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While it's true that premiums for the popular silver Obamacare plan could shoot higher for 2018, most enrollees will actually end up paying less for coverage next year.In fact, more consumers will be able to snag policies that will cost them nothing each month.How can that be?It's because premium subsidies are soaring too, making many plans on the exchanges more affordable.The Trump administration, however, is stressing how much premiums will rise, saying this is yet another sign that Obamacare is irreparably broken. They are downplaying the fact that the subsidies will cover most, if not all, of the cost.Obamacare advocates worry that consumers will be scared off by the news that premiums are skyrocketing for next year. They plan to highlight the fact that many people will be able to find lower-premium policies thanks to the subsidies.Even the Trump administration found that Obamacare plans will be more affordable next year. Some 80% of enrollees will be able to find a policy for a month or less -- up from 71% this year and the highest share so far."This year, more people than any previous year have access to a plan for or less," said Josh Peck, a former Obama administration official and co-founder of Get America Covered, which is promoting enrollment for 2018. "That's what we want everyone to know."Here's why this is happening:Many insurers jacked up the rates of their silver plans in part to make up for President Trump ending federal support for Obamacare's cost-sharing subsidies. These subsidies reduce deductibles and co-pays for lower-income enrollees.Premiums for the benchmark silver Obamacare plan will soar 37%, on average, for 2018, according to federal data released Monday.The premium subsidies are pegged to a benchmark silver plan in each market. So if that plan's rate rises, the value of the subsidy does too. More than eight in 10 Obamacare enrollees receive premium subsidies.Insurers, however, did not hike the price of bronze or gold plans nearly as much. The rate of the lowest-cost bronze plan is rising 17%, on average, while the cheapest gold plan is going up 19%, according to the Kaiser Family Foundation.That means the more generous premium subsidies will cover more of the monthly cost of these plans, so consumers will pay less.A 40-year-old earning ,000 will pay 75% less, on average, for the cheapest bronze plan and 21% less for the lowest-cost gold plan, according to a new analysis by the Kaiser Family Foundation. A 40-year-old earning ,000 will see a 28% drop in the price of the cheapest bronze plan, and an 8% decrease in the least expensive gold plan's premium.Bronze plans have lower premiums, but their deductibles are higher -- nearly ,900, on average, for an individual in 2018, according to a new report from Health Pocket, an online health insurance shopping tool. Meanwhile, gold plans have higher premiums, but their deductibles are only ,320 on average for a single enrollee next year.The cheapest gold plan will have lower premiums than the least-expensive silver plan in 459 counties next year once subsidies are factored in, Kaiser found. Silver plans will have an average deductible of just over ,000 next year.Many more consumers will be able to enroll in bronze plans and pay nothing each month. For instance, a 48-year-old consumer earning roughly ,000 can find a zero-premium policy in nearly 1,050 counties next year, up from 132 counties in 2017, according to an analysis by Oliver Wyman consulting group.Not everyone, however, will be so fortunate. Enrollees who don't qualify for premium subsidies -- those who earn more than ,000 as an individual or ,500 for a family of four in 2018 -- may be hit with the full premium hike. They may be better off buying bronze or gold plans or looking for individual coverage outside of the Obamacare exchanges.  3877

WILMINGTON, Del. — President-elect Joe Biden fractured his foot while playing with one of his dogs, according to the former vice president's doctor.Biden's office says he suffered the injury on Saturday and visited an orthopedist in Newark, Delaware, for an examination Sunday afternoon.A subsequent CT scan “confirmed hairline (small) fractures of President-elect Biden’s lateral and intermediate cuneiform bones, which are in the mid-foot,” according to a statement from his doctor, Kevin O’Connor.O’Connor says Biden will likely be wearing a walking boot for several weeks as his foot heals.The Associated Press reports that Biden was injured while playing with Major, one of his two dogs. The future first family has another dog, Champ, and they say they plan to also get bring a cat into the White House. 817

WICKENBURG, AZ - A woman was found nearly a week after crashing her car near Wickenburg, Arizona earlier this month, officials say.According to the Arizona Department of Public Safety, a 53-year-old woman lost control of her vehicle along US-60 near milepost 117 on October 12. Her vehicle reportedly went through a fence, dropped 50 feet and landed in a mesquite tree, suspended over the ground. Six days later, an ADOT worker and rancher noticed the broken fence while trying to corral a cow, and saw the vehicle lodged in the tree. Emergency crews went to the scene and found the vehicle empty. Human tracks from the car led officials toward the Hassayampa riverbed where, 500 yards down, a severely dehydrated woman was found with serious injuries. She told officials that she stayed in the car for several days before climbing out and went toward the railroad tracks hoping someone would find her, however, she didn’t make it that far due to her injuries.      A medical helicopter was called and took her to the hospital for treatment.Officials did not go into further detail about the woman's injuries or the cause of the crash. “The diligence of the ADOT crew and teamwork of everyone involved is exemplary and to be commended. Due to their outstanding efforts, this woman’s life was saved," DPS Director Colonel Frank Milstead said in a media release.  1424

WICKENBURG, AZ - A woman was found nearly a week after crashing her car near Wickenburg, Arizona earlier this month, officials say.According to the Arizona Department of Public Safety, a 53-year-old woman lost control of her vehicle along US-60 near milepost 117 on October 12. Her vehicle reportedly went through a fence, dropped 50 feet and landed in a mesquite tree, suspended over the ground. Six days later, an ADOT worker and rancher noticed the broken fence while trying to corral a cow, and saw the vehicle lodged in the tree. Emergency crews went to the scene and found the vehicle empty. Human tracks from the car led officials toward the Hassayampa riverbed where, 500 yards down, a severely dehydrated woman was found with serious injuries. She told officials that she stayed in the car for several days before climbing out and went toward the railroad tracks hoping someone would find her, however, she didn’t make it that far due to her injuries.      A medical helicopter was called and took her to the hospital for treatment.Officials did not go into further detail about the woman's injuries or the cause of the crash. “The diligence of the ADOT crew and teamwork of everyone involved is exemplary and to be commended. Due to their outstanding efforts, this woman’s life was saved," DPS Director Colonel Frank Milstead said in a media release.  1424

White House press secretary Sarah Sanders slammed Hillary Clinton's new memoir Tuesday, accusing the former secretary of state with running "one of the most negative campaigns in history," adding that the book is a "sad way" for her to continue attacking President Donald Trump."I think it is sad that after Hillary Clinton ran one of the most negative campaigns in history and lost, and the last chapter of her public life is going to be now defined by propping up book sales with false and reckless attacks," she said during her daily briefing. "And I think that is sad way for her to continue this."Sanders, who seemed prepared for the question, said she was unaware whether Trump is going to read the book, entitled "What Happened.""I would think he is pretty well versed on what happened, and I think it is pretty clear to all of America," she said.Clinton's post-2016 campaign memoir was officially released Tuesday. It's a nearly 500-page reflection on the 2016 campaign that heads plenty of blame on outside factors but finds Clinton facing up to many off the mistakes she made before her stunning loss to Trump.Clinton signed books at a New York City Barnes & Noble on Tuesday afternoon, where supporters camped out overnight to be the first in line to meet the former Democratic nominee.In the memoir, Clinton slams Trump as an ill-prepared president and suggests that his election was illegitimate, saying she lost primarily because of Russian intervention in the 2016 election on behalf of Trump and fired FBI Director James Comey's announcement days before the election that the bureau was re-opening (and then closing) their investigation into Clinton's emails.But Clinton also takes her fair share of blame, coping to her inability to match Trump's anger and her failure to understand what the American electorate wanted. She also calls her decision to use a private email server campaign defining, but blames the media for blowing the story out of proportion."I think it's fair to say that I didn't realize how quickly the ground was shifting under all our feet," she writes. "I was running a traditional presidential campaign with carefully thought-out policies and painstakingly built coalitions, while Trump was running a reality TV show that expertly and relentlessly stoked Americans' anger and resentment." 2345