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YOSEMITE NATIONAL PARK, Calif. (AP) — Officials are urging drivers to slow down after four bears were struck by vehicles and two were killed in Yosemite National Park in recent weeks. The surviving bears were believed to be seriously injured after being hit by vehicles going faster than the 25 mile-an-hour speed limit. The National Park Service estimates over 400 bears have been hit by cars in Yosemite dating back to 1995. Wildlife protection zones were established for motorists to slow down and help protect animals. Yosemite is open during the coronavirus pandemic, but only to guests who make reservations. 622
has been postponed until Sept. 5 due to the coronavirus pandemic, organizers announced Tuesday.The race was scheduled to take place on May 2."As the situation evolved, we steadily made all necessary operational adjustments to provide the safest experience and environment," Churchhill Downs CEO Bill Carstanjen said. "The most recent developments have led us to make some very difficult, but we believe, necessary decisions and our hearts are with those who have been or continue to be affected by this pandemic."The Derby says tickets that have already been purchased for the Derby will be valid on Sept. 5. Organizers said they will have more info about ticket refunds by the end of the week.According to the Associated Press, the last time the Derby wasn't held on the first Saturday in May was in 1945, when the federal government issued a ban on horse racing because of World War II. 891

he issued the pardons because he "believes in second chances," but some in Kentucky are outraged by his actions.Among those pardoned was 41-year-old Micah Schoettle, who was 176
Your credit score. It's the magic three-digit number that offers you access to a world of opportunity, like renting a fabulous apartment, or snagging a cheaper rate on a home mortgage or a car loan.Yet one in five Millennials have never even checked their credit score, according to new data by LendEDU, an online marketplace for student loan refinancing.But if you're not planning on making any major purchases, do you really need good credit?Most people are familiar with the notion of presenting your credit score when you lease a car or rent an apartment. But everything from your deposit requirements set by utility companies to the premium you pay for your insurance can be affected by your credit score, according to Jeff Richardson, a credit expert at VantageScore."A low credit score can mean the difference of thousands and thousands of dollars," says Richardson.Here are three ways you may be really mismanaging your credit:1. Getting sloppy with contractsYou're nearing the end of a car or apartment lease, and the end is in sight. But forgetting to pay that final utility bill before moving, or defaulting on your apartment lease, can land your credit score in hot water, says John Ulzheimer, a credit expert at The Ulzheimer Group."Not paying final utility bills is a particularly important to be wary of since young people tend to be more nomadic than older people," he says.You can also end up with a lower credit score by running up excessive mileage on a car lease or failing to pay for damage to an automobile or an apartment."These are the terms that are often overlooked by younger credit users and jump up to bite them in the form of a large lump sum required payment," he says.2. Overdoing it with credit card applicationsIt can be tempting to apply for retail credit cards to save some money on your shopping purchases, but failing to space out applications can temporarily damage your credit score, according to Ulzheimer.He notes that young people should be particularly cautious over the holidays, when many retailers urge people to take advantage of big discounts for holiday sales.Every time you apply, the creditor will run a credit check before they approve you for a new card.Not only are the credit checks a temporary drag on your score, but opening new cards can drag down the average age of your credit history, another factor that weighs on your score."[Retail cards] result in several new credit inquiries and new accounts, and both of those can hurt your credit scores," he says.3. Avoiding credit altogetherThese days, it feels increasingly easier to avoid using credit cards. Apple Pay, Paypal, Venmo and prepaid debit cards have vastly changed the way people make financial transactions."Back in the day there were very little options outside of a general use credit card," says Richardson.Today, however, young people can't even access credit cards until they have proof of income, as a result of the Credit Card Act of 2009. That is causing many people to delay building their credit score -- a mistake that may haunt them as they try to make larger purchases later in life, according to Richardson."Unless you're going to write a check to buy a car or house, you're going to need some sort of credit," he says. "Credit avoidance is simply not credit management." 3329
With the CDC's recommendation that Americans not travel to see family members for Thanksgiving next week, many won't be able to see their relatives this holiday season. However, doctors say it's as important as ever to keep in touch with elderly relatives.One easy way to stay in touch with older relatives is through video chat. And while elderly family members may not have much experience with it, Dr. Donald Mack says seniors have been more willing to try new technologies amid the pandemic."Most of them have really bought into the importance of staying safe, and they're willing to try this new technology," said Mack, a geriatrician at Ohio State's Wexner Medical Center. "I used to think some of them would just say no."It's totally normal to have hiccups. Mack says it's all about having patience and giving family members a hand.If a loved one has a caregiver, see if they are able to help set up the calls. Once that happens, take a look at the environment your loved one finds themselves in."If the senior is able to do that safely is say, 'Hey can you show me how you can get out of that chair and get something across the room?' Or, 'show me how your plants are doing,'" Mack said. "Sometimes, you can check in on them, and also check in on their function that way, too."Mack says callers should also check in on their loved ones' grooming — something they wouldn't otherwise be able to see in a regular phone call.Doctors even say seniors might be willing to have difficult conversations over video chat, as long as their cognitive health is OK.Callers can also talk about what their loved ones need and set up services like grocery and medicine delivery if they're in another city.If video chatting becomes too much of an obstacle, doctors say it's still OK to resort to a regular phone call. They say the most important thing is to stay in touch. 1871
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