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Americans are calling out practices at some car lots more now than ever before.“We found a pattern of abusive and deceptive practices that the auto loan industry has been employing and unfortunately these complaints have sharply increased during the pandemic,” said Lucy Baker, Consumer Program Associate at U.S. Public Interest Research Group (PIRG).Looking at the Consumer Financial Protection Bureau's consumer complaint database, the U.S. PIRG found between March and July, there were more than 2,800 auto loan and lease complaints. That's more than any other 5-month period.This includes complaints like not getting auto loan relief, which the CARES Act didn't specify, but some lenders offered to work with customers. Also, complaints about broken payment systems that led to late fees, and issues with loan terms changing or yo-yo financing.“You go into a dealership, you buy a car you sign on the dotted line, but as your driving away, you get a phone call from your dealer that says, ‘hey the financing has fallen through, I’m going to take your car back unless you agree to pay more or pay a higher interest rate,’” said Baker.There were complaints about harassment over repossession and debt, as well as expensive add-ons like warranties, insurance, and service plans.High pressure tactics were another problem.“If you put somebody in a room for a long period of time, they're going to be so frustrated that they are going to want to get out of there and then you can pressure them into buying these things they don’t need,” said Baker.U.S. PIRG is pushing policymakers for auto loan relief programs, banning repossession, debt collection and negative credit reporting.It also has some recommendations for customers: Don't roll an old auto loan into a new loan, avoid buy here – pay here lots, and don’t get focused on low monthly payments. Instead, compare the total cost of the loan including interest paid.Officials also suggest filing complaints with the Consumer Financial Protection Bureau. It creates pressure on lenders to make things right. 2068
As an emergency medical resident physician and Brown University alumni, Kelly Wong, M.D. has spent her life helping others physically. Now, during this presidential election, she’s pivoting and also helping others politically.“We wanted to make a place where patients, family members, health care providers could all access this information really easily,” she said.Wong is the founder of Patient Voting, a nonpartisan, volunteer-based group of medical professionals helping patients vote from hospitals.“It really came to mind during the last presidential election in 2016,” Wong said about starting Patient Voting. “A patient telling me that they would rather leave and risk their life to go vote. That was, like, very emotional to me.”How patients vote by emergency absentee ballot is very different in every state. That’s why Wong says informing patients about their rights is critical to get their votes counted.“They are so focused on their condition when they come into the hospital that sometimes, ‘Oh my gosh, I didn’t realize that I’m going to have to figure out how to vote,’” Wong said of patients. “That doesn’t hit them until the next day and then they’re scrambling.“Patient Voting has volunteers nationwide. Their website gets up to 300 hits a day, a somewhat small number, though political science experts say it could have a big impact.“In 2000, it came down to 600 vote difference in Florida,” said Robert Preuhs, Ph.D., chair of the political science department at MSU Denver.He says the ability to allow people to exercise their right to vote and facilitate that under extreme conditions, like being in a hospital, is completely legal and it’s also crucial for some to have their voices heard.“It’s really hard of course to get out of a hospital bed and go down to a poll,” Preuhs said. “In order to allow people to vote, this is an organization, these laws are in place in order to facilitate that.”Wong says the money to fund Patient Voting comes from a grant from Brown Emergency Medicine, a price she says is well worth the investment during this political season.“I think this is something really important that we can offer them,” Wong said of helping patients vote. “I think they shouldn’t have to choose between their health or their right to vote.” 2286

An updated #GOESEast look at the Saharan dust plume moving over the Caribbean on Sunday. pic.twitter.com/NpHScxF3Av— NWS Eastern Region (@NWSEastern) June 21, 2020 171
An officer has been dismissed following the shooting of an unarmed Black man in Columbus, Ohio, on Tuesday.Columbus Police said that the man was 47 years old, and that the man was holding a cell phone at the time of his death, based on a review of one of the responding officer's body-worn camera footage. Police said the man walked toward the officer with a cell phone in his left hand while his right hand was not visible. Officers were called to the area for a report of a man sitting in an SUV, continually turning on and off the vehicle. Officials have not released the name of the person killed, as of Tuesday afternoon. WCMH-TV reported that the officer who fired the fatal shot was Adam Coy, an 18-year veteran of the Columbus Police. According to the Columbus Dispatch, Coy was involved in an excessive force complaint that resulted in the City of Columbus paying a ,000 payout. Coy was suspended for 160 hours for the 2012 incident, but kept his job. The shooting was the second time a citizen was killed by law enforcement within the city. Three weeks ago, Casey Goodson Jr. was shot and killed by Franklin County Sheriff Deputy Jason Meade. Authorities said that investigators recovered a weapon on the scene, but a family attorney told CNN that Goodson was holding a sandwich at the time of the shooting. No charges have been filed in that case, and investigation is still ongoing.“We are still raw from the killings of George Floyd, Breonna Taylor and less than 3 weeks ago, Casey Goodson Jr. Early this morning we learned of the killing of another African American at the hands of law enforcement,” Columbus Mayor Andrew Ginther said in a news conference on Tuesday.During the shooting death of Goodson, deputies were not wearing body-worn cameras. During Tuesday’s shooting, Ginther said that officers did not turn on their body-worn cameras until after the shooting occurred.Ginther said that the body-worn cameras worn by Columbus Police have a 60-second “lookback” feature that captured video of the shooting. The lookback feature does not capture the audio."The Division invested millions of dollars in these cameras for the express purpose of creating a video and audio record of these kinds of encounters. They provide transparency and accountability, and protect the public, as well as officers, when the facts are in question," Police Chief Thomas Quinlan said. WBNS reported that the cruiser’s dash camera was not activated as police were responding to a non-emergency call that did not require lights and sirens.“Our community is exhausted,” Ginther added. “While it is very early in the investigation, there is one fact that disturbs me greatly. The officer involved did not turn on their body-worn camera until after the shooting.”Ginther said that the officer’s badge and gun has been turned in, but would continue getting paid during the investigation due to contractual obligations.The family of the man killed on Tuesday will be shown the body-worn camera footage before it is released to the public. Ginther estimates the video will be made public by Wednesday. 3105
American’s Chief Medical Officer and leaders from our pilots’ office have been in touch with our Dallas Fort Worth based pilot who tested positive for COVID-19. We are in close contact with the Centers for Disease Control and Prevention (CDC) and public health officials and are coordinating with them on all required health and safety measures.“ 354
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