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NATIONAL CITY, Calif. (KGTV) — A teenager is dead after police found him suffering from a gunshot wound in a South Bay alley early Friday.The 17-year-old male was found in the west alley of 1900 C Avenue with a gunshot wound just before 1:30 a.m., according to National City Police Department.Firefighters and first responders arrived at the scene to perform life-saving measures, but the teen died at the scene. His identity has not been released.Police did not release any further information on the case.National City Police ask anyone with information to call the department at 619-336-4460. 603

Mortgage rates have been low for months, but currently, about 19 million homeowners who are eligible to refinance haven't cashed in.According to data analytics firm Black Knight, these homeowners have a credit score of 720 or more and at least 20% equity in their homes. They could save nearly 0 a month on average.A new survey by YouGov for Forbes Advisor found that 34% of homeowners say they’re not sure refinancing is worth it.A mortgage analyst at Forbes Advisor says one reason people may be hesitant is they don't want to deal with banks that are overloaded with applications right now.“Borrowers really need to advocate for themselves, so make sure that you call your lender if you haven't heard from them in over a week let’s say or just really stay on top of it and at the end of the day. If you're not getting the service that you want, there are many other lenders that would be happy to get your business,” said Natalie Campisi, Mortgage Analyst at Forbes Advisor.Another reason you should act now if you've been considering refinancing, is there's a new fee. It starts on December 1, but your loan may not be processed before then if you don't start the process now.“What you want to do is talk to your lender,” said Campisi. “If you decide to apply for a loan, ask them, say you know will you roll this fee into the cost of my loan, which some lenders are doing, and find out some lenders might be able to process your application before December 1.”Campisi says you can benefit the most from refinancing if you're not planning to move within the next few years. Also, if you have more than 10 years left on your mortgage.You also need to consider closing costs that can average around ,000. Most experts recommend you need to be saving at least 0 a month to make those costs worth it. 1816

MILWAUKEE — What was supposed to be a girls trip to Atlanta with a Milwaukee mother and her five daughters turned into a nightmare for the Wenszell family. A man they never met was in the station as they waited for a train to arrive. “This man, agitated, talking to himself mumbling and next thing we know, ran over and pushed my wife she ended up falling onto the track,” said Jerry Wenszell, the husband and father of the family. After Susan Wenszell was pushed her daughter jumped onto the tracks and covered her mother with her body. But that left Katie Wenszell to take the brunt of the train. “Katie jumped down, tried to move Sue off the tracks and just got her in between the tracks and the train literally went over both of the top of them,” Jerry said. The train missed Susan. Katie was hit and dragged. She lost part of her foot, her shoulder was shattered, she punctured a lung and broke most of the bones in her face. “Most said had Katie not jumped down, Sue would have come home in a box,” Jerry said. The man who pushed Susan is now facing charges. But Jerry isn’t angry and relies on his faith. “No, actually I'm not. I actually prayed for the guy,” he said. Katie is now in critical condition after the incident in Atlanta over the weekend. She faces a long road to recovery, including the potential for more surgeries. Jerry says he’s had to stay in Milwaukee to take care of the family’s young children. The family has set up a GoFundMe page to help raise money for Katie's medical expenses.  1595

NATIONAL CITY, Calif. (KGTV) — Police asked the National City motorists to avoid a stretch of road after a water main break Saturday.National City Police advised motorists to avoid the westbound lanes in the 1300 block of East 8th St., between M and N Avenues, following the severed main. The break on the westbound side of East 8th St. will require a detour throughout Saturday. Sweetwater Authority is working to stabilize and clear the break.The eastbound lanes of East 8th St. are not affected. 506

MT. LAGUNA, Calif. (KGTV) - A new destination outside San Diego's City limits is challenging people to unglue from technology and live with less.It's called Tiny House Block and is currently made up of 10 tiny homes nestled in Mt. Laguna. "The vision of Tiny House Block is to create a place where community converges, where we celebrate unity through diversity, where we all get to experience our shared humanity," said Jon Block, who co-founded the village with his sister. "Some wise people realized, enough of the madness already! And decided, not for financial reasons, but for happiness, peace of mind, pure lifestyle choice, decided to go smaller."Each of the tiny houses has a theme, including Farmhouse, Stargazer, and Sedona Spirit; they range from 170 sq/ft to 500 sq/ft.A customer favorite is Greenhouse, a tiny house dedicated to cannabis, conversation, and community. "We are creating a resort village here, we want people to have a certain vibration, and they're here to really get away, and they want to connect with other people on a similar type of wavelength," said Block. Block hopes to have 25 homes in the village by next year and invites visitors to stay for a few nights or long term. You can book your tiny house getaway on Airbnb. To learn more about Tiny House Block click here. 1314

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