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Police are warning about a terrifying phone scam where the person on the other end of the phone says they are holding a family member for ransom.One woman said she received one of these calls and it was the most frightening call she ever received.Natalie Bruser was heading home from work when her cellphone rang from a number she did not recognize."I answered, and it sounded like one of my kids crying, and I couldn't figure out who it was," said Bruser, who has three children. "They were crying super hard, and so I was hysterical."The sobbing young woman said she had been kidnapped. Bruser thought it sounded most like her daughter Nicole, who is in her 20s."It seems that a black Suburban pulled up, and people got out with guns," she said. "And Nicole started screaming."A man then got on the phone and said if Bruser wanted to see her daughter again, she needed to drive over at a gas station off Interstate 75 in Springboro, and get money from an ATM.The man said police were on their tail, and then he told Bruser to stay on the phone and not call 9-1-1. The man also said Bruser needed to act quickly or they would harm her daughter, who appeared to be still crying in the background."She was crying heavily," Bruser said. "And I said, 'Nicole, please calm down. I need to hear your voice. I need to really hear that you're OK.'"But it was all a scam.Luckily, Bruser was able to yell for help, and someone nearby called the police. Officers quickly sorted the situation out.It turned out that there was no black SUV with armed men inside, there was no police car in pursuit, and as for Bruser's daughter Nicole, she was home resting."I'm freaking out at this point. I don't know if they have her hostage or not," Bruser said. "So Springboro police actually went and banged on her door, and she was sleeping, and so here she was safe at home."How the scam worksIt's called the "virtual kidnapping scam."According to police, the caller is not local and does not even know your son or daughter's name. But panicked parents will grab hundreds of dollars, then run to the nearest Western Union desk to wire money for the release of their child.Reports from around the country say this is a very effective scam. The scammers usually tell their victims to stay on the phone and not let anyone know what is going on or they will harm their child.As for the black Chevy Suburban filled with kidnappers carrying guns, the scammers have seen action movies where this is a common trope.In a moment of panic however, it's easy to miss all the holes in the caller's story.So be suspicious of any strange phone calls that appear to be from a family member in distress. Make sure it is really your child."It can happen to anybody and it was so real," Bruser said.This is similar to the long-running grandparent scam, where someone calls and says, "Grandma, Grandpa, I got arrested and I need help."Before you do anything, call police, call a friend or call home.Chances are they are safe, and that way, you don't waste your money.___________________________Don't Waste Your Money" is a registered trademark of Scripps Media, Inc. ("Scripps").Like" John Matarese Money on FacebookFollow John on Instagram @johnmataresemoneyFollow John on Twitter (@JohnMatarese)For more consumer news and money saving advice, go to www.dontwasteyourmoney.com 3344

PINE VALLEY (KGTV) -  Nineteen people are in custody after the horse trailer they were traveling in crashed Saturday on Interstate 8, about 55 miles east of San Diego, Border Patrol said.The trailer, which was being pulled by a Ford F250 pickup truck, separated from the truck and overturned on its right side just before noon, according to the California Highway Patrol. Border Patrol agents said that the trailer was smuggling people into the country and all of the apprehended people identified as Mexican nationals. The driver of the truck managed to escape, according to Border Patrol.Six people were injured in the crash and two of them had to be airlifted to a hospital for treatment, Border Patrol told 10News.Witnesses said people ran out of the overturned horse trailer. Border Patrol agents took 19 people into custody and continued to look for others that may have fled on foot.   935

OVERLAND PARK, Kan. — A United States Postal Service worker discovered a massive snake Friday while delivering the mail in Overland Park, Kansas.It's unclear when the red tail boa constrictor slithered onto the home in the Pinehurst neighborhood."The biggest snake I've ever seen! Looked like it had just had lunch," Holly Gibson, a neighbor said.The snake's size didn't make it easy for the responding animal control officer."It was too big for her to get and put in a box by herself so called in her boss, the police came," Gibson said. 556

Police surrounded a Panera Bread near the Princeton University camps after a gunman was reported to be inside. According to New Jersey Attorney General's office, police shot the gunman dead. According to the Princeton University alert page, two campus buildings near the restaurant were evacuated as a precaution. Classes are currently not in session, as Princeton is on its spring break.The standoff continued from the lunch hour into the late afternoon. The identity of the deceased man is being withheld pending notification of family members. No further details of the shooting are being released at this time due to the ongoing investigation. 675

PALA, Calif. (KGTV) -- A brush fire erupted in the north San Diego County community of Pauma Valley Tuesday afternoon, sending a plume of thick, white smoke into the atmosphere.The fire broke out on the 13800 block of Highway 76 near Pala Road northeast of Escondido around 2:50 p.m. According to Cal Fire, the flames have scorched at least 50 acres.Cal Fire sent an aircraft to help fight the fire. No structures were threatened in the fire. Winds in the area Tuesday could reach 14 miles per hour before winding down later this evening. The humidity, which is currently at 50 percent, should help firefighters fight the blaze. The fire is now 15 percent contained.  740