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As so many massive data breaches have shown, there's no way to completely protect your information from swindlers.But being aware of fraudulent schemes — especially during tax season — can minimize your bad luck. And it can protect you from IRS penalties, interest and in some cases criminal prosecution if you fall for them.Here are 12 of the biggest tax scams the IRS is flagging this year:1. Phone scams: Put simply, anyone who calls or texts you unsolicited and claims to be from the IRS is a fraud. The IRS will never call, text or email you out of the blue. It will never ask you to wire cash or provide bank and credit card numbers. It will never call to threaten you with arrest or deportation.So, if you're contacted, don't give out any information about yourself. Just hang up.2. Phishing: Emails enticing you to click on a link and give up personal information (name, Social Security number, bank account numbers, etc.) are a scourge of daily life.This tax season the IRS is seeing a new twist on phishing: Unexpected deposits of tax refunds in your bank account.Criminals who've stolen your tax and banking information from elsewhere file a fraudulent tax return in your name and have the refund deposited in your account. They then will contact you by phone or email pretending to be from the IRS or a collection agency, claiming a refund was deposited erroneously in your account and ordering you to send it to them.In other email schemes, criminals may pose as your bank or other legitimate institution you know to get you to fork over your passwords, Social Security number and other valuable information.3. Tax return preparer fraud: Most tax preparers may be honest. But there are still many unscrupulous ones.One telltale sign of a fraudster: They base their fee on the size of your refund and encourage you to take tax breaks you're not entitled to or to under-report your income to inflate your refund.Another: They don't insist you give them records and receipts. Or they ask you to sign a blank return.Before giving any information to a new preparer, ask for an IRS Preparer Tax Identification Number. You can also search the IRS directory of credentialed preparers. If he says he's a CPA, check your State Board of Accountancy. Or for attorneys, check with your State Bar Association.Also, make sure he can e-file returns. Preparers who have more than 10 clients have to be able to do that.4. Falsely inflating refunds: Scam artists posing as tax preparers may file false information on your return all for the purpose of inflating your refund.They may report deductions, credits or exemptions you don't qualify for. Or they may try to report your taxable income as zero through the use of bogus forms.5. Falsely inflating income: Some fraudsters try to inflate your income — reporting wages or self-employment income you didn't earn — to qualify you for a refundable credit like the Earned Income Tax Credit.6. Falsely padding deductions: Some tax preparers may encourage you to overstate your deductions, such as charitable contributions, to get a larger refund or reduce what you owe.7. Improperly claiming business credits: If a tax preparer encourages you to take a business credit like the research and development tax credit or the fuel tax credit, make sure you're eligible first.Here's a break down of how to qualify..8. Making frivolous tax arguments: Did you know that the First Amendment lets you refuse to pay taxes on moral or religious grounds?Well, it doesn't.But anyone who tries to snooker you into believing that it does — or tries to sell you on other too-good-to-be-true ideas — is encouraging you to engage in frivolous tax arguments to lower your tax obligations.9. Abusive tax shelters: If someone tries to sell you on the idea of protecting your money from taxes through a complicated scheme, be wary. It could be an illegal tax shelter.The IRS this year is particularly attuned to so-called "micro-captive" insurance structures. While some are legitimate, there are cases where "promoters, accountants, or wealth planners persuade owners of closely-held entities to participate in schemes that lack many of the attributes of genuine insurance," the agency noted.Before signing on to any type of shelter: Ask the person trying to sell you the product whether she's collecting a referral fee from anyone, and get a second opinion about the set-up from a trusted, independent tax adviser.10. Fake charities: Groups asking for money that have names or websites very similar to well-known charities may be scams. To verify whether they're a qualified charity to which contributions are tax deductible, ask for the group's Employer Identification Number and enter it into the IRS Exempt Organizations Select Check.11. Hiding money offshore: There is nothing wrong with having money offshore so long as you report your foreign accounts to the IRS every year, and pay whatever US taxes are owed on them. But if anyone tries to sell you on an account in another country or non-US territory and promises your money will be protected from US taxes and IRS detection, that's likely an offshore tax cheating scheme.12. Identity theft: The good news is reports of tax-related identity theft have gone down. The bad news? It's still a big risk. Thieves armed with your Social Security number or Individual Taxpayer Identification Number can file a return in your name and claim your refund before you do.The best way to protect yourself is to be vigilant about not falling for the most prevalent tax scams listed here.And never give your personal information to untrustworthy sources.  5633

ATLANTA, Ga. – While residents along the Gulf Coast seek shelter from Hurricane Laura, they should still keep the threat of COVID-19 in mind.Emergency managers, shelter managers, and public health professionals are taking measures to reduce the possible spread of the coronavirus among people who seek safety in a disaster shelter during severe weather events like this.For those staying in a shelter during the storm, the Centers for Disease Control and Prevention (CDC) offered some tips to lower the risk of coronavirus infection:Preparing to shelterIf you need to evacuate, the CDC says to prepare a “go kit” with personal items you cannot do without during an emergency. That includes items that can help protect you and others from COVID-19, like hand sanitizer with at least 60% alcohol, soap, disinfectant wipes, and two masks for each person.Know a safe place to shelter and have several ways to receive weather alerts, such as the National Weather Service’s cell phone alerts, NOAA Weather Radio, or NWS alerts on Twitter.Find out if your local public shelter is open, in case you need to evacuate your home and go there. Your shelter location may be different this year due to the COVID-19 pandemic.Follow guidance from your local public health or emergency management officials on when and where to shelter.Make a plan and prepare a disaster kit for your pets. Find out if your disaster shelter will accept pets. Typically, when shelters accommodate pets, the pets are housed in a separate area from people.Follow safety precautions when using transportation to evacuate. If you have to travel away from your community to evacuate, follow safety precautions for travelers to protect yourself and others from COVID-19.While in a public shelterPractice social distancing. Stay at least 6 feet from other people outside of your household.Follow CDC COVID-19 preventive actions—wash your hands often, cover coughs and sneezes, and follow shelter policies for wearing masks. Avoid sharing food and drink with anyone if possible.Follow disaster shelter policies and procedures designed to protect everyone in the shelter, especially those who are at higher risk for severe illness from COVID-19, including older adults and people of any age who have serious underlying medical conditions.Avoid touching high-touch surfaces, such as handrails, as much as possible. Wash hands with soap and water for at least 20 seconds or use hand sanitizers with at least 60% alcohol immediately after you touch these surfaces.Keep your living area in the shelter clean and disinfect frequently touched items such as toys, cellphones, and other electronics.If you feel sick when you arrive at the shelter or start to feel sick while sheltering, tell shelter staff immediately.Keeping children safe in sheltersTeach and reinforce everyday preventive actions for keeping children healthy.Make sure children aged 2 and older wear masks. Masks should not be used by children under the age of 2. They also should not be used by people having trouble breathing, or who are unconscious, incapacitated, or unable to remove the mask without assistance.Be a good role model—if you wash your hands often, your children are more likely to do the same.Help your children stay at least 6 feet away from anyone who is not in your household.Watch your child for any signs of illness and tell shelter staff if your child may be ill.Try to deal with the disaster calmly and confidently, as this can provide the best support for your children. Help children cope with emergencies. 3559

AUSTIN, Texas — A Texas man is making a statement by writing the names of 1,400 Black Americans who have died at the hands of police in the United States on his car.20-year-old Jeremiah Hindberg says he used a database to research Black Americans who have died at the hands of police in the U.S. and came up with 1,400 names.He wrote each one on his vehicle with a silver sharpie.Hindberg says he is using his car in hopes to start a conversation on what the Black Lives Matter movement means to him."A lot of sadness. I cried in my garage for hours," Hindberg said.It took several days to write the names, with George Floyd and Breonna Taylor on the hood."This is my representation of BLM," Hindberg said. "Some group of people that's being treated unfairly, and that should be fixed."Hindberg says the violence he and his father witnessed during the protests in Austin back in late May moved him more than anything he's ever experienced.The two served as medics and helped bring aid to injured protesters.He says many protesters were hurt by "less lethal" rounds fired by police, including his father who was shot in the arm and is still recovering from nerve damage today."It changed who my dad was fundamentally as a person," Hindberg saidAs a food delivery driver, Hindberg says reaction to the car ranges from being cursed out in grocery store parking lots to more warm moments of gratitude."She just looked at me in the eye, and said thank you so much she started to tear up and cry," Hindberg said, describing moments that remind him why he did this to his car. "Somebody knows that they're cared for. They're not just another number, they're not just another person."This story was originally published by KXXV in Waco, Texas. 1743

AUSTIN, Texas – The Texas Medical Association has created a handy chart to help Americans determine how risky everyday activities are when it comes to contracting the novel coronavirus.From opening the mail to going to a bar, TMA’s COVID-19 Task Force and Committee on Infectious Diseases have ranked activities on their risk level for COVID-19.The activities are broken down into these levels: low risk, low-moderate risk, moderate risk, moderate-high risk, and high risk.TMA says the levels are based on input from the physician members of the task force and the committee, who worked from the assumption that – no matter the activity – participants were taking as many safety precautions as they can.No matter the activity, TMA says it’s best if you stay home if possible, wear a mask and maintain at least 6 feet of distance when you have to go out, and practice safe hand hygiene.TMA’s task force is made up of 15 physicians who are experts and leaders in medicine, some of whom are in direct patient care.The task force has researched and written in the neighborhood of 25 whitepapers and guidance documents to help inform Texas physicians as they battle the COVID-19 coronavirus. They created those papers and guidance to help inform and guide the more than 53,000 TMA members across the state as they battle the pandemic and care for Texas patients. 1365

As the mystery surrounding the disappearance of Jayme Closs intensifies, one thing has become clear. She vanished from her parents' home moments after they were shot to death."We believe Jayme was in the home at the time of the homicides and we believe she's still in danger," Barron County Sheriff Chris Fitzgerald said Wednesday.Three days after a cryptic 911 call led police to discover the bodies of Jayme's parents in their Wisconsin home, the 13-year-old girl remains missing. Investigators have received more than 400 tips and have not confirmed any credible sightings.But the sheriff said he has a "100 percent expectation that she's alive."An Amber Alert was issued Monday for Jayme and several law enforcement agencies have joined the desperate search. 770