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Police are warning about a terrifying phone scam where the person on the other end of the phone says they are holding a family member for ransom.One woman said she received one of these calls and it was the most frightening call she ever received.Natalie Bruser was heading home from work when her cellphone rang from a number she did not recognize."I answered, and it sounded like one of my kids crying, and I couldn't figure out who it was," said Bruser, who has three children. "They were crying super hard, and so I was hysterical."The sobbing young woman said she had been kidnapped. Bruser thought it sounded most like her daughter Nicole, who is in her 20s."It seems that a black Suburban pulled up, and people got out with guns," she said. "And Nicole started screaming."A man then got on the phone and said if Bruser wanted to see her daughter again, she needed to drive over at a gas station off Interstate 75 in Springboro, and get money from an ATM.The man said police were on their tail, and then he told Bruser to stay on the phone and not call 9-1-1. The man also said Bruser needed to act quickly or they would harm her daughter, who appeared to be still crying in the background."She was crying heavily," Bruser said. "And I said, 'Nicole, please calm down. I need to hear your voice. I need to really hear that you're OK.'"But it was all a scam.Luckily, Bruser was able to yell for help, and someone nearby called the police. Officers quickly sorted the situation out.It turned out that there was no black SUV with armed men inside, there was no police car in pursuit, and as for Bruser's daughter Nicole, she was home resting."I'm freaking out at this point. I don't know if they have her hostage or not," Bruser said. "So Springboro police actually went and banged on her door, and she was sleeping, and so here she was safe at home."How the scam worksIt's called the "virtual kidnapping scam."According to police, the caller is not local and does not even know your son or daughter's name. But panicked parents will grab hundreds of dollars, then run to the nearest Western Union desk to wire money for the release of their child.Reports from around the country say this is a very effective scam. The scammers usually tell their victims to stay on the phone and not let anyone know what is going on or they will harm their child.As for the black Chevy Suburban filled with kidnappers carrying guns, the scammers have seen action movies where this is a common trope.In a moment of panic however, it's easy to miss all the holes in the caller's story.So be suspicious of any strange phone calls that appear to be from a family member in distress. Make sure it is really your child."It can happen to anybody and it was so real," Bruser said.This is similar to the long-running grandparent scam, where someone calls and says, "Grandma, Grandpa, I got arrested and I need help."Before you do anything, call police, call a friend or call home.Chances are they are safe, and that way, you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3344
PINE VALLEY, Calif. (KGTV) -- A dozen undocumented migrants were arrested Thursday after they were discovered inside a stack of hay aboard a tractor trailer, Border Patrol says.According to the agency, the discovery was made at the Interstate 8 checkpoint in Pine Valley around 3:30 p.m. Thursday.USBP says a K-9 alerted Border Patrol agents about a void inside the trailer, containing the migrants.All 12 people were arrested along with the 46-year-old driver, who is a U.S. citizen, Border Patrol says.“Human smugglers have no regard for life,” said Chief Patrol Agent Aaron M. Heitke. “This tight space within the hay-stacks was not ventilated and was not designed with passenger safety in mind. I am proud of our agents. Their dedication to service and the preservation of life prevented serious harm from befalling these individuals.” 847

PIERCE TOWNSHIP, Ohio -- Getting cited by the police doesn't always have to be a bad thing in Pierce Township. Police Chief Jeff Bachman said his men have added a new type of ticket to their arsenal: A yellow slip recognizing the actions of residents who take time to do the right thing for others."You'll get a call from maybe a disabled motorist, someone with a flat tire, and you pull up and someone is already changing that tire," Bachman said. Those are the people honored by the new golden tickets, each of which comes with a Walmart gift card. Bachman said he hoped the initiative would inject some happiness into his community and help people connect with police in a positive way."We see a lot of negativity on the news, in our job, but why not accent the positive?" he said. "People do good things."Twenty-one-year-old Sadie LaRoque and 20-year-old Matthew Murphy were the latest golden ticket recipients this week."We were sitting in the parking lot of the movie theater after our movie got out, and we saw some teenagers acting suspicious -- leaning up against somebody's car, touching it," LaRoque said.These witnesses turned investigators wanted to do the right thing, so they approached the teenagers and jotted down their license plate information, which went a long way for police. "We have great residents," Officer Philip Gammon said. "If we get a chance to recognize the good things that they're doing, I think we should take the opportunity to do that." 1506
PARIS (AP) — Army wife Angela Ricketts was soaking in a bubble bath in her Colorado home, leafing through a memoir, when a message appeared on her iPhone:"Dear Angela!" it said. "Bloody Valentine's Day!""We know everything about you, your husband and your children," the Facebook message continued, claiming that the hackers operating under the flag of Islamic State militants had penetrated her computer and her phone. "We're much closer than you can even imagine."Ricketts was one of five military wives who received death threats from the self-styled CyberCaliphate on the morning of Feb. 10, 2015. The warnings led to days of anguished media coverage of Islamic State militants' online reach.Except it wasn't IS.The Associated Press has found evidence that the women were targeted not by jihadists but by the same Russian hacking group that intervened in the American election and exposed the emails of Hillary Clinton's presidential campaign chairman, John Podesta.The false flag is a case study in the difficulty of assigning blame in a world where hackers routinely borrow one another's identities to throw investigators off track. The operation also parallels the online disinformation campaign by Russian trolls in the months leading up to the U.S. election in 2016.Links between CyberCaliphate and the Russian hackers — typically nicknamed Fancy Bear or APT28 — have been documented previously. On both sides of the Atlantic, the consensus is that the two groups are closely related.But that consensus never filtered through to the women involved, many of whom were convinced they had been targeted by Islamic State sympathizers right up until the AP contacted them."Never in a million years did I think that it was the Russians," said Ricketts, an author and advocate for veterans and military families. She called the revelation "mind blowing.""It feels so hilarious and insidious at the same time."'COMPLETELY NEW GROUND'As Ricketts scrambled out of the tub to show the threat to her husband, nearly identical messages reached Lori Volkman, a deputy prosecutor based in Oregon who had won fame as a blogger after her husband deployed to the Middle East; Ashley Broadway-Mack, based in the Washington, D.C., area and head of an association for gay and lesbian military family members; and Amy Bushatz, an Alaska-based journalist who covers spouse and family issues for Military.com.Liz Snell, the wife of a U.S. Marine, was at her husband's retirement ceremony in California when her phone rang. The Twitter account of her charity, Military Spouses of Strength, had been hacked. It was broadcasting public threats not only to herself and the other spouses, but also to their families and then-first lady Michelle Obama.Snell flew home to Michigan from the ceremony, took her children and checked into a Comfort Inn for two nights."Any time somebody threatens your family, Mama Bear comes out," she said.The women determined they had all received the same threats. They were also all quoted in a CNN piece about the hacking of a military Twitter feed by CyberCaliphate only a few weeks earlier. In it, they had struck a defiant tone. After they received the threats, they suspected that CyberCaliphate singled them out for retaliation.The women refused to be intimidated."Fear is exactly what — at the time — we perceived ISIS wanted from military families," said Volkman, using another term for the Islamic State group.Volkman was quoted in half a dozen media outlets; Bushatz wrote an article describing what happened; Ricketts, interviewed as part of a Fox News segment devoted to the menace of radical Islam, told TV host Greta Van Susteren that the nature of the threat was changing."Military families are prepared to deal with violence that's directed toward our soldiers," she said. "But having it directed toward us is just complete new ground."'WE MIGHT BE SURPRISED'A few weeks after the spouses were threatened, on April 9, 2015, the signal of French broadcaster TV5 Monde went dead.The station's network of routers and switches had been knocked out and its internal messaging system disabled. Pasted across the station's website and Facebook page was the keffiyeh-clad logo of CyberCaliphate.The cyberattack shocked France, coming on the heels of jihadist massacres at the satirical magazine Charlie Hebdo and a kosher supermarket that left 17 dead. French leaders decried what they saw as another blow to the country's media. Interior Minister Bernard Cazeneuve said evidence suggested the broadcaster was the victim of an act of terror.But Guillaume Poupard, the chief of France's cybersecurity agency, pointedly declined to endorse the minister's comments when quizzed about them the day after the hack."We should be very prudent about the origin of the attack," he toldFrench radio. "We might be surprised."Government experts poring over the station's stricken servers eventually vindicated Poupard's caution, finding evidence they said pointed not to the Middle East but to Moscow.Speaking to the AP last year, Poupard said the attack "resembles a lot what we call collectively APT28."Russian officials in Washington and in Moscow did not respond to questions seeking comment. The Kremlin has repeatedly denied masterminding hacks against Western targets.'THE MEDIA PLAYED RIGHT INTO IT'Proof that the military wives were targeted by Russian hackers is laid out in a digital hit list provided to the AP by the cybersecurity company Secureworks last year. The AP has previously used the list of 4,700 Gmail addresses to outline the group's espionage campaign against journalists , defense contractors and U.S. officials . More recent AP research has found that Fancy Bear, which Secureworks dubs "Iron Twilight," was actively trying to break into the military wives' mailboxes around the time that CyberCaliphate struck.Lee Foster, a manager with cybersecurity company FireEye, said the repeated overlap between Russian hackers and CyberCaliphate made it all but certain that the groups were linked."Just think of your basic probabilities," he said.CyberCaliphate faded from view after the TV5 Monde hack, but the over-the-top threats issued by the gang of make-believe militants found an echo in the anti-Muslim sentiment whipped up by the St. Petersburg troll farm — an organization whose operations were laid bare by a U.S. special prosecutor's indictment earlier this year.The trolls — Russian employees paid to seed American social media with disinformation — often hyped the threat of Islamic State militants to the United States. A few months before CyberCaliphate first won attention by hijacking various media organizations' Twitter accounts, for example, the trolls were spreading false rumors about an Islamic State attack in Louisiana and a counterfeit video appearing to show an American soldier firing into a Quran .The AP has found no link between CyberCaliphate and the St. Petersburg trolls, but their aims appeared to be the same: keep tension at a boil and radical Islam in the headlines.By that measure, CyberCaliphate's targeting of media outlets like TV5 Monde and the military spouses succeeded handily.Ricketts, the author, said that by planting threats with some of the most vocal members of the military community, CyberCaliphate guaranteed maximum press coverage."Not only did we play right into their hands by freaking out, but the media played right into it," she said. "We reacted in a way that was probably exactly what they were hoping for." 7663
Pawn shops offer a way for people to get fast cash for loaned items, or for them to shop for items at a discount.When the pandemic hit, pawn shops were deemed essential and stayed open, but the reasons people came in were different than what was expected.“This is how we test diamonds, it’s a diamond tester” Michael Mack, owner of Max Pawn, said while explaining how pawn shops figure out the worth of a ring. “And then we weigh.”This is part of the process at a pawn shop, customers bring an item in and an employee assesses it. They make an offer based on value. If you say yes, you walk out the door with cash. You either keep the money and the shop eventually puts your stuff up for sale, or you bring the money back and reclaim your items.Like all industries, COVID-19 has caused some change.“Business is difficult,” Mack said. “All of these businesses are not able to do business the way they used to, and pawn shops are no different.”However, pawn shops were deemed essential. “We’re a financial institution. We remained open this entire time,” said Andy Zimmerman, CFO at Gold & Silver Pawn Shop.There to provide loans for people in need of fast cash, sometimes to those who don’t have access to a bank.“Unbanked and underbanked, they typically refer to a consumer that finds your typical bank branch not really meet their needs,” said Jonathan Polter, CEO of the app PawnGuru. The app connects customers with pawn shops, without having to go into a store first.“Traditional banks make money off a variety of transactions and because of the financial situation of the unbanked and underbanked consumer, they’re typically not credit-worthy of many of those other products,” Polter said. This was important during the last recession.“When 2008 hit, pawn shops became more prevalent because banks were giving less money to everyone. Before, pawn shops catered to a lower class middle class,” Mack explained. “We had people come in and get a loan on a Ferrari to pay their private school bill.”That’s what shop owners said they expected when the economy took a hit in March.“The anticipation was that the loan balances or the pawns would increase but, in fact, it’s worked the other way, with the federal stimulus, it seems that a lot of the customers typical of a pawn shop have in essence received a raise,” Zimmerman said. Zimmerman works at the Gold & Silver Pawn Shop in Las Vegas, a popular shop and tourist destination.“The outflow of goods versus the inflow of goods has been a surprise to everyone in the industry,” he said.Pawn shops can’t even keep certain items in stock, such as electronics, guns, and jewelry.“We were just selling through thousands of ounces of silver,” Zimmerman said. “The stimulus really had an impact on people’s behavior.”“Also bicycles, everyone wanted to ride a bicycle, so bikes are gone,” Mack said. This left many shops with low inventory, and lots of cash.“Right now, I don’t know that the industry has ever seen this before,” Polter explained. “Their industry is dried up and at the same time, they haven’t really had the time to replenish it.”“Pawn shops are not built to sit on cash,” Polter said. “They’re built to put cash into consumers pockets and that’s how they make money.”Mack’s shop is working with customers like many pawn shops are, offering curbside pickup or lowering loan interest rates for a while. “The asset is the customer,” he said.But without more loans coming in and a low inventory of items, pawn shop owners said there could be trouble further down the line.“We've been affected and if you drive to any other pawn shops there's nothing in their stores at all. So for that to come back we need a normal economy to really get loans and sell things,” Mack said. 3747
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