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A federal judge on Monday sided with the Standing Rock Sioux Tribe and ordered the Dakota Access pipeline to shut down until more environmental review is done.U.S. District Judge James Boasberg said in April that the pipeline, which has been in operation three years, remains “highly controversial” under federal environmental law, and a more extensive review is necessary than the environmental assessment that was done. In a 24-page order Monday, Boasberg wrote that he was “mindful of the disruption such a shutdown will cause,” but said he had concluded that the pipeline must be shut down.The pipeline was the subject of months of protests, sometimes violent, during its construction near the Standing Rock Sioux Reservation that straddles the North Dakota-South Dakota border.The Standing Rock tribe presses litigation against the pipeline even after it began carrying oil from North Dakota. 905

A half-dozen senior advisers to President Donald Trump have repeatedly voted by mail, according to election records obtained by The Associated Press. That undercuts the president’s argument that the practice will lead to widespread fraud this November. Education Secretary Betsy DeVos votes absentee in Michigan, the records show. Campaign manager Brad Parscale voted absentee in Texas in 2018 — after not voting at all when Trump was last on the ballot. The campaign’s chief operating officer Michael Glassner and deputy campaign manager Bill Stepien have both repeatedly voted by mail in New Jersey. Trump's campaign says it is raising legitimate concerns about the security of the election. 701

A childhood baseball glove lost 40 years ago made its way from a family’s hometown in Ohio to a Goodwill store in Palm Beach County, Florida.“I just walked in and there sitting on the edge of a shelf on the bottom shelf was this mitt, sitting so that I could see the name, 'Christopher Lisi' on it," Julie Anne Lisi said.Julie Anne and Mike Lisi, from Ohio, are spending time in their home in Tequesta this month. They were visiting Goodwill in Jupiter on Indiantown Road for senior day on Wednesday when Julie Anne spotted the mitt with her son's name on it in his own handwriting. She also noticed her own handwriting just inside of it."My knees got wobbly and I got weak and scared," Julie Anne said.An emotional Julie Anne called over her husband to show him her discovery."She was in tears, shaking then she showed me the glove and I understood," Mike said.Julie Anne took a picture of the glove and texted it to her son Christopher."He texted back, 'Buy it,'” she said.Sue Rounds, a cashier at Goodwill, rung up the priceless childhood mitt for .49."A lady came to the register and I asked her and I said, 'How are you?' She said, 'I’m shaking,'" Rounds said. "I said. 'What’s wrong?' She said, 'The glove!'”The biggest question now is how did the mitt end up at a Jupiter Goodwill? After it turned up, Christopher told his parents he lost it after a championship baseball game in 1978 when he was 12 years old. He had hit two home runs during that game. He lost the glove afterward and hadn't seen it since.“He had won the championship and in the hullaballoo and the handing out of trophies he probably set it down on a bench and somebody walked away with it," Mike said.Julie Anne said she has donated to Goodwill before, but she has only donated used books. Even then, she's donated those up in Ohio because that's where their longtime house, and subsequent clutter from over the years, is located. A Goodwill representative said the company doesn't track specific items, but they do move them from store to store if they're not selling.Julie Anne hopes to figure out how exactly the glove made its way down the country.“To me, it’s a miracle," Julie Anne said. 2190

A man convicted of sexually assaulting a sleeping woman on an overnight flight from Las Vegas to Detroit was sentenced on Thursday to nine years in prison, according to federal prosecutors.Prabhu Ramamoorthy, 35, was convicted in August of sexual abuse onboard an aircraft. Jurors deliberated for less than four hours before returning the guilty verdict.Authorities say that during an Spirit Airlines flight in January, Ramamoorthy put his hand down the pants of the woman sitting next to him and molested her while she slept."The sexual assault woke her up, she found her pants unbuttoned and unzipped, and she sought help from the flight attendants," according to a statement from the US Attorney's Office.Ramamoorthy was taken into custody when the flight landed.His attorneys did not immediately respond to CNN's request for comment on the sentencing."The sentence announced today is proof that the safety and security of all aircraft passengers is a priority for the FBI, our local and federal law enforcement partners, and airline personnel," Timothy R. Slater, the Special Agent in Charge of the FBI's Detroit Division said in a statement. "If you, or someone you know, is the victim of a crime during air travel, immediately notify a flight crew member, airport security police, and the FBI."The government said Ramamoorthy is in the United States on a work visa and that he will be deported after he serves his sentence. The statement did not say what country he is from.It is difficult to determine how often this sort of abuse happens on commercial flights, but FBI investigations into midair sexual assaults have increased by 66% from fiscal year 2014 to 2017. 1690

A low credit score doesn’t have to stand in your way if you want to get a personal loan to cover an emergency or consolidate your debts.Borrowers with bad credit, which is a FICO score below 630, may need to put in some extra work to qualify for a personal loan. But taking these steps can not only help you get approved, they could also get you a cheaper interest rate.Clean up your credit, shrink your debtBefore you apply for a personal loan, get a copy of your credit report to see what the lender will see on it, says Adrienne Ross, a Washington-based certified financial planner. You can get one free copy of your report from all three major credit bureaus at annualcreditreport.com.The details on your credit report can show you why your score is low and signal how to address the issues before a lender sees it.For example, a past-due account is likely a red flag to a lender, but you’ll have a better chance of qualifying if you can spot it and make the payment before you apply, Ross says.Lenders also consider the percentage of your monthly income that goes toward debt payments, called your debt-to-income ratio. You’ll need a DTI below 50% to qualify with most lenders, and lower is often better.If you don’t urgently need the loan, pay down debt before you apply, Ross says. Not only will lower outstanding balances reduce your DTI, they will also lower your credit utilization, which is the amount of your available credit you use and a main factor in your credit score calculation.Add a co-signer or collateralA quicker solution may be to choose a lender that allows you to add a co-signer. A willing friend or family member with good credit and strong income can help you get approved, says Thomas Rindahl, a CFP with TruWest Wealth Management Services in Arizona.Tread lightly with co-signed loans, he says, because the person you add to your application will be required to pay the loan if you can’t.Some lenders may also offer secured personal loans that require you to pledge something you own such as a vehicle or savings account, he says. Borrowers with fair or bad credit may have a better chance of qualifying and getting better rates with a secured loan, but the lender can seize the collateral if you don’t make your payments.Make a repayment planChoose a lender that reports your loan payments to the credit bureaus, as this can help you build credit, Ross says. This means the next time you borrow money or apply for a credit card, you could get a lower rate.But because lenders report both on-time and missed payments, your ability to make them will determine if your credit improves or worsens.Be prepared to ask questions about rates, terms and extra fees so you understand exactly what you’ll owe each month and when you’ll owe it, Ross says. Knowing that will help you make a plan to manage your payments.Even with a solid payment plan, you could end up late on one or two payments along the way. Since lenders don’t immediately report late payments to the credit bureaus, Ross says, make the payment as quickly as possible to avoid the hit to your credit.Compare lendersComparing offers from online lenders, banks and credit unions can help you find the best rate and features for your situation.Some online lenders offer personal loans specifically for borrowers with low credit scores. Look for reputable lenders that cap their annual percentage rates at 36%, which consumer advocates and financial experts say is the highest rate an affordable loan can have.Bad-credit borrowers will likely qualify for rates close to a reputable lender’s rate cap, but nowhere near the 300% or higher APRs that payday lenders offer.Online lenders may also let you pre-qualify with a soft credit check, allowing you to see what rate and loan amount you could get without hurting your credit score. Many banks and credit unions require borrowers to formally apply to see their offer, triggering a hard check that can cause a temporary dip in your score. Some online lenders can also fund a loan the same or next day, while a bank could take a week or more.On the other hand, your community bank or credit union may be more willing to consider the circumstances if a recent misunderstanding or years-old issue is keeping your credit score down, Rindahl says.“An online lender might have competitive rates, and it might be easy because you can do your application at home, but if you don’t fit their algorithm, you don’t fit their algorithm,” he says. “Your local institution, whether it’s a credit union or bank, is much more likely to look at the person as a whole,” he says.More From NerdWallet4 Steps to Pre-Qualify for a Personal LoanBoost Your Chances of Getting Your Personal Loan ApprovedHow to Get a Personal Loan in a COVID-19 EconomyAnnie Millerbernd is a writer at NerdWallet. Email: amillerbernd@nerdwallet.com. 4850

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