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At this point, it might be inevitable. Some of you will have your identities stolen.Nearly half of Americans had their personal information exposed during a breach at Equifax, the company announced last week.And it's just the latest hack. Sensitive data on about 80 million Anthem customers was accessed in 2015.These breaches are some of the worst because the information stolen (names, Social Security numbers, addresses) can be used by an imposter to open accounts in your name, steal your tax refund or your Social Security check."This is a goldmine of information for a thief," said Chi Chi Wu, an attorney at the National Consumer Law Center.When your credit card number is stolen, it's easier to fix. You call the credit card company to close the card and get a new number. In most cases, you won't be responsible for the charges. Some of the victims of the Equifax hack did have their credit card numbers exposed. Equifax will notify you in the mail if this is the case.But the credit rating bureau won't notify you directly if you're one of the 143 million people whose more sensitive information was stolen. You must go online to EquifaxSecurity2017.com to find out.First of all, don't panic. If your information was compromised, it does not mean your identity was stolen. There are some steps you can take right now, like placing a freeze on your credit reports, to help prevent it from happening.And even if everything seems fine now, you should also continue to keep a close eye on your accounts and credit reports because your identity might not be stolen right away.If you do find out that someone has created a new account in your name, you'll have to prove that you didn't open the account and you might have to clear bad debt information from your credit report.It could be a long, messy process. Here's where to start:1. Go to IdentityTheft.gov to file an identity theft reportThis is important because it will provide you with a document you'll need to send to other businesses where fraudulent accounts were opened -- not because the government will start investigating your personal case.The form asks you questions about who you are and what accounts were impacted. It doesn't ask for any other documents or even your Social Security number, said John Krebs, an attorney at the Federal Trade Commission.The website will also provide you with a recovery plan after you submit the information. The plan will vary depending on what kind of accounts were created or hacked.2. Put a freeze or fraud alert on your credit reportsYou can request the three credit rating agencies to freeze your credit. This will prevent anyone from opening additional new accounts in your name. You'll have to request to lift the freeze if you want to open a new line of credit yourself. There are usually fees to freeze and unfreeze that vary by state, but generally range between and .If this is too much of a hassle, you can put a free fraud alert on your credit reports instead. This will require creditors to take additional steps to verify your identity before issuing credit.The fraud alert usually lasts for 90 days and can be renewed. But after you fill out the identity theft report online, you can request an extended fraud alert that stays on your credit report for seven years.3. Request, in writing, to close fraudulent accountsContact the fraud department (not customer service) at each business where a new account was opened in your name to explain that someone stole your identity and request that the account be closed.The FTC provides a sample letter you can use to dispute these accounts. Include a copy of your identity theft report. In some cases, the creditor may also ask for a police report, which you must file with local law enforcement first."The creditor will have a higher tendency to believe you if you have the police report," Wu said.Ask the business to send you a letter confirming that the fraudulent account isn't yours, that you aren't liable for it, and that it was removed from your credit report.Under most state laws, you're not responsible for any debt incurred on fraudulent new accounts opened in your name without your permission, according to the FTC.4. Dispute any fraudulent information on your credit reportIf a thief uses your identity to create a new credit card account, for example, it will end up on your credit report. But you have no control over that account. If the imposter doesn't pay the bills, it can seriously hurt your credit score.You'll need to write to each of the three credit rating agencies to request that they remove the incorrect information.The FTC provides a sample letter you can use to explain the situation.You should hear from the agencies in about 30 days on how they are handling the dispute, Wu said.5. Prevent future fraudOnce you've cleared up the situation, remain vigilant. Just because you've reported an incident of identity theft, it doesn't mean it won't happen again.Keep a close eye on all your statements. Consider enrolling in a credit monitoring and theft protection service. If you've already frozen your credit reports, you'll have to temporarily lift the freeze in order to enroll in a monitoring service, according to the FTC.You should also try to file your taxes as early as possible next year -- before someone else tries to use your Social Security number to steal you return, suggests the Massachusetts Attorney General.In addition to your Social Security number, Equifax says that your driver's license number may also have been exposed. In some states, you can ask the Department of Motor Vehicles to place a flag on your license number. This will alert law enforcement to be extra careful identifying a person they pull over, according to the Identity Theft Resource Center. 5795

Asked @MarkMeadows if he had information about positive cases in the White House today: pic.twitter.com/WZRZdEsEuT— Raquel Kr?henbühl (@Rkrahenbuhl) September 16, 2020 175

Authorities say a resident who suspected a man was drunk and got behind the wheel flagged down an officer, who was later shot and killed during the traffic stop.Stanislaus County sheriff's Sgt. Tom Letras told the Modesto Bee newspaper Friday night that the resident didn't see Cpl. Ronil Singh pull over the vehicle but heard the gunshots minutes later.Gustavo Perez Arriaga was captured Friday after a manhunt following Singh's killing Wednesday. Authorities say he was in the country illegally and was fleeing back to his native Mexico.Seven other people have been arrested on suspicion of helping Perez Arriaga, including his girlfriend and two of his brothers.Letras says Arriaga is expected to be arraigned on charges Wednesday. 742

As we focus on getting kids safely back to school this year, Nashville-area builders are trying to figure out how to limit the impact of potential future pandemic years down the road, which may require permanently changing the look of new schools, offices, and hospitals."Yes, we are definitely seeing clients ask questions," said Matthew Griffith, an architect with Gould Turner Group."Things like the materials we specify, how cleanable they are, rounded corners in rooms and antimicrobial surfaces," Griffith said.Griffith says with the thought of a future pandemic in mind — segmented spaces could be the norm for new schools."I think you will see a big focus on true flexible space, have demountable partitions and movable walls to where it can be segmented or more individualized on an as-needed basis," Griffith said.And that idea extends beyond school buildings. Griffith says the same can apply to hospitals and other office spaces."I think it's going to be common in a lot of designs to have dedicated spaces for temperature checks and things of that nature," Griffith said.A large building's heating and cooling system will likely be a large focus, according to Griffith. Rather than circulating air throughout the whole building, individual units may be able to keep the air within smaller areas in case of an outbreak.Schools have been through similar kinds of building trends before. In the early 2000s, it was all about security and hindering active shooters. Just like those changes, Griffith says COVID-19 will likely leave its mark on big building blueprints.WTVF's Jason Lamb first reported this story. 1629

As more and more states legalize marijuana, a Colorado family and Mothers Against Drunk Driving (MADD) want people to know about the devastating consequences of driving while high.Amanda Hill loved all things animal. The 24-year-old had landed a coveted internship at the Denver Zoo and was well on her way to becoming a vet tech.“She was like an animal whisperer,” said Amanda’s mother, Denise Hill. “She loved animals. Animals made her feel better. She didn’t always get along with humans as she did with animals.”The two were extremely close. Denise says on a sunny June day near Denver, Colorado, the two worked in the garage until Amanda had to leave for an appointment.“I’m thankful that when she left, I gave her a hug and told her I loved her,” said Denise.Then, she got a phone call.“I picked the phone up and instead, it was that phone call that every parent dreads,” said the mother.On a road that Amanda travels all the time, and in the middle of the afternoon, she was hit head on.“And the impact was such that the sheriff who showed up later said its typically not survivable at the level they recorded,” Denise said.While the medical staff worked to save her life, they let Ed and Denise Hill have a few moments with their daughter.“We got those precious few seconds to tell her we loved her,” said Denise. “The last thing I told her was you’re going to be okay.”Amanda didn't make it. Two years later, her parents are keeping her memory alive, fighting for tougher laws for people who drive while high on marijuana. They believe the sentence that was handed down to the driver who caused the accident that killed their daughter was too lenient.“There’s so much that’s not understood about driving high, how long it stays in your system, what effect it truly has,” said Denise.Helen Witty, National President of Mothers Against Drunk Driving, said “I think the frightening thing is that almost half of Americans think it's okay to drive after smoking marijuana even in the first two hours.”Witty also lost her 16-year-old daughter in an accident. That driver was also drinking. And had smoked marijuana.“When she died so violently and suddenly, I always would say, my daughter would be saying, mother say something. Do something. Not mom, mother.”A new study sponsored by MADD and dedicated to Amanda Hill found that 26% of people surveyed think that driving after marijuana consumption is "not too concerning" and more than 40% of parents and grandparents reported never discussing the subject.“The legalization happened before the data is out there,” said Witty. “The data is actually that it’s different for every person”Ed and Denise Hill say they are proof of what one decision can do to a family. Amanda's loss is a painful void that they feel every day."The first thing you have to do is decide whether you want to live anymore and if you make the decision to live, then you have to decide how you’re going to live,” said Denise. “Are you going to just get through each day or is there going to be some kind of meaning in your life?”The meaning is in her memory – a life cut too short, a death that was entirely preventable. 3154

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