance, 401(k) matches or paid time off.Weiler Reynolds says freelancers or contractors may also have to pay taxes quarterly, which can be a bigger time investment.Don’t forget to make safety a priority. Find out what protective measures the company or local government requires while you’re on the job. If you’re unable to avoid contact with others, prepare to take appropriate precautions, such as wearing a mask or gloves.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletHow Losing Obamacare Could Cost You5 Credit Mistakes That Can Haunt YouSmart Money Podcast: Remote Work Burnout and Saving for CollegeLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 5317

SOUTHCREST (CNS) - A man was shot in the face in the Southcrest area Saturday evening. The 34-year-old was outside 4000 Boston Ave. when a white vehicle drove by around 5 p.m.According to San Diego Police Officer Robert Heims, the shooter fired several rounds from inside the vehicle, leaving the victim with non-life-threatening injuries. He was taken to a hospital.Police saw the suspect vehicle trying to escape and pursued it until it crashed.One person was taken into custody, but another was still at large. Gang detectives were investigating. 557

Should the country's most populous state be split into three separate states? California voters might be able to make that decision this fall.A local venture capitalist's proposal to break up California, "CAL 3," gained nearly double the necessary signatures to get it on the ballot in November, which will allow state voters to decide on the partition.Tim Draper announced Thursday that his initiative had gotten more than 600,000 signatures from registered voters across all of the state's 58 counties, surpassing the 365,880 signatures required by state law."This is an unprecedented show of support on behalf of every corner of California to create three state governments that emphasize representation, responsiveness, reliability and regional identity," Draper said. 800

SEOUL, South Korea (AP) — K-pop star and TV celebrity Goo Hara was found dead at her home in Seoul on Sunday, police said.Police said an acquaintance found the 28-year-old dead at her home in southern Seoul and reported it to authorities.The cause of death wasn’t immediately known. Police refused to provide further details.Goo made her debut in 2008 as a member of the girl group Kara, which had big followings in South Korea, Japan and other Asian countries. She later worked as a solo artist and appeared on many TV shows.In May, Goo was reportedly found unconscious at her home and was hospitalized.She was embroiled last year in public disputes with an ex-boyfriend who claimed to be assaulted by her. Goo accused the man of having threatened to circulate a sex video of her. The case made her the subject of tabloid fodder and malicious online messages.In October, another K-pop star and actress, Sulli, was found dead at her home near Seoul. The 25-year-old was known for her feminist voice and outspokenness that was rare among female entertainers in deeply conservative South Korea. Before her death, she appeared in a TV show and spoke out against online backlash she received over her lifestyle. 1215

Senator John McCain's daughter is asking people to "chill out," as she expressed frustration on the speculation about McCain's death and funeral. Returning from her family's Arizona ranch, Meghan McCain was back to work on ABC's "The View" with a message relating to her dad, who is undergoing treatment for an aggressive form of brain cancer."I'd like everybody to take a collective breath and chill out on my dad for a second, especially Orrin Hatch," Meghan McCain said.This week, reports surfaced with details of Sen. John McCain's final wishes, including that he may not want President Trump at his funeral.The most senior Republican in the Senate, Orrin Hatch, R-Utah, quipped the idea was "ridiculous," and he also predicted McCain would never return to the Senate.Meghan McCain is asking people to have "respect" for her family. "It's a process, as anyone knows if you know anybody that has cancer," she said. Friends and family are now explaining how Senator McCain is faring during his treatment."He's been doing what the doctors have asked of him to do and continues to fight a very tough battle," said Kurt Davis, a political campaign consultant and longtime friend.  "He's doing really good, making jokes, talking, standing, doing a great recovery he has a great team around him," Meghan McCain said.McCain is also receiving a steady stream of visitors.  Former Vice President Joe Biden and Sen. Jeff Flake, R-Arizona, were guests at the ranch in the past week."It's amazing to see, obviously, the impact he's had on so many people across the globe," Davis said. 1698