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Car buyers are noticing fewer 0% APR financing deals for both new and used cars.Why? Edmunds, the online information spot for everything cars, says dealerships are now offering deals to buyers paying in cash. "The better economy is driving interest rates higher, and that's because the fed have elevated interest rates," says Tim Jackson, with the Colorado Automobile Dealers Association. Jackson believes there are always downsides for consumers in a thriving economy, and this is an example. Right now, the average APR is 4.21%. So, if your car cost ,000 and you want to pay it off in 5 years, your monthly payment would roughly be 5. However, if you changed that APR to 0%, your monthly bill would be about 0. That's a savings, which is a significant difference annually. If buying a new car is something you want to do, Jackson says there are a few things you can do to insure the best deal in this economy. First, keep a good credit score. Second, choose the vehicle with the best incentives.  1079

CHATTANOOGA, Tenn. – Spy, prisoner of war, patriot – at one time or another, all those words described Dr. Mary Walker, a practicing surgeon for the Union Army during the Civil War.“She was a woman ahead of her time,” said Keith Hardison, director of the Charles H. Coolidge National Medal of Honor Heritage Center in Chattanooga, Tennessee.Now, though, Dr. Walker’s time has come. She is the focus of a new special exhibit at the center.“Dr. Walker wanted to go where the fighting was bloodiest,” said exhibit curator Molly Randolph. “She tried multiple times to join up and was denied.”Yet, she persisted and volunteered her medical skills to Union commanders during the Civil War. They put her to work – for no pay – on the front lines.That’s when her career as a spy began.“She used that cover of going into the countryside and providing medical care to do some espionage,” Randolph said.Eventually, the Confederate Army captured her and held her as a prisoner of war for four months, where she became well-known for wearing her trademark pants.“She was rather notorious,” Randolph said. “She was written up in the Confederate papers. Everyone thought this, you know, doctor - a female doctor who wore pants! - was a thing to poke fun at a little bit.”Suffering severe malnourishment at the Confederacy’s notorious “Castle Thunder” prison, Dr. Walker was eventually released in a prisoner exchange.“She was actually exchanged for a Confederate doctor, which she loved. She loved that she was worth so much to the federal forces,” Randolph said.Dr. Walker returned to the front lines to provide medical care for the Union Army. When the war ended, President Andrew Johnson awarded her the Medal of Honor.She became the first woman to ever receive it and – so far – remains the only one.“I’m surprised there’s only been one,” said Tom Jones, who was visiting the Medal of Honor Heritage Center from Illinois. “I know there’s not been a lot of women in combat, but they’ve been serving since the Civil War, obviously.”In 1917, the military instituted new rules for awarding the Medal of Honor and stripped Dr. Walker of hers because, technically, she had not been formally enlisted – though she had repeatedly tried to sign up.She died two years later, in 1919.“She refused to return it and continued to wear it,” Randolph said. “So, it was obviously something that was incredibly important to her.”Six decades later, a military board and President Jimmy Carter would once again reinstate her medal.“She was willing to challenge things that were unfair or that were convention, but were holding people back,” Hardison said.Dr. Walker was a lifelong suffragist. Her exhibit coincides with this summer’s 100th anniversary of the 19thAmendment, which granted women the right to vote in the U.S. It’s an amendment she didn’t live long enough to see become a reality.Her exhibit’s curators hope she will remind others of how to face life’s challenges.“She really shows us how to respond with poise, with gusto, with dignity,” Randolph said, “and I think Dr. Walker is just a wonderful example.”For more information on the exhibit about Dr. Mary Walker, click here. 3168

CARLSBAD, Calif. (KGTV) -- Carlsbad is known for The Flower Fields, Legoland, golf, and its family-friendly beaches, but the Village by the Sea is also home to several hidden gems. "Most people have seen us on top of the hill, on top of the Flower Fields. Certain times of the day, you might notice a beautiful crystal piece, sparkling at the top of our building. Still, most people aren't aware they can come and visit, it's probably one of the best-kept secrets in Carlsbad," said Cathryn Ramirez, Director of Global Business Development at the Gemological Institute of America. The Institute is the global headquarters of the GIA. The non-profit is home to a museum, research lab, and school. Students come from around the world to study gems and jewelry design. "We have not only our education campus here, but we have our laboratory where we do grading of gemstones, we do research here, and it's our corporate offices as well," said Ramirez. The GIA houses more than a thousand gems and pieces of jewelry. Tours are available by reservation. Another one of Carlsbad's best-kept secrets is a short walk from the GIA. "It's off the beaten track. Everyone knows where Legoland is, Legoland is a great attraction here in Carlsbad or the Flower Fields, and then we're tucked in right between those two large attractions. We both love and are challenged by the term "hidden gem," said B.J Morgan. Morgan is the marketing manager of the Museum of Making Music. "People can expect to see all the way back to the 1890's at the turn of the century, what life was like when those instrument innovations were taking place, what music was being made on those instruments and what it was like to walk into your local retail store," said Morgan.The museum hosts several concerts a month featuring local and national artists. There's a field trip program for kids and a chance for adults to learn an instrument and join a band."I love hearing about people who are inspired to make music and to play, anybody who comes to the museum doesn't have to be a musician, I think we have an innate appreciation for music," said Morgan.Like much of San Diego County, Carlsbad is home to miles of hiking trails. The Calavera Hills Nature preserve is a 110-acre site that includes more than four miles of hiking and biking trails. It's also a habitat for several threatened or endangered species.Visitors may not realize it's also home to a volcano."Millions of years ago, there was a volcano, it's now extinct. Obviously, it's no threat to anyone, but it's a beautiful place to go visit," said Rosanne Humphrey, Coordinator for the city's Habitat Management program. Calavera Hills is home to a volcanic plug, one of only a few in Southern California. "Which means the volcanic rock that came up through the opening, solidified and over time, it just became inactive, and now all that's left is pretty much a rocky mountain," said Humphrey. 2928

CARROLL COUNTY, Ind. -- There were no survivors from a plane crash Thursday night in Carroll County, according to Indiana State Police. The Cessna 441 went down around 7:30 p.m. local time in a field near Carroll County Roads 500 West and 600 South, just north of Rossville.The plane took off from Eagle Creek Airport in Indianapolis at 7:21 p.m., according to flight records. It was headed to Green Bay-Austin Straubel International Airport in Green Bay, Wisconsin.At 7:39 p.m., data shows that the plane was between 18,000 feet and 28,000 feet when it disappeared off radar, sources told Scripps station WRTV in Indianapolis. Shortly after, multiple people called 911 in Carroll County, reporting a plane down. People who live in the area who heard the crash say it sounded like thunder.First responders had trouble finding the wreckage at first because it was so dark and far back in a field. They eventually used ATVs and other off-road vehicles to access the area. WRTV learned that there were at least three people on board.There is no word on what caused the plane to go down. Officials with the FAA and NTSB are expected to arrive on the scene Friday morning to begin their investigation.  1275

CARMEL — The pastor of a Catholic church in Carmel, Indiana, is facing scrutiny after he compared Black Lives Matter demonstrators to "maggots and parasites" in a since-deleted post on the church's website.Bishop Timothy L. Doherty of the Diocese of Lafayette-in-Indiana said Father Theodore Rothrock of St. Elizabeth Seton Catholic Church should issue a clarification of the post Rothrock wrote Sunday in a weekly message. The group Carmel Against Racial Injustice called on Doherty to remove Rothrock from his position."The only lives that matter are their own and the only power they seek is their own," Rothrock wrote. "They are wolves in wolves clothing, masked thieves and bandits, seeking only to devour the life of the poor and profit from the fear of others. They are maggots and parasites at best, feeding off the isolation of addiction and broken families, and offering to replace any current frustration and anxiety with more misery and greater resentment."Rothrock continued, writing that, "We must stand in solidarity with our brethren across the world to oppose this malevolent force."He also questioned if Frederick Douglass and Dr. Martin Luther King Jr. would have marched in today's demonstrations and criticized the removal of monuments."Black Lives Matter, Antifa, and the other nefarious acolytes of their persuasion are not the friends or allies we have been led to believe," Rothrock wrote. "They are serpents in the garden, seeking only to uproot and replant a new species of human made in the likeness of men and not in the image of God. Their poison is more toxic than any pandemic we have endured."The post has been deleted from the church's website, however, an archive of the message was captured on the Internet Archive.Doherty said in a written post on the website of the Diocese of Lafayette-of-Indiana that he expects Rothrock to explain his message."I neither approved nor previewed that article," Doherty said. "Pastors do not submit bulletin articles or homilies to my offices before they are delivered. I expect Father Rothrock to issue a clarification about his intended message. I have not known him to depart from Church teaching in matters of doctrine and social justice."The group Carmel Against Racial Injustice called on Doherty to remove Rothrock as a priest and require training and education for priests and deacons on systemic racism and diversity. They also invited parishioners of the church, members of the community and other religious leaders to denounce Rothrock's statements."Carmel Against Racial Injustice is disgusted and shocked by the recent letter written by Father Theodore Rothrock," the group said in a statement. "We are also deeply saddened by the fact that the church leadership did not condemn the statement and saw fit to allow its publication. Silence is the action of being complicit in injustice."The group plans to gather from 7 a.m.-6:30 p.m. Sunday on the sidewalk surrounding the church to peacefully protest Rothrock's statement.Rothrock has not yet responded to WRTV's request for comment.This story was originally published by Daniel Bradley at WRTV. 3138

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