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MISSION VALLEY, Calif. (KGTV) - About 100 military family members spent Thanksgiving at Dave and Busters, hosted by Lincoln Military Housing.The event was for families with service members currently deployed.Families enjoyed a full Thanksgiving meal and even got free game tokens to enjoy the arcade. 308

More than four and a half million children live in a home with an unlocked, loaded gun. Three out of 4 of those kids know where the firearms are kept in their house.The “End Family Fire” campaign released this week highlights the importance of safe gun storage in a home in order to keep children safe.Every day, 8 children and teens--ages 19 and under--are unintentionally shot by weapons that are found in the home.Hector Adames' nephew, Joshua, was one of them.“Joshua was shot in the stomach; [it] went through his stomach,” says Adames. “And unfortunately, when Joshua went down, he never got back up.”Kyleanne Hunter, with the Brady Center to Combat Gun Violence says it’s a tragedy that could be prevented by properly storing weapons.The nonprofit organization is the group behind the “End Family Fire” campaign. Hunter says they don’t want to confiscate guns, but instead encourage parents to keep guns locked up, keep ammo separate and let family and visitors know there are firearms in the home and locked away.It's advice Adames hopes parents will take.“We just want to try to prevent any family from having the same kind of pain that this has put my family through. 1185

MORROW, Ohio -- Two teen football players could face punishment for actions they took during a game last week, on Friday, September 11. The two players ran onto the field, one carrying a "Thin Blue Line" flag, the other carrying a "Thin Red Line" flag.The school initially suspended the two boys from the Little Miami High School football team, but announced on Tuesday they would "return the players to active status" and that any further action relating to the matter would be considered an Athletic Department Code of Conduct issue.The school issued a statement Tuesday that said the district decided to discipline the boys, not for carrying the flags out to show support for first responders on the anniversary of 9/11, but because they didn't obtain permission from district officials first."School administrators must act when students break the rules and these students were suspended from practice while the incident was investigated," the statement, signed by school board president Bobbie Grice, reads.The statement says the superintendent and high school administrators, with the school board's support, performed an investigation into the incident and determined the students had no political motivations for their actions. They did determine "there were instances of insubordination."For the rest of the season, the statement said, the only flags permitted to come through the football tunnel will be the flag of the United States of America and the Little Miami spirit flag.This story originally reported by Felicia Jordan on wcpo.com. 1558

NATIONAL CITY (KGTV/CNS) - A fire forced more than a dozen residents of an independent living facility in the South Bay to evacuate their home Tuesday.The fire broke out before 9 a.m. on Haring Ave., National City firefighters said. The evacuees lived in the main home and two attached granny flats. 307

Mortgage rates are likely to set record lows in August for the third month in a row.The 30-year fixed-rate mortgage averaged 3.18% APR in July, a record low in NerdWallet’s mortgage rate survey. The average rate tumbled 15 basis points compared with June, which at the time had the record low monthly average.The recession has caused rates to fallMortgage rates fall when the economy stalls. And the economy has been sputtering for months as the COVID-19 pandemic sent millions of people to the ranks of the unemployed.The U.S. economy shrank at a 32.9% annual rate from April through June, the Commerce Department reported July 30. The slowdown happened because businesses, state and local governments, and consumers cut their spending. Consumers cut way back on clothing and footwear purchases, among other items.? MORE: How mortgage rates are determinedGood news for refinancers, hard times for othersThe COVID-19 pandemic has helped some homeowners while injuring others, and it may harm many renters as well.Among the beneficiaries are homeowners with high credit scores who haven’t suffered interruptions in income. They have met the qualifications to refinance their mortgages at record-low interest rates.Home sellers have thrived in many housing markets, as home prices have risen despite surging unemployment, an unusual combination. Home resale prices were up 3.5% in June, compared with a year before, according to the National Association of Realtors. One reason for the increase in prices: Fewer homes were for sale because of social distancing. The reduced supply of for-sale houses led to increased competition among buyers, pushing prices upward.Homeowners must catch up on missed paymentsBut the COVID-19 recession may end up harming more homeowners than it helps.In late July, 3.9 million homeowners were using mortgage relief plans that allow borrowers to miss payments or make partial payments if they have been affected by COVID-19, according to the Mortgage Bankers Association. Eventually, those homeowners will be expected to catch up on their missed payments. Some homeowners’ incomes were permanently reduced. They may find it difficult to make good on their past-due payments.Renters could be out in the coldRenters could end up suffering the most. According to the U.S. Census Bureau’s Household Pulse Survey, 18% of renters, or 13.3 million households, didn’t pay their full rent in June. And in mid-July, one-third of renters surveyed, representing 23.8 million households, told the bureau that they had no confidence or slight confidence that they would make their next rent payment.Congress, along with state and local governments, imposed limits on evictions early in the pandemic, but some of those protections have expired. On top of that, 0 extra weekly unemployment insurance payments were set to expire at the end of July, and as the clock ticked down to the August recess, Congress was still negotiating an extension.Even with tenant protections in place, about 4% of renters have received an eviction notice or have been threatened with eviction since March, according to data from the Urban Institute’s Coronavirus Tracking Survey.When eviction bans expire, tenants have few options:Apply for emergency rental assistance, if the state or city offers it and still has money.Reach a repayment agreement with the landlord. Under such an agreement, tenants pay extra each month until they catch up with the past-due rent. But a repayment plan requires the tenant to have the money and the landlord to be willing to make a deal. Neither of those is a sure thing.If it’s not swamped with similar requests, the local legal aid service might be able to step in and help negotiate a deal with the landlord.? MORE: What COVID-19 means for mortgage ratesMore from NerdWalletCompare current mortgage ratesHow much home can I afford?Buying or selling a home during the pandemicHolden Lewis is a writer at NerdWallet. Email: hlewis@nerdwallet.com. Twitter: @HoldenL.The article Mortgage Outlook: Recession Presses Down on August Rates originally appeared on NerdWallet. 4108

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