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EARLESVILLE, Md. — Deputy State Fire Marshals are investigating an incident that left a Maryland student burned on a school bus on Tuesday afternoon.Fire crews and investigators were dispatched to Hack's Point General Store located in Earlesville, Maryland when they found the student with burns on his hands.An investigation showed that while the school bus was on route to drop off students from Bohemia Manor High School, the students on the bus notified the driver that there was a cellphone on the floor smoking.They say the 18-year-old student picked up the cellphone from the ground and he burned his hands while attempting to throw it off the bus.The student was later transported to Union Hospital of Cecil County with non-life threatening injuries.Investigators are trying to determine the cause of the phone explosion. 872

Donald Trump once tried to offer Karen McDougal money after they had been intimate, the former Playboy model told Anderson Cooper Thursday in an exclusive interview on CNN."After we had been intimate, he tried to pay me, and I actually didn't know how to take that," she said of their first alleged sexual encounter.When Cooper asked if Trump tried to hand her money, McDougal said, "He did." 400

DUBAI, United Arab Emirates (AP) — Saudi Arabia’s state television says final verdicts have been issued in the case of slain Washington Post columnist and Saudi critic Jamal Khashoggi after his family announced pardons that spared five from execution.The Riyadh Criminal Court issued final verdicts Monday against eight people.The court ordered a maximum sentence of 20 years in prison for five, with one receiving a 10-year sentence and two others being ordered to serve seven years in prison.The trial was widely criticized by rights groups and an independent U.N. investigator, who noted that no senior officials nor anyone suspected of ordering the killing was found guilty.The independence of the court was also brought into question. 747

Diana Farrell is the President and CEO of the JPMorgan Chase Institute, which publishes data analyses and insights that leverage the firm's proprietary transaction data. Previously, Diana was the Deputy Director of the National Economic Council, as well as Global Head of the McKinsey Center for Government and the McKinsey Global Institute. The opinions expressed are her own. The deadline to file your 2017 taxes is just a week away. But if you're one of the millions of Americans — roughly four in ten households — who filed back in February, you probably couldn't wait to get your hands on your expected refund.And there's a good chance you put that refund toward a visit to the doctor.That's according to new research by the JPMorgan Chase Institute, which evaluated when Americans in different income and demographic groups file their taxes.Americans who file their taxes early are more likely to receive a larger tax refund. Early filers were also more likely to spend a larger portion of their refund on health care.Related: How to save money on health care in retirementIn fact, American families increase their health care spending by 60% in the very week they receive a tax refund. And those who received their refunds in February increased their health care spending over the following 76 days by 38%, compared with a 22% increase for those who received refunds in March and an 11% increase in April or May.While some high-deductible health plans encourage early-year spending, JPMorgan found that deductibles aren't the motivating force behind this surge.Instead, among the earliest filers, 64% of their health care spending went to services they had been putting off, including dental visits, hospital visits and in-person doctor appointments.What does this mean? It's increasingly clear that families are treating their tax refunds as a zero-interest savings vehicle, the funds of which they're using for important and sometimes crucial expenses like health care.That's problematic for Americans' financial health, because the IRS does not currently give taxpayers control over the timing of their refund payments, outside of choosing when to file your annual refund between January and Tax Day in April. This means it can be challenging or unrealistic to only schedule payments or purchases around your tax refund every spring.It also poses problems for Americans' physical health, because those who rely on this cash infusion to afford health care are likely to delay care.Related: Americans spend more on health care, but have shorter livesGenerally speaking, young people under the age of 35 and those whose take-home pay is less than ,000 are more likely to be early filers because they have a greater need for this cash infusion.Another reason for filing early could be that low-income families are more likely to receive refundable tax credits, such as the Earned Income Tax Credit, money that is not available except through a tax refund. Across all income and age groups, though, people who are owed a larger refund are more likely to file early.Given the link between tax refunds and health care spending, policymakers and employers should consider making changes that would allow consumers to access funds throughout the year. Policymakers might consider offering periodic tax refund payments -- perhaps quarterly payments so that families wouldn't have to defer care until tax season.Another solution is to make the timing of these payments even more flexible and frequent for those who require urgent health care. This could include an option to apply for emergency funds taken out of your upcoming refund, or an option to file at a different time of year and receive a refund based on year-to-date income.Related: How to file your taxes for the first timeBy fixing one of the largest cash flow events to happen between mid-February and mid-May every year, we're virtually guaranteeing that some Americans will have to defer care.Finally, we should encourage employers to offer alternative savings vehicles, like an employer-based sidecar account. This account would share many of the same features of a tax refund, but give consumers more direct control over when they access funds.These could include built-in commitments and "set-it-and-forget-it" transparency, which would enable consumers the option of a one-time payroll election that recurs with every paycheck, locking them into an annual savings choice similar to other employer-sponsored benefits.By better understanding the connection between health care spending and tax season, we can help more families manage their finances to ensure they're getting health care when they need it, not just when they file to Uncle Sam.The-CNN-Wire 4734

EL CAJON, Calif. (KGTV)- An El Cajon family says the least valuable items stolen during a recent burglary are the ones they most desperate to get back.  Last Friday, Shannon Torres returned to her home along Murray Drive around noon with her 3-year-old son. "Her heart dropped. She was terrified," said husband Omar Torres.Torres says she found the front unlocked and the French doors leading into the family room open."They had kicked it open and splintered it up near the top," he said.Inside the house, the bedroom drawers were open and Shannon's jewelry boxes were gone and along with them, dozens of pieces of jewelry.Among the missing items: a pearl necklace from her aunt that Shannon wore at her wedding, diamond earrings from her husband for their anniversary, and a silver-and-gold bird necklace. The latter was a Mother's Day present. The couple have three sons, ages eight, six and three."It's very sad. Heartbreaking," said Torres.That feeling was made more intense when they realized what else was in the jewelry boxes: a yellow-and-white flash drive on a key ring and a black SanDisk memory stick. On them were the birth videos of their sons, along with videos and stills of each of their first year of life."It was a tremendous time we want to be able to relive and now we can't on those videos. It's devastating. You want to be able to share with them and pass it on to them one day," he said.The bird necklace is engraved with the first letters of her sons' names, V - A - N. If you have any information on the case, you're urged to call Crimestoppers at 888-580-8477. 1604