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Choosing the best way to pay for something — credit or cash — can make a real dollar difference for you. So knowing when to do which is key.Personal finance experts say it’s especially smart to avoid using cash for these five types of purchases: 253

CHULA VISTA, Calif. (KGTV) - Neighbors in Chula Vista are making the holidays a little easier for the less fortunate. More than 60 homeless children and families had their holiday gifts paid for by a group fundraiser. ‘Making San Diego Smile’ formed at the end of November and was able to escort each child on a 0 Walmart shopping spree Wednesday night.“It just brings joy to my heart to know in such a short time we were able to bless so many children,” said Tony Castro, one of the organizers behind 'Making San Diego Smile.'The group says the fundraiser will be much larger next year after knowing the the popularity of it in just a few weeks. 657

CINCINNATI — First came "hero pay." Then a "thank you" bonus.Now, Kroger employees will have to be satisfied with gradual increases in wages and benefits.CEO Rodney McMullen said Thursday that Kroger will not re-instate the popular hazard-pay benefits it announced in March and continued into June.This despite continued calls by union officials to bring back the -per-hour wage boost that Kroger and other grocery chains had been paying their essential workers.Kroger held its annual meeting Thursday, an event in which McMullen usually fields questions from local reporters. This year, McMullen agreed to talk by phone, saying that the company will see some permanent changes from the global pandemic that caused food shortages, surging revenue, binge buying and changes in consumer spending habits.Kroger's local employment increased 33% to 20,000 since the pandemic began, while the company hired 100,000 people nationwide.McMullen expects Kroger’s total employment — which peaked at 560,000 — to remain above 500,000 going forward. He also expects digital sales to remain at higher levels than the company achieved prior to COVID-19.And he believes the company will benefit from a permanent shift toward eating at home.“What we’re finding is people enjoy cooking more than they thought they would — at least, that’s what they’re telling us,” McMullen said. “They especially enjoy doing it with their kids, because it gives you a reason to spend time together. If your kids are happy, you’re happy.”McMullen also foresees a permanent shift towards higher wages, even if it doesn’t come in the form of hazard pay.“We had planned on incrementally investing 0 million a year in wages,” he said. “This year, that’ll end up being 0 million, and that’s brought our average hourly rate to higher than . When you include the value of our benefits, that takes it up north of an hour.”In October 2018, Kroger told Wall Street analysts its annual hourly wage was .47. That means it has climbed at least 3.7% in the last 20 months.McMullen said Kroger spent 0 million on temporary wage and benefit adjustments in the first quarter, which ended May 23.“We had the initial huge pandemic buying stock-up, and we were having our associates working around the clock,” McMullen said. “Now, we’re investing a lot in terms of (extending) our emergency leave program. We’re also continuing to invest aggressively in terms of safety and protection as we learn about it, providing masks for our associates and those things.”On the topic of wages, McMullen said Kroger will not join the ranks of companies cutting pay as one way of coping with coronavirus.“At this point, that is not something that we’ve talked about or evaluated,” he said. “It’s not something that would be high on our list of things to do.”Kroger is one of 19 local publicly traded companies that have not announced coronavirus pay cuts for executives. Its SEC filing on pay says “certain aspects of our compensation programs may later be revised or modified once the compensation committee has had an opportunity to fully evaluate the impact of COVID-19 on our business.”McMullen said Kroger is not in the same predicament as the 600 U.S. companies that have so far announced pay cuts for top executives.“We’re in the hiring mode as opposed to furloughing,” he said. “You obviously feel bad for the companies that have to make those decisions and you feel really bad for the people directly affected.”UFCW Local 75 President Kevin Garvey hasn't given up on renewing hazard pay for Kroger employees."Same store sales up 18% and operating profits up over 50% from the first quarter in 2019," he said. "I do believe Kroger can afford to continue the additional hero pay. The pandemic is not going away. Test positives continue to increase as does the risk to exposure."This article was written by Dan Monk for WCPO. 3892

China's north plain, one of the most densely populated regions on Earth, is set to become the world's deadliest heat wave zone by the end of the century, scientists say.New scientific research suggests that unless there are heavy cuts in carbon emissions, climate change will lead to humid heat waves that could push the area "against the boundaries of habitability" by 2070.The results of the study of China's northern plain, which includes the capital Beijing, are particularly worrying because many of the region's 400 million people are farmers exposed to climactic conditions.The study said that heat and high humidity can create conditions that kill even healthy people within six hours of being outside."This spot is going to be the hottest spot for deadly heatwaves in the future," said Professor Elfatih Eltahir, at the Massachusetts Institute of Technology (MIT), who led the new study."China is currently the largest contributor to the emissions of greenhouse gases, with potentially serious implications to its own population," said Eltahir, who specializes in hydrology and climate science."Continuation of current global emissions may limit the habitability of the most populous region of the most populous country on Earth," said Eltahir. 1261

CHULA VISTA, Calif. (KGTV) - Chula Vista Police are asking the public for help solving three hit-and-run cases that have remained unsolved since January of last year — two of which resulted in deaths.The first occurred on Jan. 22, 2017, at about 6:45 p.m. at the intersection of Broadway and G Street. Police said 43-year-old Rafael Cruz Fermin was hit by a vehicle traveling southbound on Broadway. The driver of the vehicle fled the scene in what was described as a red, 2002-2005 Ford Explorer or Mercury Mountaineer.Fermin died at the scene, despite being given first aid. Read more.The second incident was on Sept. 14, 2017, at about 7:30 p.m. in the 700 block of E Street. A driver struck a 52-year-old man between the McDonald's and Motel 6, before fleeing the area. The victim was left with severe internal injuries, of which police say he still suffers from.The driver, described as a possibly older, white man with short white or blonde hair, was last seen in a gold, older model Pontiac, Lincoln, or Buick. The vehicle has a partial plate of "5BK." Read more.The third hit-and-run was on Jan. 4, 2018, at about 7 p.m. in the 1500 block of Third Ave. A vehicle traveling northbound on Third Ave. hit a 94-year-old man. The man was taken to a nearby hospital, where he was pronounced dead.The driver, described as a man wearing a red baseball cap, was last seen driving a white, early model SUV, police said. Read more.Anyone with information on any of these hit-and-run cases is asked to call CVPD at 619-691-5151 or Crime Stoppers at 888-580-8477. 1581

来源：资阳报