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The mother of mail bomb suspect Cesar Sayoc writes that she is estranged from her son but hurt by his alleged attacks, and she calls on the country -- specifically, President Donald Trump -- to tone down the nasty rhetoric.She further warned that the political vitriol -- particularly talk of "war" against the media and political parties — could resonate with the mentally ill, like her son, and inspire them to "violently act out in our country," Madeline Sayoc wrote in an open letter to television network ABC, which published the correspondence Sunday night.Madeline Sayoc also said that her 56-year-old son's relatives had tried, to no avail, to get him help, and that American families need better laws to allow families to "compel and require" treatment, when necessary.Here is the full text of the letter: 822

The only thing that scares salon owner Shelly Albro more than the empty chairs inside her Portsmouth, New Hampshire barbershop is the silence that has consumed this place recently.Having lost 30 percent of her business because of COVID-19, Albro found herself in the same position as thousands of other small business owners across the country, desperate for new streams of revenue, while at the same time, having to keep her customers and staff safe.“I just knew that if I didn’t get creative we weren’t going to make any money,” she said. “Business was down.”Albro owns Gents Barbershop, which she recently opened.On a particularly depressing day during the shutdown, she had been searching through old photos when she stumbled upon an old black and white picture from the 1918 Spanish Flu pandemic. A few barbers stood wearing masks as they cut clients' hair, but instead of cutting hair inside a building, the barbers were standing out on the sidewalk in front of their store.She had found her solution.“When I saw this picture I was like, ‘I gotta do this outside!’ For those who are like me who are nervous to go inside,” she said.Unsure of how the idea would go over with customers, Albro first started cutting hair outside on her days off. Her schedule quickly booked up, as this upbeat stylist with a slight New England accent realized she’d struck a chord with her customers who were still too nervous to get their haircut inside a barbershop during COVID-19.And for Albro, who suffers from an autoimmune disease herself, the whole thing is personal.“There are a lot of people who have anxiety about coming inside a building. It doesn’t matter how much we clean or sanitize; they’re feeling anxious about coming inside,” she said. “Because I’m high risk, I get why people are reluctant.”Gents Barbershop isn't alone in moving hair cutting services outside. Back in July, California moved all salons outdoors to deal with a sudden spike in cases.Beth Milito with the National Federation of Independent Businesses is telling small business owners to follow Albro’s lead.“It’s been much more challenging than people anticipated back in March,” Milito explained.As small business owners continue to navigate an economic recession, Milito says that creativity and ingenuity are keys to a successful rebound, especially when more than 100,000 small businesses have already closed since March.“Looking at this as a long-term investment, something you can see into the future,” she added.As for Albro, she knows that like a good haircut this trend may fade away, but for now, she’s just trying to make a much deeper impression.“I just want to help,” she said. 2669

The Joker may have won this round. The Batmobile was traveling to Nickel City Con, a comic convention in Buffalo, New York, when it crashed on Interstate 190 outside of the city on Thursday.According to a Facebook post from Tv and Movie Cars For Hire, both Batman and Robin are OK. However, the Batmobile will be back in the Batcave for some repairs. It's unclear how the accident took place, or how long the Batmobile will be out of commission.    516

The Macy’s Thanksgiving Day Parade will look very different this year amid the coronavirus pandemic.For the first time in more than 90 years, organizers of the iconic New York City event have forgone the traditional parade route through Manhattan. Instead, a reinvention of the parade will air nationally on television and online.Here’s what else you need to know about the 2020 Macy’s Thanksgiving Day Parade:When will the Thanksgiving Day parade air on TV?The Macy’s Thanksgiving Day Parade will air nationwide on NBC-TV and Telemundo on Nov. 26 from 9 a.m. to noon. EST.Can I stream the parade online?Verizon will livestream the Thanksgiving Day parade from 9 a.m. to noon on Nov. 26. The stream will be available on Verizon’s Twitter and YouTube pages.Can I go see the parade in person?The Macy’s Thanksgiving Day Parade will not have in-person spectators this year because of the pandemic.What is the Macy’s Thanksgiving Day Parade route?The traditional 2.5-mile parade route is not being used this year, but Macy’s is promising television viewers all of the holiday magic the event traditionally offers.Event organizers plan to create a staging area for the reimagined parade in and around Macy’s Herald Square.What will the Macy’s Thanksgiving Day Parade TV special include?The television special will showcase a mix of the parade’s signature giant character balloons, floats, performances by singers, street performers, and an appearance by Santa Claus.Who is performing in the Thanksgiving Day parade?This year’s parade boasts 20 celebrity appearances and performances throughout the television special, including Dolly Parton, Keke Palmer, Jordan Sparks, Ally Brooke, Jimmie Allen and Brett Young.For a full list of performers, click here.Is the balloon inflation on Thanksgiving eve canceled?Macy’s traditional giant balloon inflation event that takes place the Wednesday before Thanksgiving is canceled due to the coronavirus pandemic.What other changes were made to the Macy’s Thanksgiving Day Parade in 2020?Macy’s has reduced the number of participants by about 75%.All participants must be appropriately socially distanced during performances and face coverings are required. Additional personal protective equipment may be required depending on a participant’s role.No participant in the parade will be under 18 years old. Previously selected regional high school and college marching bands will be deferred to the 2021 Macy’s Thanksgiving Day Parade.Instead of using volunteer handlers, Macy’s giant balloons will be attached to specially rigged vehicles.This story was originally published by Lauren Cook at WPIX. 2640

The mystery isn’t why so many people file for bankruptcy each year. It’s why more people don’t.Each year, only a fraction of the Americans who could benefit financially from bankruptcy actually seek relief. Economists say some don’t file because collectors aren’t aggressively pursuing them, while others may strategically delay filing because bankruptcy could benefit them more down the road.Many bankruptcy attorneys have a much simpler explanation: Fear, a lack of information and misplaced optimism keep people from getting a fresh start.A temporary pauseAbout 14% of U.S. households — or roughly 17 million — owe more than they own, according to Federal Reserve Bank of New York estimates. Many of these households could benefit from having their debts wiped out, but fewer than 1% of U.S. households actually file for bankruptcy each year. Last year, there were 752,160 personal bankruptcy filings. Researchers refer to this gap as “missing bankruptcies” — the filings that could be happening, but aren’t.Now, there’s an additional set of missing bankruptcies: the cases people normally would have filed in recent months, but haven’t. Bankruptcy filings dropped dramatically in the second quarter of this year, to about 60% of the average for the previous five years.Courthouses were shuttered by pandemic closures, which made it harder for creditors to pursue foreclosures and wage garnishments. Those are two big drivers of consumer bankruptcy filings, says David Cox, a bankruptcy attorney in Lynchburg, Virginia, and co-author of “Consumer Bankruptcy: Fundamentals of Chapter 7 and Chapter 13 of the U.S. Bankruptcy Code.”Borrowers have benefited from various forms of coronavirus relief, such as suspended payments on federal student loans, mortgage forbearance and expanded hardship options for loans and credit card accounts. The 0 weekly bump in unemployment checks, which expired in July, also kept many people afloat, Cox says.Lower jobless benefits, along with the reopening of courts and continued high unemployment, mean the lull in bankruptcy filings is likely temporary, says Jenny Doling, a bankruptcy attorney in Palm Desert, California, who serves on the American Bankruptcy Institute’s Chapter 13 Advisory Committee.She worries that people will wait too long to file. Too often, people drain retirement funds or other assets that would be protected in bankruptcy to pay debts that will ultimately be erased, she says. Putting off bankruptcy also can make it harder to come up with the ,500 needed to file a typical case.You won’t lose everythingCox says many of his clients delay filing because they fear they will lose cars, homes and other property. They are pleasantly surprised that they aren’t stripped of everything they own, he says.“There’s a misunderstanding about how bankruptcy works and what it would take from you,” Cox says.The vast majority of people who file the most common type of bankruptcy, Chapter 7, don’t have to give up any of their possessions. The types and amount of property you can keep vary by state, but typically include clothing, professional tools, wedding rings and at least some equity in your home. A few thousand dollars of equity in a car is usually protected as well. If you have assets that wouldn’t be protected in Chapter 7, you could file for a Chapter 13 repayment plan instead.You can get credit againA bankruptcy filing remains on your credit reports for up to 10 years. But credit scores can start to recover soon after you file. It’s possible to get a VA or FHA mortgage two years after a bankruptcy. Most loans require you to wait at least four years.People can start to rebuild credit a few months after their bankruptcy case is discharged by getting secured credit cards, which require a deposit, or credit-builder loans, available from some credit unions, community banks and online.The problem with anxiety — or unrealistic optimismDebt often leads to anxiety and depression that makes taking action difficult, Cox says. Many of his clients arrive at their first meeting with grocery sacks full of unopened bills.But misplaced optimism can also be a problem. The same hopefulness that causes people to take on too much debt also can lead them to put off the reckoning, he says.“You always think, ‘Our income’s going to increase, things will be better going forward,’” Cox says.Anyone struggling with debt now should consider consulting a bankruptcy attorney, Doling says. The first visit is often free, and referrals are available from the National Association of Consumer Bankruptcy Attorneys. Consulting with an attorney doesn’t obligate you to file, but it could help you avoid expensive mistakes if you later decide that’s your best option.“The people who do much better in bankruptcy are the ones who came in and got advice early on,” Doling says.This article was written by NerdWallet and was originally published by the Associated Press.More From NerdWalletSmart Money Podcast: Used Cars in Short Supply, and Shea Couleé Talks About MoneyHow Frugal Fashionistas Can Stay on TrendAre Medicare Advantage Plans Worth the Risk?Liz Weston is a writer at NerdWallet. Email: lweston@nerdwallet.com. Twitter: @lizweston. 5211