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Many colleges are welcoming students back for in-person learning and dormitory living this fall semester. Looming over everything: Campuses could shut back down at any time.With COVID-19 cases still high, many colleges are developing shutdown contingency plans alongside their reopening arrangements.At the same time, the pandemic is fueling new debate about whether colleges should charge the same tuition for online and in-person classes. Tuition typically covers the cost of instruction — salaries, software, labs and such — and that cost at many schools may have increased.The University of North Carolina Wilmington, as an exception, has a different cost structure for online, hybrid and in-person classes. Still, it announced that students won’t receive a tuition refund if in-person classes move online this fall. And, after the pivot from its sister school at Chapel Hill, it told students to prepare for a similar transition if cases rise.That leaves freshman Owen Palmer weighing the possibility that the education he is paying for may not be the one he gets. “I’m taking a risk because (the university) mentioned they can’t do refunds,” says Palmer. For him, the risk is worth it, but he does wonder what he’ll do if the campus has to close.Here’s what he and other students can expect as the fall shapes up.Don’t expect a break on tuitionSome schools have cut tuition. Hampton University is offering students a 15% discount, bringing undergraduate tuition to ,519. Other schools are offering additional scholarships and grants.But tuition decreases and additional aid aren’t the norm.“If I had to make bets, I would say a lot of colleges will be (freezing tuition) until they get a better sense of the economy,” says Arun Ponnusamy, chief academic officer at the college admissions and application counseling company Collegewise. “But there will be other colleges that say, ‘We need money to run this school.’”That may be happening already. George Mason University in Virginia approved a tuition increase of 0. The University of Michigan approved a 1.9% tuition increase. Both schools are planning a mix of online and in-person instruction.Meals and housing refunds likelyMany colleges aren’t publicizing their shutdown contingency plans — or how refunds will work. But students can look to how their school handled refunds in the spring to gauge how fall might play out.Florida Agricultural and Mechanical University gave refunds for on-campus housing and meal plans, says William Hudson Jr., the school’s vice president for student affairs. If the campus has to shut down this fall, Hudson says the refund structure “would probably be the same.”Other colleges also offered direct refunds for students. For example, Temple University automatically deposited partial refunds for room and board in students’ bank accounts. The University of North Carolina Wilmington gave prorated refunds for room and board.But some colleges opted for account credit instead.The University of Arkansas refunded about 20% of room and board costs to student accounts. They haven’t announced an official plan in case of a fall shutdown, but staff members expect it’ll be the same.The University of Alabama offered a prorated refund for room and board, and parking. Students could take a cash refund immediately or apply that amount and an extra 10% as an account credit for the fall.How can you prepare?If you’re planning to return to campus housing, contact your school and ask about its shutdown contingency plans. You’ll want to know what factors would cause it to shut down again. This could be a campus COVID-19 outbreak of a certain size, an increase in local cases or other factors.You can’t stop a campus shutdown, but if you know the metrics your school is looking at, you can anticipate it and react more confidently.Make backup plans for housing if your campus closes. Determine if you’ll go home, stay with a friend, get your own apartment or something else. Communicate your intentions with those you plan to stay with or scope out affordable apartments in advance. That way, if the campus shuts down suddenly, you know exactly where you’ll go.Ask your college about emergency funds and grants if a campus closure will cause you financial hardship. Many colleges have funds available for students.Plan how you’d use a refund. If your school offers a direct refund, consider whether you’ll need that money for living expenses. If you don’t need the money for living expenses, send the refund back to your student loan servicer. Doing so will keep your overall loan balance down and save you money in the long run.More From NerdWalletPrivate Student Loan Relief for Borrowers in the Coronavirus CrisisCollege During COVID-19: Your Aid Questions AnsweredStudent Loan Borrowers: Don’t Wait on Congress for More ReliefCecilia Clark is a writer at NerdWallet. Email: cclark@nerdwallet.com. 4902

MARTINEZ, Calif. (AP) — Anti-racism protesters took to the streets Sunday in a San Francisco Bay Area city where two people were charged with hate crimes after allegedly defacing a city-sanctioned “Black Lives Matter” mural. The two were charged July 7, the same day that police in Martinez were called to investigate after someone painted “White Lives Matter” on a city street. Activists organized Sunday’s march after police found flyers threatening Black Lives Matter supporters in the name of a white-power group. Police are investigating the “White Lives Matter” graffiti. Detectives are searching for witnesses and video surveillance. 648

Lou Holtz has tested positive for the coronavirus.The 83-year-old former college football coach confirmed the test Thursday to Columbia, South Carolina, TV station WOLO.“I don’t have a lot of energy right now,” Holtz told the ABC station.Holtz led Notre Dame to the 1988 national title in a Hall of Fame career. He retired from coaching in 2004, after being with various teams, including William & Mary, North Carolina State, Arkansas, Minnesota, Notre Dame, South Carolina and in the NFL with the New York Jets. He has worked for ESPN and campaigned for President Donald Trump. Holtz is set to receive the Presidential Medal of Freedom from Trump. 660

Microsoft said Sunday that it is "prepared to continue discussions to explore a purchase of TikTok in the United States."The announcement comes days after President Donald Trump said he was planning on banning the app, which is owned by Chinese company ByteDance.Trump administration officials are concerned about the app's terms of service, citing the privacy concerns of U.S. citizens with the Chinese government."Microsoft will move quickly to pursue discussions with TikTok’s parent company, ByteDance, in a matter of weeks, and in any event completing these discussions no later than September 15, 2020," Microsoft's statement read, in part. "During this process, Microsoft looks forward to continuing dialogue with the United States Government, including with the President.""The discussions with ByteDance will build upon a notification made by Microsoft and ByteDance to the Committee on Foreign Investment in the United States (CFIUS). The two companies have provided notice of their intent to explore a preliminary proposal that would involve a purchase of the TikTok service in the United States, Canada, Australia, and New Zealand and would result in Microsoft owning and operating TikTok in these markets. Microsoft may invite other American investors to participate on a minority basis in this purchase."Read Microsoft's statement in full here.Secretary of State Mike Pompeo later said President Donald Trump plans to take action on what he sees as a broad array of national security risks presented by software connected to the Chinese Communist Party.Trump has said he would soon ban TikTok in the United States. Treasury Secretary Steven Mnuchin says a federal committee is reviewing whether that’s possible, and its members agree that TikTok cannot remain in the U.S. in its current form. 1814

MEXICO CITY (AP) — Local media outlets are reporting that legendary Mexican crooner José José, known as the "Prince of Song," has died from pancreatic cancer. He was 71.Multiple outlets said Saturday the singer known for sad love songs had died at a hospital in South Florida.José José, whose real name is José Rómulo Sosa Ortiz, climbed to the top of the Latin charts in the 1970s slow ballads like "El Triste" or "The Sad Man," and "Almohada" or "Pillow." The power of his voice and ability to sing technically difficult tunes at a high register made him a treasured cultural icon in Latin America.His music also became popular in non-speaking countries such as Japan and Russia. 690