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Middletown, Connecticut (WFSB) -- A car slammed into Middlesex Hospital in Middletown, Connecticut and caught fire on Thursday morning.According to Middletown Mayor Dan Drew, the act was intentional and that there were gas cans in the car.Drew said in a noon news conference that a man in his 20s crashed into the emergency room entrance and then set himself on fire. He was reportedly at Bridgeport Hospital in critical condition.One person was hurt, according to dispatchers.“I heard a noise," said Gary Mills, an eyewitness. "I was in my room. I put my shoes on and looked out the window and I saw all the smoke coming out. I said 'something is happening over there.' My sister got up. We went outside and we saw all the flames and then over this side I see this guy screaming, he was screaming! I said, that guy's on fire."The Connecticut State Police Bomb Squad has responded, WFSB reported.It happened at the emergency room entrance on Crescent Street around 10 a.m.Mayor Dan Drew posted to social media."At this time, we don't believe there is any threat to the community and we believe this to be an isolated incident," Drew said.The hospital is in "emergency operations mode," hospital officials said.The Life Star emergency helicopter was dispatched to the scene.However, it's unclear how serious the person's injuries are.WFSB saw the emergency room door pushed in with the car inside as well as shattered glass.Several fire departments were called for mutual aid.  1494

Microsoft co-founder Paul Allen has died, his investment firm Vulcan said Monday. He was 65."It is with deep sadness that we announce the death of our founder Paul G. Allen, co-founder of Microsoft and noted technologist, philanthropist, community builder, conservationist, musician and supporter of the arts," Vulcan said in a statement.Allen died in Seattle from complications related to non-Hodgkin's lymphoma. He had just announced two weeks ago that he was being treated for the disease.Allen also owned two professional sports teams, NFL's Seattle Seahawks and the NBA's Portland Trail Blazers."My brother was a remarkable individual on every level," Allen's sister, Jody Allen, said in a statement on behalf of his family. "He was a much loved brother and uncle, and an exceptional friend. "Allen was treated for the cancer in 2009, and had been in remission. Two weeks ago, he said he planned "on fighting this aggressively" while continuing to work on his various projects and his sports teams.Allen founded Microsoft with Bill Gates in 1975 and left in 1983, when he was treated for Hodgkin's lymphoma.Non-Hodgkin's lymphoma, like the less-common Hodgkin's disease, is a cancer of the lymphatic system. 1225

MARATHON, Fla. -- Several dozen endangered sea turtles were flown from New England to Florida and are receiving treatment for something called “cold stunning.”The young sea turtles became stranded on beaches near Cape Cod, Massachusetts after overexposure to cold water. Being exposed to cold water for too long can result in a hypothermic reaction called “cold stunning,” and can cause turtles to stop eating and swimming.They were flown to the warmer climate of Florida over the Thanksgiving weekend and are being treated at various aquariums, turtle hospitals and facilities. Some of them may have to stay at the facilities for up to a year for testing and treatment.About 40 young Kemp Ridley sea turtles were taken to the Turtle Hospital in Marathon, Florida. Another two dozen were taken to other marine centers, including the Florida Aquarium in Tampa.The rescue was made possible by a group of private pilots called “Turtles Fly Too,” who donated their planes, fuel and time to transport the animals. The turtles traveled in towel-lined banana boxes, according to local media. 1092

Millions of homeowners could still benefit from refinancing their mortgages to get a lower interest rate. This is true even after a federal regulator startled lenders by dictating a new fee that amounts to a tax on refinancing.Many could save by refinancingMortgage rates began falling in the spring, as the potential economic impact of the COVID-19 pandemic dawned on financial markets, and declined into summer. The average rate on the 30-year fixed-rate mortgage has lingered around 3% APR in much of August, according to NerdWallet’s daily survey, and the 15-year fixed-rate loan has averaged under 3%.Low refinance rates ignited a refinancing boom, accounting for more than 60% of mortgage applications most weeks this summer. Still, plenty of potential refinancers remain. When the 30-year mortgage rate is 3%, almost 18 million homeowners could reduce their interest rate at least 0.75% by refinancing, according to mortgage analytics company Black Knight. The average potential refinance savings: almost 0 a month.Fee could diminish refi savings for someA new fee on refinance transactions could reduce borrowers’ monthly savings, though. The “adverse market refinance fee” was stealthily announced Aug. 12 by Fannie Mae and Freddie Mac, the government-sponsored companies that bought and securitized 47% of mortgages at the beginning of 2020.Freddie attributed the fee to “COVID-19 related economic and market uncertainty.” Fannie used similar wording, without mentioning the disease.The fee is a 0.5% charge on conventional refinances. It amounts to a half-of-a-percent sales tax on refinancing. In the first week of August, the average amount of a conventional refinance was about 4,000, according to the Mortgage Bankers Association. On a refinance for that amount, the fee would be ,620.Some refinancers won’t have to pay. The fee applies only to conventional, conforming mortgages, which means that it doesn’t apply to those who refinance government home loans. Jumbo loans are also exempt.Lenders can pass along the fee to borrowers in several ways: including it in the refinance closing costs, adding it to the loan amount or increasing the interest rate. A 0.5% fee typically would translate into a rate increase of 0.125% or less.New fee targets less-risky borrowersFannie and Freddie claimed that the fee was driven by market uncertainty, but it was levied on refinances, not purchase loans. Refinances generally carry less risk than purchases, so charging more for refis is like setting a higher auto insurance premium for a mom with a clean driving record than for her 16-year-old son.So it’s a mystery why an “adverse market” charge was added to lower-risk loans.Another enigma is who imposed the fee. Fannie and Freddie made the announcement at night, hours after their headquarters closed; the Federal Housing Finance Agency, which closely oversees the companies, made no public comment. David H. Stevens, a former commissioner of the Federal Housing Administration, pointed at the FHFA, tweeting that the agency, Fannie and Freddie “are essentially providing [refinancing homeowners] the middle finger…”Why refis pose less risk than purchase loansTo refinance, borrowers need to demonstrate that they’ve been paying on time. And most people refinance to get lower monthly payments. It’s safe to assume that dependable borrowers decrease their risk of default when they reduce their payments. In contrast, purchase loans are a step into the unknown.The fee will be charged on refi loans that Fannie and Freddie buy on or after Sept. 1. Typically, a few weeks pass between a loan’s closing and its sale to Fannie or Freddie. That time lag means the fee increase applies to most conventional refinancers who had not locked their rate and fees by Aug. 12, when the fee was announced.There’s a chance that the fee could be rescinded. On Aug. 13, a senior White House official told the Wall Street Journal that the administration “has serious concerns with this action, and is reviewing it.” But the FHFA is an independent agency and can act without White House approval.More reasons to refinanceA modest fee doesn’t have to stop anyone from refinancing. There are other reasons to refinance besides monthly savings:Repay the loan faster. By refinancing a 30-year mortgage to a 15-year loan, a borrower can save thousands of dollars over the life of the loan by paying interest for a shorter period.Stop paying mortgage insurance. Refinancing is a way to get rid of mortgage insurance, whether it’s an FHA loan insured by the Federal Housing Administration or private mortgage insurance on a conventional loan.Extract equity. Some homeowners refinance for more than they owe and take the difference in cash in what’s called a cash-out refinance. The money can go toward home improvements or other uses.More From NerdWalletHow and why to refinance your mortgageHow to get rid of private mortgage insuranceHow to get the lowest refinance rateHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL. 5063

LYON, France (AP) — French police say a Greek Orthodox priest has been shot while closing his church in the city of Lyon, and authorities are hunting for the assailant. A police official says the priest was taken to a local hospital with life-threatening injuries after being hit in the abdomen on Saturday. The official says the priest is a Greek citizen and the attacker was alone and fired from a hunting rifle. On Twitter, the French Interior Ministry wrote "an event is underway near the Jean-Macé sector, in the 7th arrondissement in Lyon. Security and rescue forces are there. A security perimeter has been installed."You should avoid the area, the minister added. 679