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SACRAMENTO, Calif. (AP) — The California Assembly voted Thursday to cap the interest lenders may charge on loans that can carry rates spiraling into the triple digits.Backed by civil rights groups, religious organizations and some trade associations, the proposed law would cap annual rates at around 38% for loans between ,500 and ,000.The bill comes as legislators across the country seek to reign in a storefront lending industry critics accuse of preying on low-income consumers in need of cash and trapping them under mounds of debt for years.But even as the bill advanced, some California lawmakers expressed concern that it will limit choices for consumers with bad credit or little access to banks and other financial products. And the lending industry, which wields significant influence in legislatures as well as in Washington, has launched an advertising campaign in California attacking the bill as it heads to the state Senate, where observers expect a tougher fight.Proponents of capping interest rates point to an explosion in high-interest consumer loans around the state over the last decade.The state already caps interest rates on consumer loans under ,500 but not for amounts over that threshold. In 2009, 8,468 loans for amounts between ,500 and ,000 came with interest rates over 100%, according to data from state regulators. Lenders now issue more than 350,000 loans each year with interest rates in the triple digits. A legislative analysis said at least one out of three borrowers is unable to pay their loans.But proposals to cap interest rates in recent years have faltered at California's Legislature. Several lawmakers still expressed concern about the latest proposal, suggesting it could drive lenders out of the market, pushing consumers with low incomes toward unregulated lenders or cutting off their easy access to capital."Without these alternative financial service providers, those folks would have nowhere else to go," said Democratic Assemblywoman Sydney Kamlager-Dove of Los Angeles.Assembly Speaker Anthony Rendon dismissed arguments the bill would ultimately harm low-income residents."Those are merely talking points of an industry that has repeatedly lied to members of this chamber," he said.Casting the bill as a moral issue, the Democrat said the legislation can be considered as important as any other lawmakers will vote on this year in the country's most populous state.The bill ended up passing with bipartisan support as one Republican legislator cited religious prohibitions on usury."I'm a free-market capitalist and I'm unashamed of it but we need to stand up and protect people who are being preyed upon," said Assemblyman Jordan Cunningham of San Luis Obispo.The support of the financial industry this year, too, may also signal that the sector foresees a reckoning in the state or at least further political uncertainty if lawmakers do not approve limits for loans between ,500 and ,000.The California Supreme Court cast a legal question mark last year over the lending industry's practices, deciding in one class action lawsuit that some interest rates can be so high as to be deemed unconscionable under financial laws.Democratic Assemblywoman Monique Limon of Santa Barbara, the bill's author, also suggested that an interest rate cap could end up on the ballot if the Legislature does not act.If passed, California would join 38 states and the District of Columbia in capping interest rates for these types of loans, according to a legislative analysis. The level proposed in California would be on the higher end.Observers expect a bigger political fight when the bill heads to the state Senate, however.Opponents of the bill have launched an advertising campaign aimed at stopping it.The trade group Online Lenders Alliance has bought ads on Sacramento television stations, according to Federal Communication Commission filings.A group calling itself Don't Lock Me Out California has also bought online ads attacking the bill. 4018

SACRAMENTO, Calif. (AP) — California movie theaters can begin opening later this week if they limit theater capacity to 25% or no more than 100 attendees. State guidance released Monday adds movie theaters to a long list of entertainment and other businesses that can start reopening as the nation’s most populous state relaxes its stay-at-home order. Counties that meet certain metrics can start reopening movie theaters, bowling alleys, gyms, day camps, and a handful of other businesses starting Friday. RELATED:San Diego County announces reopening of day camps, campgrounds, and RV parksCalifornia officials releases guidelines on safely reopening schoolsGyms, other businesses begin preparing for California's June 12 reopening dateThe state recommends movie theaters implement reservation systems and limit seating and suggests moviegoers wear masks. Film and TV production may also resume subject to labor agreements. 932

SACRAMENTO, Calif. (AP) — California's governor vowed on Monday to continue expanding taxpayer funded health benefits to adults living in the country illegally next year, ensuring the volatile issue will get top billing in the 2020 presidential election as Democrats vying for the nomination woo voters in the country's most populous state.Democratic Gov. Gavin Newsom signed a 4.8 billion operating budget last week that includes spending to make low-income adults 25 and younger living in the country illegally eligible for the state's Medicaid program. California is the first state to do this, with an expected cost of million to cover about 90,000 peopleDemocrats in the state legislature had pushed to also cover adults 65 and older living in the country illegally, as well as all adults regardless of age. But Newsom rejected those proposals because they were too expensive — about .4 billion for all adults living in the country illegally in California.But Monday, Newsom told a crowd of supporters at Sacramento City College "we're going to get the rest of that done.""Mark my words," Newsom said. "We're going to make progress next year and the year after on that. That's what universal health care means. Everybody, not just some folks."If Newsom follows through, it will ensure California's legislature will be debating the issue at about the same time California voters are voting for a Democratic presidential nominee. The state has an outsized role in the selection process this year because its primary is scheduled for March 3.Republicans seemed to welcome the debate. Speaking to reporters on Monday, Trump said California doesn't "treat their people as well as they treat illegal immigrants.""At what point does it stop? It's crazy what they are doing," he said. "And it's mean. And it's very unfair to our citizens, and we're going to stop it. But we may need an election to stop it, and we may need to get back the House."Newsom's comments highlight how quickly Democrats have embraced using tax dollars to provide services for people living in the country illegally. Former Democratic President Barack Obama's health care law dramatically expanded Medicaid coverage in 2014, but only for people living in the country legally.Last week, all 10 Democratic presidential candidates during the second night of a televised debate raised their hands when asked if they supported expanding Medicaid to cover people living in the country illegally. They included front-runners like former Vice President Joe Biden, Vermont U.S. Sen. Bernie Sanders and California U.S. Sen. Kamala Harris."I think the anti-immigrant stance by the Trump administration has in some sense created this as the bigger issue," said Larry Levitt, executive vice president for health policy at the Henry J. Kaiser Family Foundation. "The Trump administration has pushed Democrats even further to defend immigration and provide services to people who are already here."California's 4.8 billion operating budget, which took effect Monday, also brings back an Obama-era tax on people who refuse to purchase private health insurance. State officials will use the money from the tax to help middle income families — including families of four who earn as much as 0,000 a year — pay their monthly health insurance premiums."To Donald Trump: eat your heart out," Newsom said.___This story has been corrected to show the budget bill signing was last week. 3457

SACRAMENTO, Calif. (AP) -- California's health care system is in the throes of a coronavirus crisis stemming from ill-advised Thanksgiving gatherings.Top executives from California's largest hospital systems put out a "clarion and desperate call" for residents to avoid a holiday repeat they said would overwhelm the most populous state's medical system.Increasingly exhausted staff, many pressed into service outside their normal duties, are now attending to virus patients stacked up in hallways, conference rooms, even a gift shop.Officials from Kaiser Permanente, Dignity Health and Sutter Health offered what they called a "prescription" for Californians to slow the virus spread, a marketing effort dubbed "Don't share your air." 743

ROME (AP) — Pope Francis says the coronavivrus pandemic had proven that the “magic theories” of market capitalism have failed and that the world needs a new type of politics that promotes dialogue and solidarity. Francis laid out his vision for a post-COVID world by uniting his social teachings into a new encyclical. The document was released Sunday on the feast of his namesake, the peace-loving St. Francis of Assisi. In it, Francis rejected even the Catholic Church’s own doctrine justifying war as a means of legitimate defense, saying it had been too broadly applied. He also cited the loss of millions of jobs in the pandemic as a reason to craft more just social and economic policies. 702