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I haven’t set foot in a grocery store in nearly four months.With a 10-month-old baby to think about, my husband and I have kept trips to the store to a minimum out of an abundance of caution during the pandemic. We’re fortunate to have just about every grocery delivery service at our disposal — and we’ve taken advantage.In between orders from Costco, Whole Foods, Imperfect Foods and more, I’ve noticed our virtual shopping habit is changing how we budget. We’re accounting for new grocery-related expenses. We’re also more deliberate about what we buy.Here’s why online grocery shopping could affect how much you spend — and ways to keep your budget intact.MarkupsYou could pay more online than in the store for the exact same item. That’s because some delivery services, or the retailers they partner with, inflate grocery prices to cover fulfillment costs.On Costco’s website, I was met with the message “item prices are marked up higher than your local warehouse. Instacart uses the markup to pay for their delivery service.” The exact price difference wasn’t specified.Same-day delivery service Shipt says its members can expect to pay about more on a order online than in the store. Plan that you will spend a few extra bucks every time you buy groceries online.Extra chargesAt the grocery store, the price you see is typically the price you pay. But online, fees for delivery, service, alcohol, memberships and subscriptions could be tacked onto your bill. Extra charges could range from a couple dollars for a service fee to about a hundred dollars for a membership.“You’re spending more money because it’s a service,” says Jennifer Weber, a certified financial planner in Lake Success, New York.How you use that service can also affect the cost. Often, you’ll pay a premium for quicker or high-demand delivery times. Then, there are tips. Tipping, while optional, is a simple way to support the workers risking their health to provide you with an essential service. Many grocery services set a default tip, so make sure to pick the amount you prefer.SubstitutionsItems could be unexpectedly out-of-stock, incorrect or missing from your delivery. Certain services allow substitutions for unavailable inventory. However, that can come at a higher cost. When the conventional tomatoes I ordered sold out, I ended up with organic tomatoes for more.When using services that charge for pricier replacements, consider opting out of automatic substitutions or allocating a few extra dollars toward your grocery budget as a cushion. Inspect orders closely upon arrival as well and notify the company if you’re charged for forgotten or incorrect items.Impulse purchasesGetting your groceries while sitting in front of your screen isn’t all bad news for your wallet: 46% of consumers say they’ve made fewer impulse purchases since shifting to online grocery shopping in the spring, according to a survey from Magid, a business strategy and research company.“Careful planning and buying only what you intend to is a little bit easier to do online,” says Steve Caine, a partner with the retail practice of Bain and Company, a management consulting firm. “You don’t get influenced quite the same way as you do when you’re walking through a store.”With no enticing candy displays or cleverly arranged shelves to stroll past, you might fill your cart with fewer items. Plus, Caine says shopping online allows you to better keep a “running total” of your purchase, while in the store, you usually don’t know until checkout.Ways to watch your budgetOnline grocery shopping is here to stay for the foreseeable future. These strategies can reduce the strain on your budget.Make a list. Check your fridge or pantry and jot down what you need for the week. “You can think ahead and say, ‘I want to spend 0 or .’ Then, you can do price comparisons for those items,” Weber says.Compare grocery services. Try building a basket on a few different sites to see which offers the lowest price on items. Explore all the costs involved and look for coupons or promotions before checkout.Be flexible. Choosing curbside pickup can help you skip delivery fees, tips and other charges. But if you opt for delivery, note that one-hour or same-day windows could be more expensive. Giving yourself time to plan and pushing it to next-day or two-day delivery can reduce the cost, Caine says.This article was written by NerdWallet and was originally published by The Associated Press.More From NerdWalletWhy Taking Social Security Early Costs Too MuchHow to Renegotiate Your Bills to Save MoneyFeeling Out of Control? These Money Moves Could HelpLauren Schwahn is a writer at NerdWallet. Email: lschwahn@nerdwallet.com. Twitter: @lauren_schwahn. 4740

House Intelligence Chairman Devin Nunes' dispute with Depuity Attorney General Rod Rosenstein and FBI Director Christopher Wray appeared to de-escalate Wednesday after Nunes was given access to the document that kicked off the FBI's investigation into the Trump campaign and Russia.Nunes had been threatening to hold Rosenstein and Wray in contempt -- and to potentially impeach them -- if the Justice Department didn't cooperate with his committee amid stepped-up congressional Republican criticism of Rosenstein as President Donald Trump considers whether to fire him.A Justice official told CNN that Nunes and Republican Rep. Trey Gowdy of South Carolina went to the Justice Department on Wednesday to view the document, known as an electronic communication, which details the origination of the counterintelligence investigation into Trump's team and Russia that began in July 2016. The official said the document was no longer redacted, except for "narrowly tailored" redactions to protect the name of a foreign country and foreign agent that, if revealed, could undermine "the trust we have with this foreign nation."The Justice Department also made 1,000 pages of classified materials available to the full House Intelligence Committee, the official said, which the department believes "substantially satisfied" Nunes' August 2017 subpoena.Nunes disagreed with that characterization, saying the committee's subpoenas "remain in effect," but he also had kind words for Rosenstein."Although the subpoenas issued by this Committee in August 2017 remain in effect, I'd like to thank Deputy Attorney General Rosenstein for his cooperation today," the California Republican said in a statement.Nunes' comments were a stark change from his position 24 hours ago."Well, I can just tell you we're not just going to hold in contempt -- we will have a plan to hold in contempt and to impeach," Nunes said in a Fox News interview Monday.But Rosenstein isn't out of hot water on Capitol Hill yet, as Republicans on the Judiciary and Oversight committees have also slammed him over failing to provide documents related to the FBI's handling of the Hillary Clinton email investigation.Senior Republicans on the key committees in the House bluntly warned that it was time to hold the senior officials in contempt."I would certainly support that," Rep. Peter King, an ally of Trump's who sits on the House Intelligence Committee, told CNN earlier Wednesday when asked about holding Wray and Rosenstein in contempt. "We need these documents and they won't give them to us. They've been stonewalling us for a year on one document after another."Congressional action against Rosenstein, who appointed special counsel Robert Mueller and has the authority to fire him, could add to Trump's ire toward the deputy attorney general. And if the House were to take aggressive action against Rosenstein, it could give Trump cover to fire the deputy attorney general, who is ultimately in charge of the Mueller investigation.In addition to Nunes' demand, House Judiciary Chairman Bob Goodlatte, a Virginia Republican, has subpoenaed the Justice Department demanding a wide range of documents about the FBI's handling of the Clinton email investigation in 2016. In response, the department delegated dozens of more staff to comply with the request and named a US attorney from Utah, John Lausch, to oversee the document production.Still, Republicans say the response has been paltry, giving ammunition for Trump to go after Rosenstein."Absolutely," Rep. Mark Meadows, a North Carolina Republican and close Trump ally who sits on the House Oversight Committee, said when asked if Rosenstein and Wray should be held in contempt. "At this particular point, they have not complied with a subpoena. They should be held in contempt."Meadows, who met with Lausch on Monday, said: "They can't tell us how many documents they're going to deliver, when they're going to deliver it, how they'll redact it. Those are three questions that they've had five months to answer and they can't answer it. It's appalling."While Republicans have been threatening to hold Rosenstein and Wray in contempt of Congress if they don't cooperate with both the House Intelligence and House Judiciary committee subpoenas for documents, Nunes' comments appeared to be the first to suggest impeachment.Meadows said the first step would be for Congress to hold Rosenstein and Wray in contempt, and impeachment could follow if the documents still aren't produced. "It would be the first step you hold them in contempt, then you have other tools in the toolbox if you do not get the documents," he said. "But it is certainly on that path to impeachment."CNN reported Tuesday that Trump is considering firing Rosenstein in the aftermath of the FBI raid of the office of his personal lawyer, Michael Cohen.The top Democrat on the House Intelligence Committee, Rep. Adam Schiff of California, said Wednesday that the threat from the GOP serves "insidious purposes: to intimidate DOJ and FBI, to provide the President with a pretext to fire Deputy Attorney General Rosenstein and FBI Director Wray, and to undermine special counsel Mueller's investigation."A GOP leadership aide said Nunes has not spoken to House Speaker Paul Ryan yet about the possibility of moving to hold Wray or Rosenstein in contempt.Nunes had given the Justice Department a Wednesday deadline to provide an unredacted copy of the document, saying what they had previously provided in redacted form was not sufficient.Still, firing Mueller or Rosenstein would prompt a backlash from many Republicans on Capitol Hill, who have publicly cautioned Trump against taking steps against the special counsel's investigation.King, a New York Republican, said while he supports holding Wray and Rosenstein in contempt if they don't turn over the documents, he was opposed to any effort that would oust them because of the Pandora's box it would open with the Mueller investigation."There's the consequences of Rosenstein that would open up. It would just create a firestorm," King told CNN. "Whether it's right or wrong to do it, the fact is it would create a firestorm that doesn't make it worthwhile." 6222

If you are way into politics, you are not the average American. Not even close.A new poll from the University of Pennsylvania's Annenberg Public Policy Center reveals how shockingly little people know about even the most basic elements of our government and the Constitution that formed it.Take your pick from this bouillabaisse:* More than one in three people (37%) could not name a single right protected by the First Amendment. THE FIRST AMENDMENT.* Only one in four (26%) can name all three branches of the government. (In 2011, 38% could name all three branches.)* One in three (33%) can't name any branch of government. None. Not even one.* A majority (53%) believe the Constitution affords undocumented immigrants no rights. However, everyone in the US is entitled to due process of law and the right to make their case before the courts, at the least.(And the First Amendment protects the rights to free speech, free exercise of religion, freedom of the press and the rights of people to peaceably assemble, in case you were wondering.)"Protecting the rights guaranteed by the Constitution presupposes that we know what they are," said Annenberg Director Kathleen Hall Jamieson. "The fact that many don't is worrisome."The Annenberg poll is far from the first to reveal not only our collective ignorance about the basic tenets of democracy but also the fact that we are even less informed than we were in the past.Take this Pew Research Center poll from 2010. When asked to name the chief justice of the Supreme Court, less than three in 10 (28%) correctly answered John Roberts. That compares unfavorably to the 43% who rightly named William Rehnquist as the chief justice in a Pew poll back in 1986.What did the 72% of people who didn't name Roberts as the chief justice in 2010 say instead, you ask? A majority (53%) said they didn't know. Eight percent guessed Thurgood Marshall, who was never a chief justice of the Court and, perhaps more importantly, had been dead for 17 years when the poll was taken. Another 4% named Harry Reid, who is not now nor ever was a Supreme Court Justice.What we don't know about the government -- executive, legislative and judicial branches -- is appalling. It's funny -- until you realize that lots and lots of people whose lives are directly affected by what the federal government does and doesn't do have absolutely no idea about even the most basic principles of how this all works.It leads to huge amounts of discontent from the public when they realize that no politician can make good on the various and sundry promises they make on the campaign trail. 2654

IHOP is introducing its own twist to Happy Hour by launching IHOPPY Hour.On Monday, the pancake place launched the new happy hour menu, which occurs between 2-10 p.m. each day."We created IHOPPY Hour as a way to provide folks with affordable opportunities to pancake together under our blue roof even more often,” said Jay Johns, President at IHOP in the press release. “We recognize that these are challenging times, and our belief is that, regardless of what’s going on in the world, we all deserve a little happiness, or ‘hoppiness’ as we like call it. By offering these fan-favorite menu items at unbeatable prices seven days a week, we hope to make every day just a little hoppier.”Customers will be able to choose popular menu items, entrees, snacks, sides, and drinks, and nothing will cost more than . 819

IMPERIAL BEACH, Calif. (KGTV) - What a difference books can make for the learning and growth of a child. 10News Anchor Kimberly Hunt returned to Imperial Beach Charter School, where students can’t get enough of reading. Nine months ago, they were surprised with a donation of 1,800 books, made by 10News employees and the Scripps Howard Foundation. Each child was able to select two books of their own, with the rest going to the library and classrooms. “Last year, I didn't like to read. But this year I love to read," said 7-year-old Diego. His favorite book is "Hoot Hoot".“It's about owls. They're having a little party," he said.Seven-year-old Adriana loves the adventure of a good book. “My favorite thing about reading is you can imagine stuff while you're reading the book," she said. Her favorite book is "My Weird School". Principal Melissa Griffith says the books have made all the difference to students.“The opportunity for them to learn sounds, to learn words, to take adventures within books, there's really nothing like it and it's so beneficial for our students," said Griffith. “Our students enjoy the books greatly. In addition to that, it allows for additional books to be in our library and also in our classrooms. So in the hands of kids is what we want, and we're so appreciative of that." 1320

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