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Atlanta Dream point guard Renee Montgomery is opting out of the 2020 WNBA season to focus on social justice reform after the death of George Floyd in Minneapolis.Montgomery tweeted her decision on Thursday."After much thought, I’ve decided to opt-out of the 2020 WNBA season. There’s work to be done off the court in so many areas in our community. Social justice reform isn’t going to happen overnight but I do feel that now is the time and Moments equal Momentum. Let's keep it going!" 495

As we all prepare for a drastically different school year, parents are trying to figure out how to balance their work and virtual learning for their children as many districts across the country announce students will have at least a portion of their instruction at home.Uma Samynathan, owner and director of a Code Ninjas franchise in San Diego, showed her facility that includes a "Game Builders Club.”“We teach them how to build their own world rather than have them play a customized world on a tablet,” Samynathan said.She says her franchise was the first on the west coast. Two years in, she's encouraged and inspired by how fast kids learn.“What I love most is connecting with the kids and getting excited about the way they learn,” Samynathan said. “They are so unique, each one of them. If they (watched) a YouTube channel last night, they can tell me what was so interesting about the channel immediately. They’ll go to the rowlocks camera and start implanting that same thing."They've been doing virtual learning all summer, and they're about to do it a lot more. This time around though, many franchises like Samynathan's are offering parents a helping hand by providing assistance with a student's distance learning and provide some coding fun on the side."We can offer a STEM-based learning where they can learn coding, robotics, and they can do academics, homework,” Samynathan said. “If they’re going to cover a subject at school, we do it prior so they have a better understanding in doing that particular subject.”Some Code Ninja centers, like the one in Los Alamitos, California, sent out a survey to parents. They're taking about hiring an elementary school teacher to help proctor the learning so parents can work and kids can stay on task in their classroom while learning online. It's something that Nina Foster, mom to an 11-year-old in San Diego, is considering.“Preston is anxious to do more things on the outside again we may go back to doing one hour in the studio one at home, something like that,” Foster said.So far, Preston has kept up his coding skills through the center's virtual program and he's excelled.“He’s almost through the program,” Foster said. “He’s on the purple level -- it goes up to black just like karate. Once you get to the black level, you create your own app. From there, they’re joking that he could become a junior sensei until he’s old enough to work there.”Samynathan says Code Ninjas helps develop that out-of-the-box thinking."This is the best time for kids to get equipped with coding technological skills, they always want their tablet, they’re always playing games. Why not get creative why not learn to code on their favorite game?” she said.And what better time than now to help kids embrace the skills they'll need to propel them into a digital future? 2826

Attending college from a laptop in your childhood bedroom might not be the experience you had in mind.But just because you’re not living in a dorm this fall doesn’t mean that expenses disappear. Your cost of attendance might have changed if you’re learning remotely due to COVID-19, but colleges will factor at-home or off-campus living expenses into your overall costs.And you can still use financial aid — including student loans — to pay for them.How cost of attendance worksColleges determine their own cost of attendance for each academic year. This amount factors in all of your direct costs including tuition, fees, room and board, as well as estimates for books, supplies, technology and transportation. Schools often have different cost-of-attendance calculations for students who live in dorms, off campus or even in another state.Your financial aid and student loans are applied first toward tuition and fees, then room and board. Any remaining funds are distributed to you to use for living expenses.Your aid package might shift if your cost of attendance changes.For example, you can borrow money only up to the total cost of attendance; if that number goes down, so does the amount you can borrow. And if any part of your aid package is pegged to living on campus and you no longer are, your aid could change.How cost of attendance is different this yearCost of attendance is adjusted annually, but some schools are modifying their calculations due to the pandemic. For example, Williams College, a private school in Williamstown, Massachusetts, reduced its cost of attendance for 2020-21 by 15%. Williams College is planning a hybrid of in-person and remote learning — students can live on campus if they want to.Schools that go fully remote will have few — or no — options for on-campus housing. And that could mean heading back to your parents’ house or finding off-campus accommodations.Your school might break down the cost of attendance according to your living situation. Here’s what 2020-21 looks like at the University of California, Berkeley, for example, where students will attend remotely for the start of the fall semester:Living in a campus residence hall: ,460.Living in an on-campus apartment: ,876.Living in an off-campus apartment: ,920.Living with relatives: ,492.If your school goes remote, the cost of attendance will be modified for all students. But if you have the choice to return to campus and stay home instead, you must let the college know your plans so your cost is adjusted.“It’s actually less expensive if students stay home and take classes remotely,” says William Hudson Jr., vice president for student affairs at Florida A&M University in Tallahassee, which is planning a hybrid approach.Cost of attendance represents the ceiling on what you can borrow. Every dollar you don’t have to borrow is a dollar you don’t have to repay, with interest, down the road. That means if you stay home rent-free or share an apartment with others to save on living costs, you’re way ahead in the long run.Here are some possible college living arrangements you’ll have in the fall and how to pay for them:Living on campus for in-person or online classesIf your school is operating an in-person or hybrid model where you live on campus, your cost of attendance won’t change, which means your financial aid won’t change either.But your campus could close during the school year due to COVID-19. If this happens, as it did to many colleges last spring, your school will likely reimburse a prorated amount for nontuition costs like room, board and facility fees.Multiple schools that are planning to open in person are also moving to remote instruction after Thanksgiving break. Some schools are also staggering move-in dates. Those factors could alter the total cost of room and board you’re paying this semester.For example, at Penn State University, students will start the fall semester in person but switch to remote learning in late November. To reflect this change, the cost of a standard double room was lowered by 7 — from ,427 to ,820 — and the midlevel meal plan was lowered from ,449 to ,193.Living off campus on your own or with roommatesLiving off campus, you won’t have room and board taken into consideration, but you’ll have additional expenses like rent, groceries and utilities. You can use financial aid to pay these bills.Colleges often use regional data and student surveys to come up with estimates for off-campus rent and utilities, and oftentimes those amounts aren’t too different from living on campus, says Jill Desjean, policy analyst at the National Association of Student Financial Aid Administrators. However, your school will always consider living off campus to be cheaper than living on campus.Montclair State University in New Jersey, for example, estimates that housing and meals for in-state students who live off campus will cost ,068 for the fall semester, compared with ,193 for room and board on campus.Living at home with your parentsYour expenses may be lower at home with your parents than living on your own or on campus, but colleges will factor into their estimates the costs your parents take on by having you home, Desjean says.“When you bring that student back in, the lights are on longer, you have to feed them so the cost of food goes up, heating — everything goes up,” Desjean says. You can use financial aid to offset your contribution to increased home bills.And remember that the school’s cost of attendance impacts how much financial aid you can get, but it’s an estimate rather than an exhaustive list. You might need additional technology and equipment to learn more effectively from home, such as a dedicated desk setup and laptop if you don’t have one.How to get more funds for living expensesIf you or your family run into financial difficulty during the school year, ask your school about getting more financial aid. This requires you to submit a financial aid appeal to your school with a letter and to update the Free Application for Federal Student Aid, or FAFSA.You might also qualify for emergency aid such as cash grants, completion scholarships, emergency student loans or vouchers.More From NerdWalletWhat Is College Cost of Attendance?7 Kinds of COVID-19 Relief for College StudentsCollege During COVID-19: Your Aid Questions AnsweredAnna Helhoski is a writer at NerdWallet. Email: anna@nerdwallet.com. Twitter: @AnnaHelhoski. 6470

Attorney General Jeff Sessions fired former FBI Deputy Director Andrew McCabe late Friday, less than two days shy of his retirement, ending the career of an official who had risen to serve as second-in-command at the bureau.McCabe had more recently been regularly taunted by President Donald Trump and besieged by accusations that he had misled internal investigators at the Justice Department.McCabe had been expected to retire this Sunday, on his 50th birthday, when he would have become eligible to receive early retirement benefits.But Friday's termination could place a portion of his anticipated pension, earned after more than two decades of service, in significant jeopardy.The origin of his dramatic fall stems from an internal review conducted by Justice Department Inspector General Michael Horowitz. That report -- the details of which have not been publicly released -- is said to conclude that McCabe misled investigators about his role in directing other officials at the FBI to speak to The Wall Street Journal about his involvement in a public corruption investigation into the Clinton Foundation, according to a source briefed on it. 1159

As the number of coronavirus cases continues to climb around the world and disrupts the travel industry, Princess Cruises has announced cancellation of early 2021 trips.“Due to restrictions and limitations with border and port access determined by government and health authorities and the continued uncertainty of airline travel,” Princess Cruises canceled about 30 voyages on two ships.The Island Princess, which stopped at ports around the world, and Pacific Princess, that sailed around South America and Australia, will not set sail until at least April, according to a release from the company.The cancelled voyages include a 111-day around-the-world from Los Angeles.Princess Cruises, which is owned by Carnival, is offering refunds or credit for a future cruise.Carnival Cruises has also canceled some 2021 voyages, and likely won’t return to full capacity until 2022.The cruise company is facing legal action for their handling of passengers when the coronavirus pandemic started this spring. Two lawsuits allege Princess Cruises did not act fast enough to impose quarantines when cases were discovered.When the lawsuits were filed in June, Princess Cruises told USA Today “our response throughout this process has focused on the well-being of our guests and crew within the parameters dictated to us by the government agencies involved and the evolving medical understanding of this new illness.” 1414