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OCEANSIDE, Calif. (KGTV) - The Oceanside City Council just gave preliminary approval to a plan that would use city development fees as a way to provide homebuyers help with their down payments.City Councilman Christopher Rodriguez presented the idea, which he calls the Affordable Market Purchase Program (AMPP)."It's a win-win," says Rodriguez. "And it's the fastest way, in my opinion, to creating home ownership."Under the plan, people could borrow up to 20% of the home's asking price from the city. But, it can only be used on single-family homes up to 0,000 or multi-family units (townhomes and condos) up to 0,000. The money comes from the city's "In-Lieu" fund. That money is a fee developers pay to the city when they don't include the required affordable housing in their project.Rodriguez says the city currently has about .7 million in the fund."Every million dollars could help 14 people with down payments," he explains.To qualify, people need to be first-time homebuyers who make less than 115% of the county's median income. That's around ,000 a year for a family of 4.They have to have been either living in Oceanside for a year or working in Oceanside for six months.The program is also available to veterans or seniors who are over 65 or over 55 but currently living in an Oceanside mobile home park.Applicants must also chip in at least 1% of the home's value as their down payment.Rodriguez says this program can help people who otherwise wouldn't be able to buy a home because they can't save for a large enough down payment."A family that is struggling to make ends meet and pay rent and unable to save, now they're able to use a program like this," he says.The loan from the city would be repaid when the home is sold again, or when there's a title transfer, first mortgage repayment, or in 30 years.In addition to the full cost of the loan, the city would also get 25% of the appreciated value of the home. That money would go back into the fund to help more people."It's unique, it's relevant, and our community desperately needs opportunity," says Rodriguez.He adds that this could help businesses retain employees. Right now, many people who work in Oceanside live 20-30 minutes away. Rodriguez says getting them to buy homes in town would make them more effective as employees and more likely to stay in their current jobs.The City Council gave the plan a preliminary approval at Wednesday night's meeting. Now city staff will draft a formal proposal. Rodriguez hopes to present it to the full Council in June. 2558

OCEANSIDE, Calif. (KGTV) — Three people were killed on Thursday after an SUV careened off State Route 78 and crashed into a traffic signal pole.A Mitsubishi Outlander was traveling on westbound SR-78 at about 2 p.m. when for unknown reasons it veered off the right side of the freeway near El Camino Real and went down an embankment. The SUV hit a fence and struck a pole at the intersection of Vista Way and Valley Glen Dr., before catching fire, according to CHP public-affairs Officer Mark Latulippe.CHP officers arrived within minutes to find three people trapped inside the vehicle. Latulippe said officers put out the small fire, adding that it appeared all three died on impact and not because of the fire.The driver was the only occupant wearing a seat belt during the collision.The driver was identified as a 43-year-old male from Escondido, the front passenger was identified as a 56-year-old male from Escondido, and the passenger in the left rear of the SUV is a female that is yet to be identified, CHP said.The San Diego Medical Examiner’s Office is working to determine if impairment was a factor in the crash. 1133

OTAY MESA, (KGTV) -- Construction for President Trump's border wall is set to begin the end of the month, but law enforcement is already prepping for protests.There are not too many visitors at the end of the only road that goes into the border project. Agents on ATVs and the occasional semi truck are about all you'll see.But by the looks of everything being put up, it's clear those in charge know something may be coming and they want to keep it out.People familiar with the border project say the fence was put up in the last few days.The San Diego Sheriff’s Department says they are not involved with the construction in any way but that, “the department is currently evaluating the need and possible location of a 'free speech' area where citizens can peacefully express their viewpoints.”Meanwhile, local activists like Border Angels' Enrique Morones told 10News they are not aware of any mass protest that could take place, but they are worried about possible out of town groups coming in and causing a problem. In the same week as the one-year anniversary of the Standing Rock protests over the Dakota Pipeline, law enforcement is guarding this patch near the border as it could become ground zero for the immigration debate. 1248

One of the largest anti-smoking groups is now going after cigarette makers for their trash.The Truth Initiative released a new video in an effort to combat the littering of cigarette butts. It debuted nationally last week during the MTV Video Music Award.The organization is tying this latest campaign into their public petition to get more businesses and public places to go smoke-free.Cigarette butts are the most littered item on the planet, and it’s the most picked up item from beaches all over the world.They contain hundreds of chemicals that show up in wildlife and waterways. The butts are made with a type of plastic that can take a decade or more to decompose.Cigarette makers have tried cleaning up their act over the years, but so far, nothing has really made a dent.There is a startup company that claims to have a biodegradable cigarette filter, which breaks down in a matter of days. The company says they are in talks with cigarette makers and are currently looking for a partner to start manufacturing the green filters. 1046

On Wednesday, the Senate Homeland Security Committee unanimously voted to ban TikTok on government devices.Newsy reporter Alex Miller tweeted that the bill, which was introduced by Sens. Josh Hawley (R-Mo.) and Rick Scott (R-Fla.), was unanimously passed. 264