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An influx of college financial aid applications this year means that money could run out for students who don’t file early.Due to financial strain caused by COVID-19, nearly 40% of families that didn’t previously plan to apply for federal financial aid now expect to do so, according to a recently released survey from Discover Student Loans.The federal government, states, colleges and other organizations use the Free Application for Federal Student Aid, or FAFSA, to award financial aid. You must complete the FAFSA to be considered for financial aid.You have 21 months to submit the FAFSA for any given academic year. For the 2021-22 school year, the FAFSA opens Oct. 1, 2020, and closes June 30, 2022. But that doesn’t mean you should wait.“There is no downside to applying early, but a lot of risk in applying late,” says Manny Chagas, vice president and head of marketing and product at Discover Student Loans.Here’s why you should file the FAFSA now.Better shot at more free moneyThe sooner you submit the FAFSA, the greater your chances are of getting free aid you don’t have to repay, such as grants or scholarships.Federal Pell Grant money likely won’t run out, but other need-based aid, including that awarded through your school and state, is limited and awarded on a first-come, first-served basis. Jack Murphy, financial aid counselor at the University of Northern Iowa, named the Federal Supplemental Educational Opportunity Grant and his school’s tuition assistance grant as examples.The Federal Work-Study Program also has limited funds, so you’ll want to file the FAFSA early to take advantage of it.More time to appeal a financial aid decisionStudents and parents who are dissatisfied with their aid amounts or have a change in economic circumstances can appeal the financial aid award from their school. To do this, you need to petition your school with a financial aid appeal letter and provide evidence to support your need for more aid. If you wait too long, the aid money could run out.Those who file the FAFSA early are more likely to receive their school-based financial aid awards with their college acceptance letters. While your federal aid will be the same no matter where you attend college, you can send your FAFSA information to several schools to see which will give you the best school-based aid package. Doing so early will allow you to compare offers and appeal if necessary.If you apply for the FAFSA late, you not only risk a smaller award to begin with, but you also have less opportunity to “shop around” and submit a successful appeal letter.A quarter of parents surveyed by Discover Student Loans say they’ll appeal their financial aid decision because of previous award amounts and pandemic-induced changes in family finances. In speaking about the survey, Chagas emphasizes that there tends to be more money available early in the process, so students should make the FAFSA a priority.Murphy agrees. “Filing early makes sure you’re in the running to receive as many awards as possible,” he says. “We see students that get [aid] one year, but not the next.”They don’t lose out on aid because they no longer qualify, Murphy explains. They just waited too long.More From NerdWalletNerdWallet’s FAFSA GuideYour FAFSA Questions AnsweredWhat Are the FAFSA Requirements?Cecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 3387

  宜宾割双眼皮价钱   

ARVADA, Colo. — An 11-year-old girl penned a letter to Santa filled with heartache, asking him to stop her “sadness” after losing her father and grandmother in a house fire over the summer.Brooklynn Alexander, 11, wrote her Christmas wish and dropped off her letter in Santa’s mailbox in her hometown of Arvada.Amber Klein built the mailbox to ensure Santa received every letter written by kids in Arvada before Christmas.“Every night, I send the letters off to Santa,” Klein said.While helping Santa read through the letters, Klein came across Brooklynn’s wish, a heartfelt letter raw with pain.“Santa, I’ve been suffering from depression and my anger issues have been bad lately. So, what I am trying to say is — I shouldn’t get presents and can you please stop my sadness,” Klein read in the letter.In July, a fire tore through Brooklynn's home, killing her father and grandmother. A neighbor rescued her from inside. She was put on a ventilator and spent more than a week at the hospital. The pain and anguish Brooklynn feels brought memories of Klein’s dad rushing back.“My dad passed away in a house fire and I just immediately wanted to protect her,” Klein said.Klein took to Facebook to track down Brooklynn. It didn’t take long for the two families to bond.“I told her about my dad and how he died,” Klein said. “I showed her the necklace that I wear that has my dad’s ashes in it and now Brooklynn wants the same thing.”Two lives, decades apart, found each other as Brooklynn learns to navigate her pain.“I feel like whether it be my dad or Brooklynn’s dad, that they brought us together,” Kelin said.Through tears, Brooklynn says Kelin’s story gives her hope that life will get better.Brooklynn has since written a second letter to Santa. Her wish list includes a body pillow, fluffy socks and a paint-set with watercolors. She's also asking for letters from the public to help bring joy back into her life.“It’s just really fun seeing letters from people that I don’t even know cause even though they don’t even know me, they care about the situation,” Brooklynn said.This story was originally published by Adi Guajardo on KMGH in Denver. 2158

  宜宾割双眼皮价钱   

ANAHEIM (KGTV) — A New Zealand teenager ill with measles visited multiple Southern California theme parks and attractions this month and may have exposed others to the illness, according to health officials.Orange County Health Care Agency (OCHCA) and Los Angeles Department of Public Health (LADPH) said Friday the female teen visited several regional attractions during her vacation from Aug. 11-15.Aug. 11: Los Angeles International Airport (LAX), Terminal 8, between 9 p.m. – 11:30 p.m.Aug. 12: Disneyland and California Adventure theme parksAug. 14: Universal Studios at 100 Universal City Plaza, Universal City, Calif.Aug. 15: TCL Chinese Theatres at 6925 Hollywood Blvd., Hollywood, Calif.Aug. 15: Madame Tussauds at 6933 Hollywood Blvd., Hollywood, Calif.Aug. 15: The Original Farmers Market at 6333 W 3rd St., Los Angeles, Calif.Aug. 15: Santa Monica Pier and Beach at 200 Santa Monica Pier, Santa Monica, Calif.Aug. 15: Los Angeles International Airport (LAX), Tom Bradley International Terminal, between 6 p.m. – 11:59 p.m.Aug. 11-15: Desert Palms Hotel at 631 W. Katella Ave., Anaheim, Calif.(Times listed are still under investigation.)OCHCA officials are working with the locations to identify others who may have had close contact with the teenager.In a statement to 10News, Disneyland said that they are working closely with OCHCA and have seen no confirmed cases with park cast members.“We were notified that the tourist visited multiple Southern California locations and have been advised by OC Health Care Agency that the risk to cast and guests is likely low. We maintain rigorous sanitation standards to protect guests and cast, and earlier this year we strengthened our immunization program and educational resources for cast members, in addition to our ongoing efforts," a statement from Pam Hymel, Disney Parks chief medical officer, read. RELATED: Do you need the measles vaccine?The park adds that the teen did not stay at any of the park's resort hotels or visit Downtown Disney.Universal Studios Hollywood spokesperson also provided a statement to 10News, also saying there's "minimal risk" at their theme park."It has come to our attention that the guest visited a number of Southern California locations and have been advised by the Dept. of Public Heath that there is minimal risk to any exposure at our destination. We adhere to meticulous sanitation standards to ensure a safe environment for everyone as the safety and security of our guests and employees is of utmost importance," a park statement read.Anyone who believes they may have contracted the disease should contact their doctor's office before visiting directly. RELATED: San Diego hospitals prepare for possible measles outbreak"Measles is a highly contagious and potentially severe disease that causes fever, rash, cough, and red, watery eyes," said Nichole Quick, County Health Officer, said. "It spreads very easily by air and by direct contact with an infected person, and is contagious from approximately four days before the rash appears through four days after the rash appears. We encourage community members to protect themselves and their families by getting vaccinated."Measles can develop about seven to 21 days after exposure to the disease. Early symptoms include fever, cough, runny nose, and red eyes.A distinctive red rash also appears one to four days after symptoms appear, starting on the face and head then spreads downward and outward. A person is considered contagious four days before the rash appears.RELATED: US measles cases reach highest number in nearly three decades, CDC saysComplications from measles are more common in children younger than 5 and adults 20 years and older, though the risk is higher with children. Complications include diarrhea, ear infections, and pneumonia. In severe instances, death can occur.San Diego recently reported its first two cases of measles of the year in an infant that recently visited the Philippines and an individual who came into contact with the infant.In Los Angeles, there have been 16 measles cases among Los Angeles County residents in 2019 and 11 non-resident measles cases in people who have traveled through the county, LADPH says. 4215

  

An army of 100 life-sized cutouts of Mark Zuckerbergs took over the US Capitol lawn ahead of the Facebook founder's Senate appearance Tuesday.The stunt is the work of global activist group Avaaz, which wants Zuckerberg, Internet CEOs and government regulators to fight disinformation campaigns across Facebook and other social platforms."We know Facebook is doing things to address the fake news problem, but they are doing it in a way to that is too small and too secretive," Avaaz campaign director Nell Greenberg told CNN.The Avaaz campaign also includes an open letter in response to Zuckerberg's apology, which more than 850,000 people across the world have signed. Zuckerberg took out full-page ads in several British and American newspapers to apologize for a "breach of trust" in the Cambridge Analytica scandal.The letter addresses four key elements the organization wants Facebook and other internet sites to address: tell the truth, ban the bots, alert the public and fund the fact-checkers."We want Facebook to tell the truth regarding the work that is being done to stop this and the scale of the fake news and fake post problem. We just want to know the transparency of the problem and what is being done to tackle it," Greenberg said.The group says the cutouts represents the hundreds of millions of fake accounts still spreading disinformation on Facebook.Each is wearing a shirt that reads "Fix Fakebook."This is the first time Zuckerberg will personally sit for questions from Congress. His testimony marks a pivotal moment for Facebook, as Zuckerberg will spend two days answering lawmakers' questions about what the company is doing to protect users' privacy. 1687

  

As a primary care doctor at Vanderbilt University, Dr. John Scott can understand why people were initially delaying preventative care back in the spring, but now, many of the patients he’s seeing are sicker, having delayed routine care for months.“We’re going to have to pay that bill later, and the cost is going to be much greater,” he said.What worries Dr. Scott the most is the 50 percent drop-off in cancer screenings across the country. With Americans avoiding the doctor, they’re putting off preventative screenings for breast cancer, colon cancer and cervical cancer. Diseases that have a much higher rate of being cured when caught early.“So, the impact of that is significant when you think about the benefit of catching cancer at an early stage,” Dr. Scott added.Nearly one-third of Americans have put off healthcare during COVID-19, which is why physicians nationwide are now urging people to schedule that regular checkup sooner rather than later. According to the CDC, 40 percent of Americans are also struggling with mental health issues and depression right now, something most doctors screen for during regular checkups.“Healthcare is a marathon and you want to put the finish line as far out as possible, so if we start skipping steps, then we aren’t going to get to the finish line we want,” Dr. Scott warned.And since it could be months or even years before the pandemic is over, family physicians across the country are urging people to at least consider making that a trip to the doctor.“It’s safe to return. It’s safer to return than not, when we look at these long-term issues. There is medical care that needs to occur,” Dr. Scott added. 1670

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