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Traveling now carries with it more uncertainty than ever before. If you plan on traveling anytime soon, one thing you can do to protect yourself is get a trip insurance policy that includes coronavirus coverage. Previously, many insurers excluded COVID-related claims due to the virus’ status as a foreseen event/pandemic. But now, some insurers are changing their tune. Here’s what you need to know about how to find travel insurance providers that offer coronavirus-related coverage, as well as what is and isn’t covered.What is coveredCoronavirus coverage falls into several categories:Trip cancellation: You need to cancel a trip prior to departure because you, a covered travel companion or possibly someone you need to care for contracted COVID-19.Trip delay: Your trip is delayed due to changing COVID-related guidelines.Travel medical coverage: You (or a covered travel companion) become ill with COVID-19 while traveling abroad and incur health care expenses or require an evacuation.Of providers that are offering COVID policies, most are covering these expenses.What is not coveredCountries with Level 4 travel advisories: Some insurers disclose that if a Level 4 Do Not Travel advisory is issued by the U.S. Department of State for a specific country, you will not receive coronavirus-related coverage. With cases surging in various countries unexpectedly, the list of Level 4 countries is constantly changing. Before booking a trip and purchasing a policy, make sure to check that the countrydoes not have a Level 4 advisory.Fear of getting sick while traveling: Canceling a trip because you’re afraid you’ll get sick does not qualify for coverage under your travel insurance policy. Travel insurance providers have a list of standard reasons that qualify for cancellation, including: car accident, jury duty, terrorist act, military duty and other extenuating circumstances. If you want ultimate flexibility to cancel a trip (no matter the reason), you’ll want to look into the cancel for any reason, or CFAR, supplemental upgrade, which is offered on some travel insurance plans. When you purchase CFAR, you can get up to 75% of your nonrefundable deposit back as long as you cancel at least two days in advance. Not all plans offer CFAR as an option, so research before you purchase if you’re interested in this add-on.COVID-related events not directly related to you: If you planned on going to a conference or a family reunion that was canceled due to COVID-associated concerns, your travel insurer will not reimburse your nonrefundable flight or hotel accommodations.Finding travel insurers covering COVID-19Generally, the policies underwritten by U.S.-based travel insurance providers vary by state, trip information, travelers’ ages and other various details. Travel insurance comparison site Squaremouth is one of the very few comparison sites that allow you to filter by policies that offer coronavirus coverage.To find a policy that specifically covers coronavirus-related losses, input your departure and return dates, your main destination and select “Search for Policies Now.”In our example, we will input the following details: A ,000 paid-in-full trip to Greece leaving on Oct. 9 and returning on Oct. 18 by a 40-year old U.S. citizen who is a resident of California. The policy will include trip cancellation coverage.When incorporating the “Coronavirus Pandemic” filter, the results reveal that 40 out of 84 policies include this coverage. You can select additional filters, such as cancel for any reason, if you’re looking for that optional upgrade.The results can be sorted by price, top sellers, top reviews and insurance providers, offering plenty of ways to easily search for the specific policy you’re looking for.Each of the top three policies (which is just a sampling of the 40 options) includes coronavirus cancellation and medical coverage, and displays the associated limits. Trip cancellation coverage is ,000, representing the value of the trip. The price of the policy is clearly stated and ranges from 4.1% to 5.4% of the total trip cost. This range represents very typical travel insurance costs.The bottom lineOnce you narrow your search, you’ll want to review the full policy details to ensure you’re familiar with what exactly is covered and not covered. If you have specific questions — especially as they relate to the constantly changing travel advisories or whether coronavirus is considered as a foreseen event (which some providers will not cover) — you’ll want to reach out to the insurer. The last thing you want is to purchase travel insurance and later find out it will not cover you in your intended destination.More From NerdWalletWhy You Shouldn’t Book Airfare in Advance Right NowShould I Pay for My Hotel Using Cash, Points or Both?5 Travel Writers ‘Draft’ Their Favorite AirlinesElina Geller is a writer at NerdWallet. Email: egeller@nerdwallet.com. Twitter: @elina_geller. 4952

Three UCLA basketball players accused of shoplifting in China last week returned to Los Angeles on Tuesday.Video showed the three freshmen greeted by a media scrum as they walked out of a Los Angeles International Airport terminal about 6 p.m. (9 p.m. ET).US President Donald Trump earlier said he asked his Chinese counterpart to help in the case. 356

THORNTON, Colo. – Police in Wyoming have arrested a Thornton, Colo. man after he walked into their station and told them he had killed his girlfriend in Colorado and driven her body across state lines to Wyoming.Thornton police said Jonathan Eugene Akin, 22, was in custody of the Powell (Wyo.) Police Department after being arrested for investigation on a first-degree murder charge on Tuesday. Jail records indicate he also faces a felony charge of mutilation of a dead body.Thornton police say they were called by Powell police just before noon Tuesday and asked to conduct a welfare check on a woman at an apartment at the Champion’s Park Apartments. Powell police told Thornton police that Akin had come into their department claiming his dead girlfriend was in his vehicle.While Thornton officers were checking the apartment, Powell police confirmed the woman’s body was found inside Akin’s vehicle. Thornton police confirmed the apartment was a crime scene, Sgt. Ernie Lucero said in a news release.Akin is being held at the Park County (Wyo.) Sheriff’s Office while he awaits a hearing to be extradited back to Colorado to face charges. The woman who was killed has not been identified.Powell is located in northwest Wyoming approximately 140 miles west of Sheridan.Lucero said the investigation into the woman’s death was ongoing and asked anyone with information to call 720-977-5069. 1402

Tough day for us at Twitter. We all feel terrible this happened.We’re diagnosing and will share everything we can when we have a more complete understanding of exactly what happened. ?? to our teammates working hard to make this right.— jack (@jack) July 16, 2020 271

To qualify for naturalization, a person must be at least 18 years old, have been a permanent resident for at least five years, and meet all other eligibility requirements.Those requirements include a civics test. Could you pass? Take the practice test below!Citizenship applicants are asked to answer about 10 questions off of a list of 100. The topics range from the rights outlined in the Declaration of Independence, to naming the current Chief Justice of the Supreme Court.In order to graduate high school, all Arizona students must also take and pass the same civics test.State law passed by the legislature in 2015 requires students to score 60% or higher on a 100 multiple-choice question test in order to receive a diploma or a high school equivalency certificate.  786

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