宜宾治疗脱毛医院(宜宾鼻部整形) (今日更新中)

Sonna Anderson was enjoying a horseback ride through the Badlands in North Dakota in September 2017 when her horse, Cody, got spooked, jerked toward a fence and tripped on a cow track in the dirt. The horse rolled onto Anderson, who hit her head, briefly lost consciousness and broke three ribs.The 911 transcript shows that an ambulance reached the 60-year-old judge from Bismarck within 20 minutes. Anderson was secured on a backboard and ready to go when an air ambulance, a helicopter with a medical crew, also landed at the scene. Anderson says her husband asked repeatedly whether the ground ambulance crew could take her by ground; there was a hospital less than an hour's drive away."But he was told that [the air ambulance] was necessary. They never told him why it was necessary or how much it cost, but they insisted I had to go by air ambulance," Anderson said. "But it's so odd there is nothing in the record that indicated it was time-sensitive or that I needed to be airlifted."For that one helicopter ride, to a hospital farther away in Bismarck, records show that Valley Med Flight charged Anderson ,727.26. Sanford Health Plan, her insurance, paid ,697.73. That left Anderson with a ,029.53 bill.Valley Med Flight did not respond to requests for comment."It shocked me," Anderson said. "I kept thinking, 'my God.' I got a copy of the 911 and air ambulance report to see how long they actually spent with me, when really, it was only around 45 minutes. I wrote [the air ambulance company] a letter telling them that I thought it was all outrageous." 1583

Some credit mistakes are a lot worse than others. Little ones, like paying a credit card bill a day late, may cost you a penalty fee, but that’s a relatively minor irritation — it’s not going to stand between you and a mortgage. Other seemingly small slip-ups can lead to full-fledged disasters.What makes a credit mistake haunt you?Some things can be reversed quickly. Running up credit card bills can tank your credit score, for instance, because the portion of your credit limits you’re usingis weighed heavily in credit scoring. But when you pay down the debt, the damage disappears as lower balances get reported to the three major credit bureaus, Equifax, Experian and TransUnion.Mistakes that have long-running ripple effects hurt the most, says credit expert John Ulzheimer. A late payment, for example, can get sent to a collection agency, then perhaps grow into a repossession or bankruptcy. Those batter your credit and stay on your credit record for years. Likewise, co-signing a loan for someone who is later unable to pay can hamstring your finances for a long time.Common mistakes that can hurt your financesMissing a payment: A payment that’s a little late might cost you a penalty fee, but your credit score won’t suffer because creditors can’t report your account as delinquent until it’s 30 days past due. If you have a high score, going 30 days late can knock as much as 100 points off your score — and it stays on your credit report for seven years. The damage gets worse if you let the account slide to 60 days past due, 90 days past due or more. Your score can recover, but it will take time. Catching up on that account, and keeping all other payments up to date and balances low, can help.Raiding retirement funds to pay debt: Most people don’t want to file for bankruptcy. Almost half of Americans say they would not file no matter how much credit card debt they had, according to a recent study commissioned by NerdWallet. Bankruptcy attorney Roderick H. Martin of Marietta, Georgia, says some of his clients have tapped — or even emptied — retirement savings in a desperate attempt to stay afloat. That often just delays the inevitable — “then they turn around and file for bankruptcy,” he says. Retirement savings are typically protected in bankruptcy, but money already withdrawn cannot be recovered.Co-signing a loan: Aaron Smith, a financial planner in Glen Allen, Virginia, says co-signing so a friend or relative can get credit is often a mistake. “My personal and professional opinion is if they can’t get it on their own, there must be a problem,” he says. If the primary borrower doesn’t pay as agreed, it can leave both your relationship and your credit in tatters. Even if the borrower repays as agreed, remaining on the loan can limit your borrowing capacity. Before you co-sign, ask if you can be taken off the loan at some point.Sometimes doing nothing is the mistakeWe may think we’re too busy to trouble ourselves with fine print or financial chores. Either can come back to bite us.Not checking your credit: “I think checking your credit is like going to your dentist for a cleaning,” says Elaine King, a certified financial planner and founder of the Family and Money Matters Institute. “You need to make a habit of doing it. If you wait too long, there can be some rotten stuff there.”A credit report isn’t exciting reading; it’s a summary of your past handling of credit. But “boring” is what you want — anything you didn’t expect to see is worth investigating in case it’s an error or a sign of fraud. Through April 2021, you can get a free credit report weekly from the three major credit bureaus by using AnnualCreditReport.com. Plan to check at least annually, and more often is better.Ignoring the details: Not knowing your credit cards’ interest rates or when a 0% interest rate ends can cost you.Knowing interest rates can tell you which card to use when you’re paying for a new transmission and need to carry that balance for a while, for instance. Knowing when a teaser rate ends can help you ensure you’ve paid off the balance by then. It’s important to read the fine print. Some cards — primarily store cards — charge deferred interest if there is still a balance at the end of the introductory period. That means the “savings” from the teaser rate are added to your balance, wiping out any benefit.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletSmart Money Podcast: Remote Work Burnout and Saving for CollegeI Refinanced My Mortgage. Here’s What Happened to My Credit ScoreA New Set of Shopping Tips in the PandemicBev O’Shea is a writer at NerdWallet. Email: boshea@nerdwallet.com. Twitter: @BeverlyOShea. 4739

Seven years ago, a Pasco County, Florida family was torn apart when an out of control driver ran down a group of girls, killing a 5-year-old triplet.Now that family is being tormented all over again.In the years since Delaney Rossman was killed, her surviving sisters have still managed to thrive.“The girls are really good. They are 13 now; very active in the community, doing everything they can to be normal kids,” mother Danielle Malm said.Malm said right after the crash, many well meaning people reached out offering support.“It was wonderful. The condolences, and we appreciated everything that everybody had to say.But one of them has crossed the line.“She’s threatened the girls," Malm said. "She’s threatened us with death. She’s threatened my nieces.”Under different Facebook profiles the person has sent disturbing messages to Danielle and her family.One says “Delaney is DEAD. Hahahah.”Another says “I’m going to harm your family.”Other messages are just too vulgar to show.“The main thing is she’s been fixated on the fact that Delaney died and Gabrielle lived.”Danielle says the person even contacted the girl’s school trying to get more personal information. Blocking the harasser isn’t helping, because the person creates fake profiles posing as family.They send friend requests to everyone on Malm’s list.The family believes the person lives out of the country, but isn’t sure. “It gnaws at you. Where is this woman at? Why is she fixated on us today? Why won’t she just let it go?” she said.Facebook says to report anyone whose behavior is abusive and change privacy settings.Law enforcement can subpoena Facebook to try and track down someone making threats, but they admit, if the person is out of the country, there’s not much they can do. 1794

ST. LOUIS — A white couple pointed guns at protesters in St. Louis, Missouri, as the group marched toward the mayor's home, demanding her resignation.A social media video showed the armed couple, a man and a woman, standing outside their home Sunday evening, shouting at protesters, while people in the march urged the crowd to ignore them.The woman brandished a handgun, while the man held a long gun. 410

SPRING VALLEY, Calif. (KGTV) - A truck crashed into a Spring Valley home and caught fire Friday. Sky10 was above the scene in the 9700 block of Huron St. off Jamacha Blvd. about 5:15 p.m. San Miguel Firefighters responded to the home to knock down the flames. The truck driver was taken to the hospital in serious condition. Firefighters say it is being investigated as a possible DUI.10News is monitoring breaking developments in this story. 451

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