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With growing concerns about the privacy of using Facebook, users may want to see what the social media giant is collecting about you.It was revealed Sunday that Facebook's Android app has been collecting call and text histories. But even if you aren’t an Android user, Facebook has an archive of data that it's been gathering about your interests. This includes every like, comment, photo, etc., since you first started using Facebook.This content is then used to target advertisements toward you.Here's what you need to do to download that data: 574
When you hear “self-care,” you might think of mani-pedis, relaxing facials, or soothing massages. But with millions of people struggling to make ends meet during this pandemic, practicing “financial self-care” is important, too.Rachelle Beazley of Detroit was working in sales for a food broker when COVID-19 first hit back in March.“I was lucky I didn’t lose my job – my full-time job – but I did lose my three side hustles,” said Beazley.She was a dog-sitter, an overnight nanny, and taught workshops on making hand-knitted blankets.“I think immediately with the pandemic, it was a strain. Like, oh my gosh. I’m not going to have all these financial streams coming in – this extra revenue,” Beazley recalled.She’d just started working with Ann Arbor financial therapist Lindsay Bryan-Podvin – who advises people dealing with financial anxiety to practice five steps of “financial self-care.”Start Emergency FundBryan-Podvin said the first step is starting an emergency fund – even if you’re only adding a few dollars at a time.“I know a lot of viewers are going to be like, ‘Lindsay, I don’t even have time to think about an emergency fund. I’m just trying to make ends meet.’ Any time you can scrap away ten-dollars here, 30-dollars there, it again just gives you a little bit of peace of mind that if something were to happen, you’re not totally at zero in that bank account,” she said.Bryan-Podvin advised Beazley to add up her essential expenses and multiply by three – making that amount her new emergency savings goal. Anything over that would go towards paying off debt.Insurance, Will & TrustHer number two recommendation is to set up life insurance – if you don’t have any already – along with a will and trust.This is particularly important if you are married and have kids in the home under 18.“I would say get your life insurance first, and then get your will and trust in place,” Bryan-Podvin said.“That 20, 30, 40-dollars a month can provide out a benefit of anywhere from a quarter-million-dollars to a million dollars. So that again is that peace of mind.”Explore a Side HustleThe third step is to explore a side hustle or new ways to make some extra money.“A lot of us might be taking jobs that we might be over-qualified for, or we might be picking up some odd jobs here and there just to make ends meet,” said Bryan-Podvin.She said you need to remember that the situation you’re in now will get better. “Going back to that mantra of this is temporary,” she explained.If you’re looking for ideas, think of the sectors of the economy that are doing well right now.Food delivery services, tutoring, even COVID-19 compliance consultants – a good opportunity for furloughed health care workers Bryan-Podvin explained.Give To OthersIf you are one of the fortunate ones still working during this health crisis, Bryan-Podvin said you may be experiencing Financial Survivor’s Guilt.So, her number four step with financial self-care is to give to others -- volunteer, donate, help someone in need. Even small gestures can go a long way in lending support while also making yourself good knowing you’re doing something to help during this pandemic.“if you’re in a financially stable situation, practicing some gratitude, saying I’m thankful that I have some income coming in and how can I give back to my community in other ways,” Bryan-Podvin said.Lean On CommunityHer fifth suggestion for practicing financial self-care is to lean on community – whether it’s taking turns meal prepping or entertaining the kids in your “pandemic pod.”“It’s about opening up your house safety to a handful of other people who you know are already practicing safe behaviors to get some additional help.”Back to Rachelle Beazley.She took the money she’d previously spent on gas and dining out and saved enough for her emergency fund and paid off two loans.Then, she leaned into a side hustle!She started a new business hosting virtual wellness retreats for women.“I’m not sure if my parachute is going to open just yet but I have to believe in what I’m passionate about,” said Beazley.Beazley quit her day job on September 1, 2020, to start working on her business – Aloe and Alchemy.Her next virtual retreat is October 17.As for financial self-care– Lindsay Bryan-Podvin said you can re-order her five steps to suit where you are in your life.This story was first reported by Alicia Smith at WXYZ in Detroit, Michigan. 4423
When Villanova won its 2016 national championship, the Wildcats needed a bucket at the buzzer to secure the victory. On Monday, no such shot was needed. Villanova gained the lead in the first half of Monday's national title game against Michigan and never looked back, as the Wildcats representing a relatively small private Philadelphia university defeated the flagship state university of Michigan by a 79-62 margin. The win marked Villanova's second title in three seasons under coach Jay Wright. No team has won two titles in three seasons since Florida won back to back titles in 2006 and 2007 under Billy Donovan. Despite other heavy favorites getting tripped up throughout March Madness, Villanova was barely tested in the 2018 NCAA Tournament. Villa nova won all six of its tournament games by double figures. Michigan, on the other hand, did not have to face a top-five seeded team until Villanova in the NCAA Tournament. Michigan came into Monday's game with a 14-game winning streak.That did not mean Michigan wasn't tested. The Wolverines eked out two wins by less than four points in this year's tournament. Michigan trailed by double figures in Saturday's game against Loyola-Chicago in the Final Four, before pulling ahead to win by double figures.Donte DiVincenzo, who did not play in the 2016 national title game for Villanova, led the way on Monday by scoring 31 points for Villanova. DiVincenzo's 3 with 6:08 left in the first half gave Villanova a 23-21 lead. Villanova would not relinquish the advantage for the remaining 26:08 of the game. Villanova led 37-28 at halftime, after Michigan trailed by just two with 3:34 left in the half. Within two minutes of the second half, Villanova opened a 14-point lead, causing Michigan to call a timeout. The timeout failed to stop the bleeding, as Villanova out-hustled Michigan for loose balls and rebounds. 1935
White House press secretary Sarah Sanders on Tuesday defended President Donald Trump's silence on allegations leveled against him by porn star Stormy Daniels, maintaining that while the President is a "counter-puncher," he doesn't necessarily punch back at every story.Daniels, whose legal name is Stephanie Clifford, has saturated the news in recent days, after Anderson Cooper interviewed her over her alleged affair with Trump on CBS' "60 Minutes." Trump so far declined to respond to her on Twitter or otherwise, a rarity for a President who rarely holds back.Sanders said even though she has previously described Trump as a "counter-puncher," she didn't say he "punches back on every single topic.""If he did he would probably be addressing a lot of the stories that most of you write every single minute of every single day," Sanders told reporters. "He also has a country to run. And he is doing a great job with that. ... Sometimes he chooses to specifically engage and punch back and sometimes he doesn't."Trump's terse Twitter persona has targeted everyone from Rosie O'Donnell and the cast of Hamilton to his political enemies and one-time friends. But the President has been advised that lashing out on the Daniels story will only make it worse, a tact he is also taking with Karen McDougal, a former Playboy model who recently recounted in a CNN interview the details of what she alleges was a lengthy affair with the then-businessman.Trump has denied both women's claims.Daniels, in her interview with 60 Minutes, alleged that shortly after she tried to sell her story about her alleged affair with the now-President, a man approached her in the parking lot of a fitness center."And a guy walked up on me and said to me, 'Leave Trump alone. Forget the story,' " Daniels said. "And then he leaned around and looked at my daughter and said, 'That's a beautiful little girl. It'd be a shame if something happened to her mom.' And then he was gone."Daniels, as part of a hush agreement, was paid 0,000 by Trump's longtime personal lawyer Michael Cohen days before the 2016 election. Daniels said she was risking a million fine for potentially violating her nondisclosure agreement "because it was very important to me to be able to defend myself."Sanders once again denied the allegations leveled by Daniels, but declined to get into the details of the porn star's allegations or the payoff she received."That is a question you would have to ask the President's attorney," Sanders said. "I certainly cannot speak for him. I can only speak on behalf of the White House."Pushed on the matter, Sanders stood her ground and declined to comment."The President has denied the allegations," Sanders said. "Anything beyond that I would refer you to the outside counsel and his attorney." 2823
While there are still questions about whether trick-or-treating will happen in 2020 and how neighborhoods will make it possible, there is no question Americans like their Halloween candy.Sales of Halloween candy and chocolate at grocery stores are up 17 percent over 2019 so far this season, according to the National Confectioners Association. Total sales, including online purchases, is up 13 percent year-over-year.The National Confectioners Association, NCA, represents manufacturers and suppliers of sweet treats, gum, mints and chocolates.Their research showed chocolate is driving the increase. Halloween chocolate sales are up 25 percent over 2019 so far. The NCA released data over the summer showing chocolate was the treat of choice of Americans during the pandemic, with sales increasing five percent March through August over the same time period in 2019. Sales of premium chocolate during that time was up 12 percent year-over-year. Ferrara Candy, which makes Sweetarts, Nerds, Brach’s Candy Corn, Gobstoppers and more, said Halloween sales bring in about .5 billion in sales. In an interview with Axios, CEO Todd Siwak said their company learned a lot from the drop in sales for Easter. This was also the time many stores were closing because of lockdowns to stop the spread of the coronavirus. Even as shopping has picked up a little, they have made some changes.“As the frequency in-store is reduced by the shopper, so fewer trips but bigger baskets, we wanted to make sure we were there presenting the opportunity to consumers,” Siwak said. He added Ferrara Candy created more individually-wrapped confections and got product to stores earlier to extend the selling season.There are still about three weeks until Halloween, and the industry expects sales to increase. Siwak says about 60 percent of the sales for Halloween candy happen in the last few weeks before the holiday.The NCA data also suggested Americans are getting more excited for Halloween in 2020. They found 80 percent believe they will find creative and safe ways to celebrate this year. The response was just 63 percent in July. 2125