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The owner of Jeni's Splendid Ice Creams, Jeni Britton Bauer, turned to social media to demand that FedEx cut ties with the National Rifle Association.Bauer has shops in ten cities across the country - and is based in Central Ohio.On Monday, Bauer expressed her concern on Instagram, saying she would be willing to stop using the service if they didn't stop supporting the NRA.The caption stated:@fedex @fedexhelp #teamjenis loves you! But we’re not playing around. Our customers are demanding action from us. Drop your support of the NRA or we will be looking at other options. That’s almost 100,000 shipments — and more projected this year. 649
The home portrayed as Buffalo Bill’s in the award-winning 1991 film “The Silence of the Lambs” is for sale.The home is located in Perryopolis, Pennsylvania, about an hour outside Pittsburgh and is listed for just under 0,000.A video tour of the home shows a lot of the Victorian charm inside and outside has remained unchanged. The tour highlights a front room, the kitchen, basement and other rooms used in the movie. 429

The interest rate on the 30-year fixed-rate mortgage remained near record lows in June and is likely to stay there in July.The 30-year fixed averaged 3.33% APR in the first four weeks of June, a smidgen lower than the 3.37% average APR in May and 3.36% in April. June’s rate average was the lowest in the four-year history of NerdWallet’s daily rate survey.A mission to reduce ratesMortgage rates were remarkably anchored from April through June after the Federal Reserve intervened to stabilize rates and push them down.But the Fed’s intervention hasn’t been entirely successful: Although mortgage rates have been remarkably stable, they’re stuck at a higher-than-expected level. To put it more bluntly, rates should be lower.Since March, the central bank has bought billions of dollars’ worth of Treasurys and mortgage bonds “to sustain smooth market functioning, thereby fostering effective transmission of monetary policy to broader financial conditions,” as the Fed explained in a June 10 statement.Dissecting that short passage:The Fed is saying that its goal is to push interest rates, including mortgage rates, lower. That’s what “transmission of monetary policy to broader financial conditions” means.It’s trying to accomplish that goal by buying Treasurys and mortgage bonds to calm and stabilize those markets. Stabilizing markets is a method, not the goal.? MORE: How mortgage rates are determinedFed failed to make a bigger splashThe Fed has succeeded in calming the waters. That’s why there were ripples, not waves, in fixed mortgage rates from April through June. But it has only partially succeeded in its goal to push interest rates lower. For the Fed to declare victory in “fostering effective transmission of monetary policy to broader financial conditions,” mortgage rates would have to fall another half a percentage point or so.With its intervention, the Fed decreased Treasury yields and mortgage rates. But the results are unequal: Since January, the 10-year Treasury yield has fallen a little over one percentage point, while the 30-year mortgage has fallen about half a percentage point. Normally, the two would fall roughly the same amount.Rates slow to sync with TreasurysWhy haven’t mortgage rates fallen further? You might guess that lenders are keeping rates elevated to offset the risk of mortgages going into default during the COVID-19 recession. But mortgage rates tend to fall during recessions.? MORE: What COVID-19 means for mortgage ratesMaybe mortgage servicers, the companies that collect monthly payments and work with past-due borrowers, want to be paid for the increased risk they bear, and it’s translating to higher rates. Maybe an undetected economic force keeps a floor on mortgage rates, preventing the 30-year fixed from falling below 3% and lingering there.A more plausible theory is that mortgage rates will follow historical patterns and shamble lower until they’ve fallen roughly the same as Treasury yields. That’s the conclusion that Bill Emmons, economist for the Federal Reserve Bank of St. Louis, makes in a paper titled “Why Haven’t Mortgage Rates Fallen Further?”Using history as a guide, Emmons writes, “we would expect a further decline in mortgage rates of perhaps 0.5 percentage points.” If he’s right, mortgage rates might drop in July.Don’t count on it, though. Not after these two months of stability; rates might continue to tread water.More From NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 3623
The most dangerous place for women is the home, according to a new UN study.Out of an estimated 87,000 women killed last year, some 50,000 -- or 58% -- were killed by partners or family members, according to the 2018 report on gender-related killing of women and girls by the United Nations Office on Drugs and Crime (UNODC).More than a third of the women intentionally killed in 2017 were killed by a current or former partner, and 137 women are killed by family members every day, it said.While the majority of intentional homicide victims are male and killed by strangers, women are far more likely to die at the hands of someone they know, the study showed.UNODC Executive Director Yury Fedotov said women "continue to pay the highest price as a result of gender inequality, discrimination and negative stereotypes" and that gender-based homicide is a "lethal act on a continuum of gender-based discrimination and abuse."The study, released on the International Day for the Elimination of Violence Against Women on November 25, looked at homicide data related to gender violence and "femicide," a term understood as a gender-based hate crime perpetrated by men.Globally, Asia was the region with the highest number of women killed by partners or family members last year, at 20,000, followed by Africa (19,000), the Americas (8,000), Europe (3,000) and Oceania (300).However, rates were higher in Africa and the Americas, meaning women faced the greatest risk of being killed by partners or family members in these regions.In Africa, these homicides accounted for 3.1 victims per 100,000 of the female population and in the Americas, the rate was 1.6 victims per 100,000 of the female population -- compared with 0.9 per 100,000 in Asia.Europe showed the lowest rate of gender-based homicide, with 0.7 victims per 100,000 of the female population.While countries have taken various steps to address violence against women and gender-related killings -- including the adoption of special units and more training in the criminal justice system -- the report said there is no sign of a fall in the number of gender-related killings of women and girls worldwide.The total number of female homicide victims appears to have increased since 2012, it said, when the number of women killed by partners or family members was estimated at 48,000 -- or 47% of all female homicide victims.The new study has called for a series of measures to combat the global problem, including coordination between police, the criminal justice system, health and social services, and involving men more in addressing the problem."In order to prevent and tackle gender-related killing of women and girls, men need to be involved in efforts to combat intimate partner violence/family-related homicide and in changing cultural norms that move away from violent masculinity and gender stereotypes," it said. 2892
The head of the U.S. effort to produce a coronavirus vaccine says the first immunizations could happen on Dec. 12.A Food and Drug Administration advisory committee is set to meet Dec. 10 to discuss Pfizer Inc.’s request for an emergency use authorization for its developing COVID-19 vaccine.Pfizer and its German partner BioNTech recently announced that the vaccine appears 95 percent effective at preventing mild to severe COVID-19 disease in a large, ongoing study.Dr. Moncef Slaoui, head of the Operation Warp Speed, the coronavirus vaccine program, says plans are to ship vaccines to states within 24 hours of expected FDA approval.Slaoui told CNN he expects vaccinations would begin on the second day after approval, Dec. 12 737
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